Garden Club Meeting - August 2012

[RockinRay]

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@tcbofade wrote:

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@RockinRay wrote:

+ 1 - sometimes it just makes good financial sense!

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Like for instance, when my credit union offers me a pre approval on an auto refinance, and my rate goes from 12.3% to 6.74% saving me $43.82 per month AND giving me a month off!  woot!!!!!

YAYAYAYAYAYAY!

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I rest my case!  

[tcbofade]

Ok, it's another Day One in the garden...

Good morning boys and girls.

[Iamvee]

Want to spend 6 months in the garden before applying for anything.

[webhopper]

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@Iamvee wrote:

Want to spend 6 months in the garden before applying for anything.

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Welcome to the Garden!

Well guys, I found out that my mortgage refinance may not close until Oct 1...  So I'm going to go ahead and get settled in and pick up my gardening tools.

New Goal, App free until the mortgage closes.   may be able to pick up a bronze spade before closing on the mortgage refi.   They won't have to pull credit again, they just have to do a supplement which updates the payment history for my mortgage.

[Tonya-E]

Well I am back for the August edition! I took a break last month while my DH was home on military leave. I am continuing my journey in the garden. After a couple of months of no movement with my scores, I got a nice little jump on EQ which was nice. My TU score remains at a standstill. But I anticipate at least a slight jump this month even if not as significant as EQ. Barclays will be a the 6 month point next month. I am wondering if I will get an auto CLI but it wouldn't matter either way. I am content here in the garden for now:-) I wish everyone the best in their gardening journey!!!

[drkaje]

TU finally being clean caused me to itch a little. Hoping a little sunshine will kill whatever's growing, LOL!

[rosegardener]

Hi everyone!  New poster, long time lurker.  I am officially requesting entry into the garden!  Been in rebuild mode, acquired a batch of cards I am happy with and now it's time to watch these babies grow.

[Anonymous]

Was just approved for the Sapphire Preferred; a little earlier than originally planned, guess I got a little impatient.  Anyway, except for a possible CLI request on the Freedom sometime next year, I am now firmly in the garden for a long time as I really have no desire for any more credit cards.

[Tonya-E]

Welcome to the garden @rosegardener!

[rosegardener]

Thank you Tony!  I figured if I quit lurking and joined it would be a public affirmation of my gardening goal and thus help getting there!