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Garden Club Meeting - August 2012

Valued Contributor

Re: Garden Club Meeting - August 2012

I have just started my garden, but am excited to grow here.  I don't think it should be too hard to avoid new apps as I will be in another country for a few years.  I am glad people like the spades, they look great! 

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 11 of 324
Established Contributor

Re: Garden Club Meeting - August 2012

i just joined the garden as well and have been pulling weeds left and rightSmiley Very Happy but i like being in the garden seriously, as fun and addicting as App'ing for cards is, the garden can be just as good. i like watching my current cards grow and my AAoA rise! i just got to maintain some self-control and refrain from app'ing (its not as easy as ya think it is) lolSmiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 12 of 324
Mega Contributor

Re: Garden Club Meeting - August 2012

Approaching a month in the garden and getting a bronze spade!!

Oh, and you guys would be proud of me, I almost went in on a Kays account but didn't, thinking about my garden and my fellow myFICO'ers opinions!

Hands are firmly in the soil!



EQ FICO 548 3/3/16
Message 13 of 324
Moderator Emeritus

Re: Garden Club Meeting - August 2012

I just pulled my EQ scores and report from myFICO, and...drumroll.... the final CO is GONE!!!!! And, after months of my EQ score refusing to budge, it finally jumped by 42 points!!! And, although the CO is stil showing on TU, I received a 10 point boost as well. So, I reached my FICO Fitness goal of getting in the 700s!  I'm so happy this morning I'm beside myself!!!!!!!!!!!!!!!!! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 14 of 324
Mega Contributor

Re: Garden Club Meeting - August 2012

CONGRATS TINU!!!!

I'd do the HAPPY DANCE pic for you but I'm posting from the cell phone Smiley Sad



EQ FICO 548 3/3/16
Message 15 of 324
Regular Contributor

Re: Garden Club Meeting - August 2012

It's been a tough month! Almost bit and went for Amex BCE, but decided to keep gardening. Now in extreme paydown mode! Pesky hospital bill is finally paid off next month as well! Perhaps in Jan I'll go for BCE as a reward. Should be gettin my bronze spade in a few weeks!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 16 of 324
Moderator Emeritus

Re: Garden Club Meeting - August 2012


LS2982 wrote:
CONGRATS TINU!!!!

I'd do the HAPPY DANCE pic for you but I'm posting from the cell phone Smiley Sad

 

Thanks, LS! Believe me, I'm doing my happy dance right here!!! This has been a long road to rebuilding, and this is a wonderful milestone!

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 17 of 324
Senior Contributor

Re: Garden Club Meeting - August 2012

Yay u, Tinu!!


Gardening since 10 Jan 2018. Gardening until I hit 700 or 15 April. Whichever comes first. Smiley Tongue
Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
Message 18 of 324
Valued Contributor

Re: Garden Club Meeting - August 2012

In here - need nothing. May weed a bit more...

 

Grats Tinu! Long time comng!

Ray

** Every Card has a Job, and Every Card does its Job **
Message 19 of 324
Regular Contributor

Re: Garden Club Meeting - August 2012

I'm newly gardening....it's a teeny balcony-sized garden (2 secured cards) but until January 2013 it's what I have to work with. I figure until then, I take good care of my little guys, and focus on my CR baddies.

I'll be over here mixing up some blender drinks Smiley Happy



Message 20 of 324