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Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: Garden Club Meeting - August 2013

little late, but still checking in. 

my best freind turned 23! 

4 days! 

should i wait till the 1st too pay for my reports? ;P i know util is a killer but ill be glad it says no recent search for credit 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
MsLadyRover
Posts: 2,689
Registered: ‎03-14-2012

Re: Garden Club Meeting - August 2013


Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! :smileylol:


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Community Leader
Senior Contributor
myjourney
Posts: 25,139
Registered: ‎02-07-2013

Re: Garden Club Meeting - August 2013


creditnocash wrote:

little late, but still checking in. 

my best freind turned 23! 

4 days! 

should i wait till the 1st too pay for my reports? ;P i know util is a killer but ill be glad it says no recent search for credit 


Marked as in attendance 

Unless you have plans to app or expecting a big change no need to pull or pay

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it...6/6/14 Plat is all mine
Community Leader
Valued Contributor
azguy13
Posts: 5,366
Registered: ‎04-30-2013

Re: Garden Club Meeting - August 2013


MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! :smileylol:


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


That sounds like the perfect day granted you have a comfortable sofa :smileyhappy:




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $10,000 I
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: Garden Club Meeting - August 2013

@journey 

 

not a huge change. i apped for alot of stuff last year. 4inqs on tu and 5 on eq and ex all from the same day. (SO my reports will be free of inq's that are under a year.)

unfortunately ill have too wait until jan till some actually fall off

you know me, no apping till new years for that amex :smileywink: 

garden strong!!!

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
Irisa
Posts: 4,071
Registered: ‎07-26-2008

Re: Garden Club Meeting - August 2013


MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! :smileylol:


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it :smileysad:   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol



Current scores: EQ 793 TU 794 EX 770 Goal: 800 Club
Current Cards: CSP, Freedom, Amex BCP, Discover It, Citi TYP, Cap 1 QS, 2 Cap 1 QS One, BoA Cash Rewards
Back in the garden: 3/20/14.
Regular Contributor
sweettea
Posts: 351
Registered: ‎07-13-2013

Re: Garden Club Meeting - August 2013

Good evening Gardeners! Are we still passing out drinks? I'll take whatever is going around!

Lexie, can I pack myself in one of your suitcases when you go to Hawaii?

Congrats on all the CLI's! GE is nice on SP increases. I went from $250 to $1000 a couple of weeks ago. I was shocked. It's also nice to get a pleasant login surprise of a credit increase too! Maybe I'll see that one day too.

Nothing special happening tonight. Barclaycard is still sending mail and I wouldn't mind something in the future from them, but not yet. DH is getting mail also now from USAA and Barclay, but he still ignores everything.

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12
Present - #GardenStrong Until 10/14
Future - Late 2014 All IIBs Drop | 2015 Mortgage
Community Leader
Valued Contributor
azguy13
Posts: 5,366
Registered: ‎04-30-2013

Re: Garden Club Meeting - August 2013


Irisa wrote:

MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! :smileylol:


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it :smileysad:   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol


You can grocery shop and do ALL your laundry for the upcoming semester since we know those things tend to get neglected during the school year, lol




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $10,000 I
Valued Contributor
MsLadyRover
Posts: 2,689
Registered: ‎03-14-2012

Re: Garden Club Meeting - August 2013


azguy13 wrote:

MsLadyRover wrote:

Irisa wrote:

MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! :smileylol:


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


That sounds like the perfect day granted you have a comfortable sofa :smileyhappy:


Yes, it's very comfortable.



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Regular Contributor
sweettea
Posts: 351
Registered: ‎07-13-2013

Re: Garden Club Meeting - August 2013

Ha! So I wasn't the only one who napped. worked a half day at work and when I got home, I ate a late lunch and fell asleep afterwards. DH woke me up at 7:30 asking about dinner. I couldn't believe I slept so long!

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12
Present - #GardenStrong Until 10/14
Future - Late 2014 All IIBs Drop | 2015 Mortgage

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