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Garden Club Meeting - August 2013

Valued Contributor

Re: Garden Club Meeting - August 2013

I am joining the club, stopping by. Smiley Tongue

Message 881 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

@DigitalArk

Welcome to the GC! Glad you made it ...tbh I'm surprised you weren't here earlier. Smiley Tongue

Don't forget to plant your seedling!
Message 882 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 883 of 5,437
Valued Contributor

Re: Garden Club Meeting - August 2013

I'll be in the garden for a few days...

 

An approval from Barclays will make me definitely stay. i'm trying for a Discover and NFL card later this month....

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 884 of 5,437
Highlighted
Frequent Contributor

Re: Garden Club Meeting - August 2013

Im only 7 weeks away from a gold spade.  Though I think Im going to try for 12 months then I may do some hp for cli well see though.   Well see what happened at 6 months for discover and barclys im hoping for auto cli on both!

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 885 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

@injustifiable

You'll be missed - we'll water your seedling while you're gone.
Message 886 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 887 of 5,437
Super Contributor

Re: Garden Club Meeting - August 2013


Simply827 wrote:

Good morning all.

 

I picked on my Bronze today, only to give it back in 10 days when I go for an auto loan. Thanks for the pass journey. Smiley Happy

 

In other news, I was rebucketed and lost 15 points Smiley SurprisedSmiley Frustrated Hopefully I'll still be in good shape.


You have earned that pass no thanks neededSmiley Wink

Go get that auto Yay

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 888 of 5,437
Super Contributor

Re: Garden Club Meeting - August 2013


kroberts67 wrote:

Here's my question:  What do you consider your  greater accomplishment, i.e paying down/off bills, obtaining your dream card, etc. on your credit journey?


Paying off all baddies instead of just waiting for them to drop is a big one.  I can blame my bad credit history on being a single parent and always being broke, but really I've just always handled finances badly.  So my biggest accomplishment is a mix between "cleaning house" & proudly keeping it clean!


Thanks for being a valuable contributor and I have the up most faith that you will get it done!!!!!

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 889 of 5,437
Super Contributor

Re: Garden Club Meeting - August 2013


CS800 wrote:

Still in gardening mode.

 

Got APR reduced, CLI's and AF removed all with SP's. My credit on all 3 is frozen anyway. Accomplished a lot creditwise this past month.


Bravo

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 890 of 5,437