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Re: Garden Club Meeting - August 2013

azguy - I actually dig your credit profile. I'm a secret admirer. :smileyhappy: We went out to a greasy spoon joint. He picked up a double hot dog and I grabbed a turkey burger. Then we went to our favorite smoothie place for smoothies. Yumm!

MJ - thanks for the tea!

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
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Re: Garden Club Meeting - August 2013


myjourney wrote:

 


I also plan to apply for an AMEX in January. Can't wait!


They will be waiting to give you that new card 


I sure hope so!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Re: Garden Club Meeting - August 2013

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Re: Garden Club Meeting - August 2013

I find I am on this forum WAY more than facebook nowadays which is crazy. Granted, FB is how I keep in touch with friends and family but I don't think I have spent as much time on it in the last month than I have on here.




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
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Re: Garden Club Meeting - August 2013

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Re: Garden Club Meeting - August 2013


09Lexie wrote:
@creditnocash

Better late than never! If you think the extra month will help with aging, you might as well wait a few days.

not so much with aging as much as no inqs effecting scores (all will be over a year) 

but i think your right, why waste 60 bucks when i already know whats on my reports, 

 

ive come too a point where i watch my credit anyways,. so i just pull when needed,

i dont need a house, or car loan anytime soon, always pay my bills on time so yeah :smileyhappy: im doing okay for now 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
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Re: Garden Club Meeting - August 2013


audia4 wrote:

Irisa wrote:

I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it :smileysad:   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol

I wish I could say that (homework). I have 13 chapters to read and only have about 1/2 of that done so far. Well I guess there's still tomorrow. I will crack down then since the mail don't run and there's no chance of pacing back and forth waiting for my new seeds to show up.


I will be in the same boat next week. School starts on monday and I'm taking 5 classes this semester.

I may be able to help you with your homework this weekend.. for the right price.   :smileylol:  JK!


Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY

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Re: Garden Club Meeting - August 2013


creditnocash wrote:

MsLadyRover wrote:

myjourney wrote:

creditnocash wrote:

@journey 

 

not a huge change. i apped for alot of stuff last year. 4inqs on tu and 5 on eq and ex all from the same day. (SO my reports will be free of inq's that are under a year.)

unfortunately ill have too wait until jan till some actually fall off

you know me, no apping till new years for that amex :smileywink: 

garden strong!!!


Then save that money for the Amex prep when you get close to the end of the year ...That's my time table as well and that's also my plan


I also plan to apply for an AMEX in January. Can't wait!


start a whose waiting for amex in january thread :smileywink: 

 

and great too be here tonight :smileytongue: just water for me, i need too calm down with drinking. (my parents are starting too think im an alcholic lol) 


Can't have parents thinking that now and my app is at the end of the year but the card i'm after this time is Chase Ink got 2 Amex in June

Water for you

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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Re: Garden Club Meeting - August 2013


sweettea wrote:
azguy - I actually dig your credit profile. I'm a secret admirer. :smileyhappy: We went out to a greasy spoon joint. He picked up a double hot dog and I grabbed a turkey burger. Then we went to our favorite smoothie place for smoothies. Yumm!

MJ - thanks for the tea!

Thanks :smileyhappy: I want the Navcheck at some point also but it can wait until I actually need it. NFCU is AWESOME




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
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Re: Garden Club Meeting - August 2013


MsLadyRover wrote:

myjourney wrote:

 


I also plan to apply for an AMEX in January. Can't wait!


They will be waiting to give you that new card 


I sure hope so!


:smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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