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Garden Club Meeting - August 2013

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tcbofade
Super Contributor

Re: Garden Club Meeting - August 2013


@09Lexie wrote:
@tcbofade

Fingers crossed that your situation is resolved to your satisfaction. In the meantime, hangout and get some rest in the garden.

Actually, "rest" is hard to come by right now...PM sent.

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 111 of 5,437
Shogun
Moderator Emeritus

Re: Garden Club Meeting - August 2013


@09Lexie wrote:
Glory be! That trick is wonderful!

Pay no attention to the man behind the curtain, I am the great and powerful Shogun....   oh no,, hold on... DW said I have to take out the trash,  the great and powerful Shogun will brb.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 112 of 5,437
09Lexie
Moderator Emerita

Re: Garden Club Meeting - August 2013

@emptypockets

Welcome to the GC. Stay as long as you like; we have plenty of land.
Message 113 of 5,437
tcbofade
Super Contributor

Re: Garden Club Meeting - August 2013


@Shogun wrote:

@09Lexie wrote:
Glory be! That trick is wonderful!

Pay no attention to the man behind the curtain, I am the great and powerful Shogun....   oh no,, hold on... DW said I have to take out the trash,  the great and powerful Shogun will brb.  Smiley Happy


Such a WISE man, this shogun is...

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 114 of 5,437
emptypockets
Valued Contributor

Re: Garden Club Meeting - August 2013


@09Lexie wrote:
@emptypockets

Welcome to the GC. Stay as long as you like; we have plenty of land.

Thanks!!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 115 of 5,437
lovemybabiesx2
Valued Member

Re: Garden Club Meeting - August 2013

Hello, my name is tasha & I'm a credit card junkie Smiley Wink my first day in the garden! I've PIF 5 cc's & sick drawered them, was approved for & got my highest limit card last month after 2yrs of rebuilding efforts that took me from the 400s to 600s Smiley Happy no need for a mortgage as hubby & I were awarded a mortgage free home from military warrior support foundation, and as part of that award there is not allowed any new CCs without approval & debt payment plans/goals discussed monthly. Soooooo here I am and here I shall stay for the next 36mo Smiley Happy
Equifax: 470 ( Lender 7/11) 548 (USAA-7/10/13

Experian: 493 (Lender 7/11) ) 588-USAA 7/10/13

TU: starting- 461 (Lender 7/11), 553-USAA 7/10/13- 647 (Walmart 7/15/13)
Vantage Score: 678
GOAL: FICO 650-690 by 12/2013
Message 116 of 5,437
hutchj
Frequent Contributor

Re: Garden Club Meeting - August 2013

Goodness Guys.

 

It's not even August and y'all are already on page 12, lol.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Message 117 of 5,437
09Lexie
Moderator Emerita

Re: Garden Club Meeting - August 2013

GCers,

I've turned in my glorious silver spade for a seedling. I know that my account has been upgraded now and even though the cc is not in my hand it has been converted. I'm now going to use this brief window to add myself on DHs Delta (backdated to '85) and his Explorer Card.

Message 118 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@09Lexie wrote:
Glory be! That trick is wonderful!

Yes it is Smiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 119 of 5,437
09Lexie
Moderator Emerita

Re: Garden Club Meeting - August 2013

@lovemybabiesx2

Welcome to the GC! Plant your seedling, grab a watering can...36 mos is a long time. Smiley Wink
Message 120 of 5,437
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