Garden Club Meeting - August 2014 - Page 3 - myFICO® Forums

SunriseEarth · ‎08-01-2014

Hey Gardeners,

I always like outlining my Gardening plans for the new month. I'll be leaving the Garden next week for an auto loan; I'm just waiting for some balances to update. While I'm out, I also plan on going for the Amex Costco TE to help offset any dips to AAoA. When I'm back, I plan on Gardening until November, when I'll be requesting the Macy's AMEX upgrade, though I will take a Walmart upgrade if they offer one. After that, I'm putting off any other new CCs until next year.

My plan:

1. Send new GW letter to Cap One for CO

2. Keep UTIL below 10% and keep more zero balances

3. SP CLI requests in September (QS1 on the 5th, Sony on the 16th, VS on the 26th, Gold Violin on the 29th)

4. SP CLI requests in October for Amazon, Wally, & JCP

Kennie02 · ‎08-01-2014

Checking in for August! I recently got a SP CLI on my CapOne card so I am hoping that will calm my itch. I want to add a few cards to my wallet, get an auto CLI on my Barclay Rewards and I need to garden to be approved. Happy Gardening!

Credit Age:

New Accounts:

Inq (6/12/24M):

mongstradamus · ‎08-01-2014

@SunriseEarth wrote:
Hey Gardeners,

I always like outlining my Gardening plans for the new month. I'll be leaving the Garden next week for an auto loan; I'm just waiting for some balances to update. While I'm out, I also plan on going for the Amex Costco TE to help offset any dips to AAoA. When I'm back, I plan on Gardening until November, when I'll be requesting the Macy's AMEX upgrade, though I will take a Walmart upgrade if they offer one. After that, I'm putting off any other new CCs until next year.

My plan:

1. Send new GW letter to Cap One for CO
2. Keep UTIL below 10% and keep more zero balances
3. SP CLI requests in September (QS1 on the 5th, Sony on the 16th, VS on the 26th, Gold Violin on the 29th)
4. SP CLI requests in October for Amazon, Wally, & JCP

I think its very smart to have an plan on what you plan to do with apps and the such. If you don't you may app for things unecessarily. Cap one is an tough nut to crack when it comes to GW, good luck! I didn't have any luck when i tried to get my baddie removed with them.

Good luck on amex te card, any particular reason you want amex te over other amex cards ?

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

FlawlessShineAutoSpa · ‎08-01-2014

Hello everyone! I'm new to the Garden... I'm going for the long stretch.. I'm gardening until January 2016.. Some baddies will fall of by then.. Looking forward to garden with my fellow gardners!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500

ronstar7 · ‎08-01-2014

And here I wanted to be the first one to post lol, oh well checking in and praying I can stay in this time!! Hello everyone!!!!!!!!!!!!!!!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 571 TU EX Goal 700+ across
UTL
Last Inq:

newhis · ‎08-01-2014

First time checking in with the GC. I have my cards since March 2014 so I guess I'm gardening since.

Waiting to have a score on my Discover statement and see any results with Chase. At least until October 2014. Want to lock 2014 with Amex if possible.