cancel
Showing results for 
Search instead for 
Did you mean: 

Garden Club Meeting - August 2012

Moderator Emeritus

Re: Garden Club Meeting - August 2012

Thanks guys!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 91 of 324
Moderator Emeritus

Re: Garden Club Meeting - August 2012


webhopper wrote:
Well guys; app free since Monday. I locked my rate today. 3.75% and I have to bring about $1600 to close. The lender is giving me a good credit about 4500 credit towards closing. With this refi I cant increase the loan amount; so the credit is helping me get it done faster.

I'm happy!

 

Good for you! Congratulations!!!!! Smiley Very Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 92 of 324
Senior Contributor

Re: Garden Club Meeting - August 2012

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...


Gardening since 10 Jan 2018. Gardening until I hit 700 or 15 April. Whichever comes first. Smiley Tongue
Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
Message 93 of 324
Mega Contributor

Re: Garden Club Meeting - August 2012


tcbofade wrote:

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...


Stay Strong!!!!!! Smiley Happy




EQ FICO 548 3/3/16
Message 94 of 324
Super Contributor

Re: Garden Club Meeting - August 2012


tcbofade wrote:

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...



That's what I call "peer" pressure or at least the forum friendly version of it.

 

Hang tough.

01/13/2018: FICO 829 EQ 823 TU 831 EX
Message 95 of 324
Moderator Emeritus

Re: Garden Club Meeting - August 2012


marty56 wrote:

tcbofade wrote:

DW has gotten her SECOND preapproval from Citi in less than a week.

 

...still gardening, still gardening...



That's what I call "peer" pressure or at least the forum friendly version of it.

 

Hang tough.


 

Indeed! You can do it!!!

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 96 of 324
Mega Contributor

Re: Garden Club Meeting - August 2012

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy




EQ FICO 548 3/3/16
Message 97 of 324
Valued Contributor

Re: Garden Club Meeting - August 2012


LS2982 wrote:

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy


And that sounds like frivolous spending.  You aren't applying for credit anytime soon.  If you use SW, just wait for the update. 

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 98 of 324
Mega Contributor

Re: Garden Club Meeting - August 2012


DaveSignal wrote:

LS2982 wrote:

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy


And that sounds like frivolus spending.  You aren't applying for credit anytime soon.  If you use SW, just wait for the update.


But I don't wanna!!!!!!!!!!!!!! (throws mini tantrum) Smiley Very Happy

 

Nah I wanna see if they take away that "seeking credit" ding from my negatives.

 




EQ FICO 548 3/3/16
Message 99 of 324
Senior Contributor

Re: Garden Club Meeting - August 2012


LS2982 wrote:

DaveSignal wrote:

LS2982 wrote:

If i had a few INQ's from 8/4/11 on my EQ report, you think they would be gone today or should I wait until tommorow to pull a new FICO report??

 

I reaaaaallllllly want to pull one right now!!!! Smiley Very Happy


And that sounds like frivolus spending.  You aren't applying for credit anytime soon.  If you use SW, just wait for the update.


But I don't wanna!!!!!!!!!!!!!! (throws mini tantrum) Smiley Very Happy

 

Nah I wanna see if they take away that "seeking credit" ding from my negatives.

 


So, you're seeking to see if they're seeing that you're seeking, right?  Smiley Wink

 


Gardening since 10 Jan 2018. Gardening until I hit 700 or 15 April. Whichever comes first. Smiley Tongue
Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
Message 100 of 324