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Garden Club Meeting - August 2013

Frequent Contributor

Re: Garden Club Meeting - August 2013

azguy - I actually dig your credit profile. I'm a secret admirer. Smiley Happy We went out to a greasy spoon joint. He picked up a double hot dog and I grabbed a turkey burger. Then we went to our favorite smoothie place for smoothies. Yumm!

MJ - thanks for the tea!

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
Message 4141 of 5,437
Valued Contributor

Re: Garden Club Meeting - August 2013


myjourney wrote:

 


I also plan to apply for an AMEX in January. Can't wait!


They will be waiting to give you that new card 


I sure hope so!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4142 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 4143 of 5,437
Senior Contributor

Re: Garden Club Meeting - August 2013

I find I am on this forum WAY more than facebook nowadays which is crazy. Granted, FB is how I keep in touch with friends and family but I don't think I have spent as much time on it in the last month than I have on here.

Message 4144 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 4145 of 5,437
Highlighted
Valued Contributor

Re: Garden Club Meeting - August 2013


09Lexie wrote:
@creditnocash

Better late than never! If you think the extra month will help with aging, you might as well wait a few days.

not so much with aging as much as no inqs effecting scores (all will be over a year) 

but i think your right, why waste 60 bucks when i already know whats on my reports, 

 

ive come too a point where i watch my credit anyways,. so i just pull when needed,

i dont need a house, or car loan anytime soon, always pay my bills on time so yeah Smiley Happy im doing okay for now 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4146 of 5,437
Senior Contributor

Re: Garden Club Meeting - August 2013


audia4 wrote:

Irisa wrote:

I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it Smiley Sad   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol

I wish I could say that (homework). I have 13 chapters to read and only have about 1/2 of that done so far. Well I guess there's still tomorrow. I will crack down then since the mail don't run and there's no chance of pacing back and forth waiting for my new seeds to show up.


I will be in the same boat next week. School starts on monday and I'm taking 5 classes this semester.

I may be able to help you with your homework this weekend.. for the right price.   Smiley LOL  JK!

Message 4147 of 5,437
Super Contributor

Re: Garden Club Meeting - August 2013


creditnocash wrote:

MsLadyRover wrote:

myjourney wrote:

creditnocash wrote:

@journey 

 

not a huge change. i apped for alot of stuff last year. 4inqs on tu and 5 on eq and ex all from the same day. (SO my reports will be free of inq's that are under a year.)

unfortunately ill have too wait until jan till some actually fall off

you know me, no apping till new years for that amex Smiley Wink 

garden strong!!!


Then save that money for the Amex prep when you get close to the end of the year ...That's my time table as well and that's also my plan


I also plan to apply for an AMEX in January. Can't wait!


start a whose waiting for amex in january thread Smiley Wink 

 

and great too be here tonight Smiley Tongue just water for me, i need too calm down with drinking. (my parents are starting too think im an alcholic lol) 


Can't have parents thinking that now and my app is at the end of the year but the card i'm after this time is Chase Ink got 2 Amex in June

Water for you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4148 of 5,437
Senior Contributor

Re: Garden Club Meeting - August 2013


sweettea wrote:
azguy - I actually dig your credit profile. I'm a secret admirer. Smiley Happy We went out to a greasy spoon joint. He picked up a double hot dog and I grabbed a turkey burger. Then we went to our favorite smoothie place for smoothies. Yumm!

MJ - thanks for the tea!

Thanks Smiley Happy I want the Navcheck at some point also but it can wait until I actually need it. NFCU is AWESOME

Message 4149 of 5,437
Super Contributor

Re: Garden Club Meeting - August 2013


MsLadyRover wrote:

myjourney wrote:

 


I also plan to apply for an AMEX in January. Can't wait!


They will be waiting to give you that new card 


I sure hope so!


Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4150 of 5,437