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Good morning GC!
@KennyRS wrote:
@coldnmn wrote:Good morning GC!
Morning!
Good morning Kenny!
Happy August to the GC!
Really enjoying this garden-time & watching the growth. Time is truly our best friend .
I'm a bit concerned as I will need to begin car-hunting ASAP as about 3 wheels are 'in the grave'... I honestly did not anticipate this - at least not THIS soon - and is basicaly going to destroy the last (going on) 2 years of hard work & additional growth. There is no choice in the matter; one has to get from point A to B & back!
Nonetheless, IIRC, I have about 2 weeks or so to rate/car shop to have them "lumped together" (inq wise that is). I doubt the INQ will really hurt, if at all, as August was a 1 year mark leaving me with 2 INQ's. Still, the new installment account is something I am trying to put off as long as I possibly can since I don't want to backrack & have to start all over again.
Whenever my last installment accounts were closed/paid, I actually had a drop then & recovered since (closed in April, bounced back the next month or July at most - odd). As such, I have not had an open installment account since April and I've been pretty much 'stagnant' score-wise ever since. I know, I know, it's all in the wonderful formulas & enhancements and the price of eggs in every country LOLOL.
It's been a LONG time since I even financed a vehicle, "back in the day" I would get a new car every 2-3 years, and I hate to go into this blindly. Once I get down to the 3 models/makes, then & only then will I start the financing process. I wish I could use my bank as the note-holder however if I can get a 0% deal, obviously I would be a fool to NOT take that over the (pretty-much) guaranteed approval. Interest or no interest is a no brainer!!!
Anyway my GC friends, if anyone has a few words of wisdom, I'm listening. Even if you want to offer some experiences with the Make/Model, I'm all ears for that too.
Other than this, thank you all in advance, I hope you are all doing well & have a great weekend, and look forward to "everything"
Take care & thanks again!!!!
PS: This "STUCK" at 799 nonsense is TRULY getting old!!! Would ONE POINT really hurt em to make a crippled guy smile LOLOL
Ok gardeners...you might want to take a ss of my gold spade it is my first one ever, and I doubt it will be here very long. I will be seeking cli on my usaa cards here pretty quick--probably next week. Check that, perhaps 10-14 days to let a couple inqs age first.
Checking in for August. Picked up my bronze spade. A couple of days for my Amex 3x cli attempt. Looking forward to reporting good news!
Right on focused...me too. Congrats on your spade and gl on your 3x!
@nma851 wrote:Happy August to the GC!
Really enjoying this garden-time & watching the growth. Time is truly our best friend .
I'm a bit concerned as I will need to begin car-hunting ASAP as about 3 wheels are 'in the grave'... I honestly did not anticipate this - at least not THIS soon - and is basicaly going to destroy the last (going on) 2 years of hard work & additional growth. There is no choice in the matter; one has to get from point A to B & back!
Nonetheless, IIRC, I have about 2 weeks or so to rate/car shop to have them "lumped together" (inq wise that is). I doubt the INQ will really hurt, if at all, as August was a 1 year mark leaving me with 2 INQ's. Still, the new installment account is something I am trying to put off as long as I possibly can since I don't want to backrack & have to start all over again.
Whenever my last installment accounts were closed/paid, I actually had a drop then & recovered since (closed in April, bounced back the next month or July at most - odd). As such, I have not had an open installment account since April and I've been pretty much 'stagnant' score-wise ever since. I know, I know, it's all in the wonderful formulas & enhancements and the price of eggs in every country LOLOL.
It's been a LONG time since I even financed a vehicle, "back in the day" I would get a new car every 2-3 years, and I hate to go into this blindly. Once I get down to the 3 models/makes, then & only then will I start the financing process. I wish I could use my bank as the note-holder however if I can get a 0% deal, obviously I would be a fool to NOT take that over the (pretty-much) guaranteed approval. Interest or no interest is a no brainer!!!
Anyway my GC friends, if anyone has a few words of wisdom, I'm listening. Even if you want to offer some experiences with the Make/Model, I'm all ears for that too.
Other than this, thank you all in advance, I hope you are all doing well & have a great weekend, and look forward to "everything"
Take care & thanks again!!!!
PS: This "STUCK" at 799 nonsense is TRULY getting old!!! Would ONE POINT really hurt em to make a crippled guy smile LOLOL
whatswrong with your car i you do not mind me asking
back in the garden club after applying for JCP and an auto loan.. with a $400 credit limit. still undecided on car that I want.