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Just a little over a month in the garden. I now have my bronze spade!
Hi All,
I'm new to the garden. My new focus is to pay off the cc's in rotation and learn to live without depending on them. I'll be lurking in here for the time being. **waves**
Since I had already stepped out of the garden for the Citi Premier, I figured I might as well add the Chase Slate while they're doing their no-fee BT and 0% APR for 15 months promo. I got it with a 5K limit. Transferring my Forward balance to a 0% card will allow me some extra time to cash flow my taxes, so I don't have to dip into savings. Seemed like a no-brainer.
Not sure what I'll do with it after the promo - may apply for the CSP next year and see if I can add the Slate CL to the CSP. Anyway, I'm firmly in the garden until at least Jan 2014!
I'm just going to mosey over here and grab some snacks. What? I'm not app'ing because I'm waiting for discharge, so I've kinda been gardening since I got my car loan in November. Well, except for that ill-advised app in December.
Just a little over 2 months in the garden. Can't wait to get my sliver spade
tommorrow marks 70 days in the garden and 165 days inq free (yeah i see those as two different things)
i had 2 inqs on ex and 2 inq's on eq age over a year earlier this month. havent seen a bump yet though.
200 more days until im new inq free!
im on pace right now to get my utilization down under 9% for next week friday(the 22nd!)
just in time for my aaoa too bump to a year.
no itches for apps. noone asking either.
can spring already be here. i wanna roll down my tinted windows in this new england snowstorm!
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
0/3 this year, so looks like I'll be here for some time.
Left garden after completing 1 month. I couldn't resist- I wanted a card with a better limit so I applied for the PSECU visa and approved for $10,000. YEA! I did try for CLIs on Walmart, Discover, and CapOne first but too soon. Now back to garden and plan to stay there until October 2013. I am expecting clis on most cards within 3 months based on feedback after requests made.
In my wallet:
PSECU 10,000/0: Citi Simplicity 4,800/232.80; Walmart 700/45; Discover More 1200/0; AMEX Green NPL; First Savings CC 600/0; CapOne Platinum 500/0;Macys 2,500/0;