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Garden Club Meeting -December 2013

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myjourney
Super Contributor

Re: Garden Club Meeting -December 2013


@notfancy wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Tonight's Topic : Open Forum ...Answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Before applying for a credit card what things should you consider in your selection?

 

Tonight's Menu

Hot Wings

Beef or Chicken Tacos

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

Don't see what you want ask your server


That Garden is lovely. I'll take the tacos. I'll never eat wings out side of western NY.

 

For tonight's question: I'm just considering the big ones for CCs more than the perks. I want to know that I've arrived, and that I've become credit worthy.

 

If I could figure out how to make the "Duck", Amex and Chase love me, I'd be a happy gal.


1) Stick with us in the GC

2) Keep working on CR's 

3) Get all the SP CLI's you can during this time so when you leave your lines are larger for new lenders to see

 

And you will get all the cards you seek (promise)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2911 of 4,613
Stonemanmv
Valued Contributor

Re: Garden Club Meeting -December 2013

Notfancy. A sudden thing  Just tighten right up  pinky finger is numb also Smiley Embarassed


SIlver:

Message 2912 of 4,613
myjourney
Super Contributor

Re: Garden Club Meeting -December 2013


@Stonemanmv wrote:

Notfancy. A sudden thing  Just tighten right up  pinky finger is numb also Smiley Embarassed


On the same side of your body?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2913 of 4,613
coldnmn
Mega Contributor

Re: Garden Club Meeting -December 2013


@notfancy wrote:

Also, I want to know how an account will and can  grow with me. I love the structure of Amex. It's the most clear, concise and structured of any other. It tells you what you can ask for, and when. What you can reasonably expect, and at what point it might start feeling alarmed. It is probably the most perfect. I wish I could find a mastercard or visa like them.


I had one I'm on their blacklist. Even if I wasn't I would have to travel at least 50 miles to use it so really isn't practical to have it around here.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2914 of 4,613
Stonemanmv
Valued Contributor

Re: Garden Club Meeting -December 2013

MJ. Yep same side. 


SIlver:

Message 2915 of 4,613
myjourney
Super Contributor

Re: Garden Club Meeting -December 2013


@Stonemanmv wrote:

MJ. Yep same side. 


If it doesn't get better soon or any other parts go numb on same side of body please seek medical to be safe 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2916 of 4,613
notfancy
Valued Contributor

Re: Garden Club Meeting -December 2013


@Stonemanmv wrote:

Notfancy. A sudden thing  Just tighten right up  pinky finger is numb also Smiley Embarassed


You never had an issue like this before?

 

Take some kind of anti inflammatory now. Like advil, motrin, etc. Use ice. Call your doc as soon as you can if it isn't better tomorrow. What were you doing when you got that pain? What makes it better? What makes it worse?

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 2917 of 4,613
e35
Regular Contributor

Re: Garden Club Meeting -December 2013

I having app since Friday. Just hanging in there. Really want a AMEX card and CIti card. But I have to many inquiries to be approved at this time. It sucks having score above 650 and the only thing standing in your way is  a bunch of inquiries. Sometimes I get mad at myself for not realizing how important inquiries are!  I just been focus on rebuilding my credit report. IT shame to have to clean credit report and still get denied.

 

They told me to wait about 90 day and reapply.

It that true?

Starting FICO scores EX- 422 Feb/2013

NEW 12/13/13 FICO scores
Ex- 638, EQ- 658, TU- 646

Almost there Goal 660 across the board
Message 2918 of 4,613
Stonemanmv
Valued Contributor

Re: Garden Club Meeting -December 2013

Thanks MJ. It happen on the other side before I guess that goes with age the disc in your neck shrink leaving less room for the nerve to exit 


SIlver:

Message 2919 of 4,613
Stonemanmv
Valued Contributor

Re: Garden Club Meeting -December 2013

Notfancy. Sitting is a no no laying down is best 


SIlver:

Message 2920 of 4,613
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