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Established Contributor
DaveSignal
Posts: 872
Registered: ‎07-29-2011

Re: Garden Club Meeting - August 2012

I have just started my garden, but am excited to grow here.  I don't think it should be too hard to avoid new apps as I will be in another country for a few years.  I am glad people like the spades, they look great! 


  FICO Scores: EQ:688 TU:695 EX:706

Gripping a Gloriously Gold Spade!



Gardening: NFCU nRewards $14k - USAA Rewards $4.5k - SDFCU Flexpoints EMV Chip+PIN $5k - BoA Travel Rewards EMV $4.5k
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Garden Club Meeting - August 2012

[ Edited ]

i just joined the garden as well and have been pulling weeds left and right:smileyvery-happy: but i like being in the garden seriously, as fun and addicting as App'ing for cards is, the garden can be just as good. i like watching my current cards grow and my AAoA rise! i just got to maintain some self-control and refrain from app'ing (its not as easy as ya think it is) lol:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: Garden Club Meeting - August 2012

Approaching a month in the garden and getting a bronze spade!!

Oh, and you guys would be proud of me, I almost went in on a Kays account but didn't, thinking about my garden and my fellow myFICO'ers opinions!

Hands are firmly in the soil!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Moderator
tinuviel
Posts: 3,897
Registered: ‎11-02-2010

Re: Garden Club Meeting - August 2012

I just pulled my EQ scores and report from myFICO, and...drumroll.... the final CO is GONE!!!!! And, after months of my EQ score refusing to budge, it finally jumped by 42 points!!! And, although the CO is stil showing on TU, I received a 10 point boost as well. So, I reached my FICO Fitness goal of getting in the 700s!  I'm so happy this morning I'm beside myself!!!!!!!!!!!!!!!!! :smileyvery-happy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: Garden Club Meeting - August 2012

CONGRATS TINU!!!!

I'd do the HAPPY DANCE pic for you but I'm posting from the cell phone :smileysad:



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Regular Contributor
jm00ser
Posts: 149
Registered: ‎07-11-2012

Re: Garden Club Meeting - August 2012

It's been a tough month! Almost bit and went for Amex BCE, but decided to keep gardening. Now in extreme paydown mode! Pesky hospital bill is finally paid off next month as well! Perhaps in Jan I'll go for BCE as a reward. Should be gettin my bronze spade in a few weeks!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 0/1.5k (7\06)
Citi Thank You World MC 3350/7.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 400/3.8k (9/11); Chase Southwest RR Premier Visa Signature 3550/10.7k (6/12); Discover It 175/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Moderator
tinuviel
Posts: 3,897
Registered: ‎11-02-2010

Re: Garden Club Meeting - August 2012


LS2982 wrote:
CONGRATS TINU!!!!

I'd do the HAPPY DANCE pic for you but I'm posting from the cell phone :smileysad:

 

Thanks, LS! Believe me, I'm doing my happy dance right here!!! This has been a long road to rebuilding, and this is a wonderful milestone!

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Established Contributor
tcbofade
Posts: 1,044
Registered: ‎09-26-2011

Re: Garden Club Meeting - August 2012

Yay u, Tinu!!



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: Garden Club Meeting - August 2012

In here - need nothing. May weed a bit more...

 

Grats Tinu! Long time comng!

Ray

** Every Card has a Job, and Every Card does its Job **

Regular Contributor
InvincibleSummer2
Posts: 171
Registered: ‎06-15-2012

Re: Garden Club Meeting - August 2012

I'm newly gardening....it's a teeny balcony-sized garden (2 secured cards) but until January 2013 it's what I have to work with. I figure until then, I take good care of my little guys, and focus on my CR baddies.

I'll be over here mixing up some blender drinks :smileyhappy:




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