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Garden Club Meeting - August 2012

Moderator Emeritus

Re: Garden Club Meeting - August 2012

Thanks guys!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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MyFICO Fitness Goal: 800s Club!



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Moderator Emeritus

Re: Garden Club Meeting - August 2012


webhopper wrote:
Well guys; app free since Monday. I locked my rate today. 3.75% and I have to bring about $1600 to close. The lender is giving me a good credit about 4500 credit towards closing. With this refi I cant increase the loan amount; so the credit is helping me get it done faster.

I'm happy!

 

Good for you! Congratulations!!!!! Smiley Very Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Senior Contributor

Re: Garden Club Meeting - August 2012

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Mega Contributor

Re: Garden Club Meeting - August 2012


tcbofade wrote:

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...


Stay Strong!!!!!! Smiley Happy




EQ FICO 548 3/3/16
Super Contributor

Re: Garden Club Meeting - August 2012


tcbofade wrote:

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...



That's what I call "peer" pressure or at least the forum friendly version of it.

 

Hang tough.

10/17/2017 FICO: EQ 829 TU 830 EX 826
Moderator Emeritus

Re: Garden Club Meeting - August 2012


marty56 wrote:

tcbofade wrote:

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...



That's what I call "peer" pressure or at least the forum friendly version of it.

 

Hang tough.


 

Indeed! You can do it!!!

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Mega Contributor

Re: Garden Club Meeting - August 2012

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy




EQ FICO 548 3/3/16
Valued Contributor

Re: Garden Club Meeting - August 2012


LS2982 wrote:

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy


And that sounds like frivolous spending.  You aren't applying for credit anytime soon.  If you use SW, just wait for the update. 

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Mega Contributor

Re: Garden Club Meeting - August 2012


DaveSignal wrote:

LS2982 wrote:

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy


And that sounds like frivolus spending.  You aren't applying for credit anytime soon.  If you use SW, just wait for the update.


But I don't wanna!!!!!!!!!!!!!! (throws mini tantrum) Smiley Very Happy

 

Nah I wanna see if they take away that "seeking credit" ding from my negatives.

 




EQ FICO 548 3/3/16
Senior Contributor

Re: Garden Club Meeting - August 2012


LS2982 wrote:

DaveSignal wrote:

LS2982 wrote:

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy


And that sounds like frivolus spending.  You aren't applying for credit anytime soon.  If you use SW, just wait for the update.


But I don't wanna!!!!!!!!!!!!!! (throws mini tantrum) Smiley Very Happy

 

Nah I wanna see if they take away that "seeking credit" ding from my negatives.

 


So, you're seeking to see if they're seeing that you're seeking, right?  Smiley Wink

 

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663