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Garden Club Meeting - August 2013

Valued Contributor

Re: Garden Club Meeting - August 2013

little late, but still checking in. 

my best freind turned 23! 

4 days! 

should i wait till the 1st too pay for my reports? ;P i know util is a killer but ill be glad it says no recent search for credit 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4111 of 5,437
Valued Contributor

Re: Garden Club Meeting - August 2013


Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4112 of 5,437
Super Contributor

Re: Garden Club Meeting - August 2013


creditnocash wrote:

little late, but still checking in. 

my best freind turned 23! 

4 days! 

should i wait till the 1st too pay for my reports? ;P i know util is a killer but ill be glad it says no recent search for credit 


Marked as in attendance 

Unless you have plans to app or expecting a big change no need to pull or pay

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4113 of 5,437
Senior Contributor

Re: Garden Club Meeting - August 2013


MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


That sounds like the perfect day granted you have a comfortable sofa Smiley Happy

Message 4114 of 5,437
Highlighted
Valued Contributor

Re: Garden Club Meeting - August 2013

@journey 

 

not a huge change. i apped for alot of stuff last year. 4inqs on tu and 5 on eq and ex all from the same day. (SO my reports will be free of inq's that are under a year.)

unfortunately ill have too wait until jan till some actually fall off

you know me, no apping till new years for that amex Smiley Wink 

garden strong!!!

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4115 of 5,437
Senior Contributor

Re: Garden Club Meeting - August 2013


MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it Smiley Sad   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol

Message 4116 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013

Good evening Gardeners! Are we still passing out drinks? I'll take whatever is going around!

Lexie, can I pack myself in one of your suitcases when you go to Hawaii?

Congrats on all the CLI's! GE is nice on SP increases. I went from $250 to $1000 a couple of weeks ago. I was shocked. It's also nice to get a pleasant login surprise of a credit increase too! Maybe I'll see that one day too.

Nothing special happening tonight. Barclaycard is still sending mail and I wouldn't mind something in the future from them, but not yet. DH is getting mail also now from USAA and Barclay, but he still ignores everything.

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
Message 4117 of 5,437
Senior Contributor

Re: Garden Club Meeting - August 2013


Irisa wrote:

MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it Smiley Sad   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol


You can grocery shop and do ALL your laundry for the upcoming semester since we know those things tend to get neglected during the school year, lol

Message 4118 of 5,437
Valued Contributor

Re: Garden Club Meeting - August 2013


azguy13 wrote:

MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


That sounds like the perfect day granted you have a comfortable sofa Smiley Happy


Yes, it's very comfortable.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4119 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013

Ha! So I wasn't the only one who napped. worked a half day at work and when I got home, I ate a late lunch and fell asleep afterwards. DH woke me up at 7:30 asking about dinner. I couldn't believe I slept so long!

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
Message 4120 of 5,437