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Garden Club Meeting - August 2014

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Trinity08
New Contributor

Re: Garden Club Meeting - August 2014

Checking in for August. Eight months strong. The garden has been very good to me. 



Amazon Visa-6K/BR Visa-8K/Sportman's Guide-5.3K/ON Visa-4.8K/Amazon Store-4750/Walmart Store-3300/VS-1800/Target-500

Experian 745(11/25/14) Equifax-736(06/18/14) Transunion 740 (via Walmart)(11/17/14)
Message 171 of 2,931
VirtualCuriosity
Established Contributor

Re: Garden Club Meeting - August 2014


@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

By the end of 2014 I hope to have my scores and credit goals where?

 

Tonight's Menu

Fish fry Friday

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

Don't see what you want ask your server


images.jpg


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 172 of 2,931
mongstradamus
Super Contributor

Re: Garden Club Meeting - August 2014


@coldnmn wrote:

Smiley Happy Good morning GC!


good morning sir and rest of GC



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 173 of 2,931
RushXTC
Established Contributor

Re: Garden Club Meeting - August 2014

Oh man, Super excited for today!

 

I get to see Vaughn Gittin Jr. Drifting! (Possibly even a ride along!!!) (Cue the music) I'm so excited.

Message 174 of 2,931
BluePoodle
Valued Contributor

Re: Garden Club Meeting - August 2014

Morning All!

 

Not much to report. Still waiting for my Disney Chase card....

 

Two weeks from now I have to take my daughter back to college for the fall. Smiley Sad

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 175 of 2,931
BluePoodle
Valued Contributor

Re: Garden Club Meeting - August 2014

Tonight's question

By the end of 2014 I hope to have my scores and credit goals where?

 

  • To have my util at 5% (currently at 15%)
  • No new CC at this time
  • New Auto Loan
  • Scores all in the 700's
CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 176 of 2,931
tcbofade
Super Contributor

Re: Garden Club Meeting - August 2014

Good morning boys and girls.  CFNA (Firestone) new site is up and running, now CLI is an online option.  Not for me, but DW got an $800 increase this morning.  Woot!

 


@mongstradamus wrote:

I don't really know where to put this question here. So i am going with my mom to thailand in september. Now would it be wrong for me to reserve seats in different parts of the plan, so i don't get nagged to death for 22 straight hours. I don't know if i could handle that. 


No, it wouldn't be wrong, but she wouldn't appreciate it, I'm sure.  Here's another thought, reserve two seats next to eachother, sit next to her and hold her hand.  If she won't stop nagging you, hold YOUR hand over her mouth....  Smiley Tongue

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 177 of 2,931
MsLadyRover
Valued Contributor

Re: Garden Club Meeting - August 2014

Good Morning Gardeners!!

How is everyone?

I am soooooooo happy to announce that I woke up this morning to an email from Barclay letting me know that my fico score had changed.

I checked to see what it was and screamed when I saw 700!!!!

My gardening has finally paid off and I have reached my goal score of 700 with Transunion.

I will be checking myfico soon to see where I am with Experian and Equifax.

Thank you soooooo much to everyone here for encouraging me and keeping me on my best gardening behavior.  LOL!!

IMG_2633.jpg



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 178 of 2,931
tcbofade
Super Contributor

Re: Garden Club Meeting - August 2014

As for this years goals and scores, I'll confess that I don't have one really.  I'm kind of stuck in neutral waiting for January to get here.  Over the last eight months or so, our debt and utilization have skyrocked, but we knew that was going to happen.  I'll go back to two jobs in about 30 days and hopefully at least slow the bleeding until 01 January when DW can refinance our castle.

 

Over 60 days app free, and will have my silver spade by the end of the month...might be going for gold, haven't decided yet.  (I'll confess that whether I make it or not has a LOT to do with pre approval websites...  Smiley Tongue )

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 179 of 2,931
tcbofade
Super Contributor

Re: Garden Club Meeting - August 2014

Congrats MsLadyRover...that's a nice feeling, and a big accomplishment!  Yay u!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 180 of 2,931
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