dodgerslv wrote:I officially earned my bronze spade! and 1 inquiry in the last 4 months...
Woo, hoo... congrats! Feel free to add the spade to your siggy, if you'd like. After all, you've earned it. 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
tinuviel wrote:
dodgerslv wrote:I officially earned my bronze spade! and 1 inquiry in the last 4 months...
Woo, hoo... congrats! Feel free to add the spade to your siggy, if you'd like. After all, you've earned it.
thanks tinuviel!!! Unfortunately i went application crazy for most of 2011-2012...and thanks this forum i have learned alot and refrained from applying and letting my credit age after months of rebuilding...have 15 INQ on EQ, 10 on TU and 24 on EX in the last 2 years (even though most of them are from late 2011-early 2012)...gardening for at least 6 more months and hopefully a year!
sakhalin070 wrote:I'm joining the garden as well. I got all the cards I wanted for now. In the future I'd like the Chase Freedom or Chase Sapphire Preferred, but its not my priority at the moment. I want to have the best possible score when I apply for a student loan for grad school.
Welcome to the garden club! Feel free to roll up your sleeves and start tending those nice plants! We also have mimosas!!! Haha. On a serious note; welcome to the club! I hope you find gardening as rewarding as I have! I had over 19 inquiries when I started!
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Must not app for at least a year...I have the cards and the limits I wanted...I'm gonna let this gardening thing grow on me 
natashahol wrote:I am in the garden as of today no more apps for at least 6 months. 6/2013
Going to see if I can get these seedlings to grow
Welcome to the garden! Trust me; in 6 months your scores will be thanking you!!!
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Hello everyone, I too have joined the garden for atleast 6 months.
After about 10 months since starting my journey...My portfolio now looks like this:
1) Discover More - $1,000 (Originally $500)
2) Citi Forward - $1,000 (Originally $500)
3) Capital One Journey - $1,000 (Originally 300 and went to $500 via credit steps)
4) Chase Freedom - $500 (My new seed waiting to get it matched to $1,000)
I'm very pleased that I have achieved this much in less than a year (with the exception of a few student loans that are about 4-5 months older)
On another note: I'm quite surprised we can have a Garden Club in December. 
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