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Garden Club Meeting - August 2013

Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 21 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 22 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013

Checking in and only seven more days before I earn my first spade...this is so exciting!!! Smiley Very Happy


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 23 of 5,437
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 24 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013

@Lexie

 

Thank you very much!!!


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 25 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013


LearningMoreAboutCredit wrote:

Checking in and only seven more days before I earn my first spade...this is so exciting!!! Smiley Very Happy


Congrats buddy!!! I know how hard it had to be... That spade is well earned!!

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 26 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013

Lexie - how does that Silver Spade feel?

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 27 of 5,437
Established Contributor

Re: Garden Club Meeting - August 2013

Boom!  I am here in da garden!!!  Chasing my dog who prolly just made off with my sammich. Smiley Surprised

 

 

 photo Lindbergh6_zpse2571952.jpg

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 28 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013


joshuapd1987 wrote:

LearningMoreAboutCredit wrote:

Checking in and only seven more days before I earn my first spade...this is so exciting!!! Smiley Very Happy


Congrats buddy!!! I know how hard it had to be... That spade is well earned!!


Thanks Joshua!  This is a self-imposed trip to the garden and I'm going for diamond...Citi told me to kick rocks due to too much available credit for stated income.  Waiting on my next promotion which may be further down the road than anticipated.  Smiley Wink


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 29 of 5,437
Frequent Contributor

Re: Garden Club Meeting - August 2013


LearningMoreAboutCredit wrote:

joshuapd1987 wrote:

LearningMoreAboutCredit wrote:

Checking in and only seven more days before I earn my first spade...this is so exciting!!! Smiley Very Happy


Congrats buddy!!! I know how hard it had to be... That spade is well earned!!


Thanks Joshua!  This is a self-imposed trip to the garden and I'm going for diamond...Citi told me to kick rocks due to too much available credit for stated income.  Waiting on my next promotion which may be further down the road than anticipated.  Smiley Wink


Keeping fingers crossed it comes real soon! Smiley Happy

 

Hate having to kick those rocks!!

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 30 of 5,437