Happy New Year's Eve!
be safe everyone !
Just dropping by to:
Wish Everyone A Happy, Healthy and Safe New Year!
Starting 2014 app-free>
Ill be arriving 01-01-14 so I woud like the best you have for me and my very first CC approval. Thank you. 
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@BearsAndTurtlesRtheBest wrote:Ill be arriving 01-01-14 so I woud like the best you have for me and my very first CC approval. Thank you.
Oh wow! Where's the happy dance?
Congrats, Bears! I think it's so great you're starting to build a credit history now. You have the advantage of knowing our stories and (in some cases) our mistakes, and you'll know what to do. We're proud of you. ;-)
Hey guys, just wanted to update everybody about the student loans.
I got instant approval on both a fixed rate and variable rate, noting that I'm unemployed AND no cosigner. All thanks you guys!
Discover Student Loan
Amount: $5800
Fixed Rate: 10.99%
Variable: 8.25%
I'm probably going to go with the fixed rate and pay off interest whie I'm in school. The variable rate is enticing, but when the student loan bubble pops, it could jump up to 18%. 
Japan, here I come!
@SunriseEarth Ive been doing the happydance since when I saw the Congrats screen hahha and yes you guys are just excellent advisors.
@09Lexie wrote:Happy New Year's Eve!
be safe everyone !
And to you, too! I'll be certain to post the new thread for the month (and year!) this evening.
So, stay tuned, everyone!!!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@09Lexie wrote:Received my BCP today, sadly I did not get the best terms (DH is so proud of his 12.99% APR
) but I did get my EX CS -742 not too bad considering I was carrying a little Christmas weight.
I don't think I'll get a score with the Fid or Merrill+ since there's only 1 APR.
That's a really good score. Congrats, and enjoy the new card!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@coldnmn wrote:Good morning GC! It's a crisp -33 F in the north woods with a gentle breeze bringing it to -48F . A little frost on the pumpkins just enough to stay garden strong!
Wow!!! And we got down into the 60s today... completely different perspective on temperatures in Florida.
Bundle up and stay warm!!!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k