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Garden Club Meeting - February 2013

Frequent Contributor

Re: Garden Club Meeting - February 2013

I'm still here!

 

 

65 days in garden! 



MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Frequent Contributor

Re: Garden Club Meeting - February 2013

Checking in with my head hanging in shame (and a few shopping bags in my closet). I'm back to seedling. But there are no more cards I'm interested in that I think I have a shot at, so I think it's safe to say I'll be gardening for quite a while.


EX 695, EQ 703, TU 681 (1/17)
Moderator Emeritus

Re: Garden Club Meeting - February 2013


jsucool76 wrote:
6 whole months..... And still itching for a new card. Thank you all for helping to support me while i put my addiction on hold. I hope to stay here for another 6 months.

CONGRATS!!!!! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Highlighted
Regular Contributor

Re: Garden Club Meeting - February 2013

Checking to see if my SEEDLING works !!!

 

 




Moderator Emeritus

Re: Garden Club Meeting - February 2013


Johnny_Favorite wrote:

Checking to see if my SEEDLING works !!!

 

 


Move the line of code for the seedling to the very top of the code for your siggy.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Senior Contributor

Re: Garden Club Meeting - February 2013

This is me, adding my gold spade a few hours early!  Smiley Happy

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Senior Contributor

Re: Garden Club Meeting - February 2013

Which, of course, brings up the question about score...

 

My last app, and therefore, my last new account will be six months old tomorrow.

 

I'm hoping for a score bump.

 

Do I have to wait for the first of the month, or will it even happen?

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
New Contributor

Re: Garden Club Meeting - February 2013

Bad News - I lost my silver spade after I left the garden at the end of December...

I chose to lease a new 2013 Mazda3 versus sinking even more money into my poor 1991 Ford Probe with nearly 200,000 miles.

Good News - My credit score they pulled was 705!! I also got the EXACT terms I wanted, both in the money required and the vehicle options. Smiley Very Happy

Now I'm back in the garden and very glad to know that I'm getting to better ground with lenders (Chase Auto Finance holds the lease). I know I wouldn't have gotten here if I hadn't been incredibly strategic in my credit rebuild over the last year! Every day, I'm happy to have found this forum and the wealth of knowledgeable shared here.

 

Thank you!

Starting Score: Jan 2012: EQ - 624
Current Score:Apr 2017: EQ - 748
Goal Score: Across the Board: 760
GC Challenge: App Free Since 4/19/2016


Valued Contributor

Re: Garden Club Meeting - February 2013


jsucool76 wrote:
6 whole months..... And still itching for a new card. Thank you all for helping to support me while i put my addiction on hold. I hope to stay here for another 6 months.


congrats man! im right here with you 

 


 

Unique620 wrote:

I'm still here!

 

65 days in garden! 


 

 

same day as me. march 5th is just around the corner. 

i was in costco today and there was an amex booth. i was tempted but i knew it was a no go, even though the girl wasnt half bad looking i ran the other way. 

the thought of its not you its me comes to mind. 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: Garden Club Meeting - February 2013

2nd month in the garden...

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818