02-17-2013 04:28 AM
02-17-2013 05:36 AM
Shiny new bronze spade (albeit a few days late!) I'll take it.
I did try the luv button on my Walmart Discover after the 3rd statement, but no luv. Letter said not enough time at current CL (of $400, oy). I'll be patient and see what happens next month, then I may have to call.
Getting ready to exec office my Cap 1 card to see what happens with that one. I'm still VERY itchy for the Subaru MC, but I'm trying to behave and not scratch that one until the Summer sometime. I'm trying to get all of my balances nicely tucked in with the lowest possible interest (0% mostly) before the end of this month, then work on paying down, down, down as right now, UTIL is still the weeds in my garden.
02-18-2013 07:15 AM
44 days app free! Can't wait to get to triple digits.
02-18-2013 07:41 AM
02-18-2013 08:22 AM
I'm counting down the days to a silver spade - will be eligible for that a week from today as my last app/HP was November 25th. I'm on the verge of breaking the 800 FICO score barrier on my TU08 (per Wally). I do not want to incur a HP until I reach that milestone. Just want to be able to say I made it to the promise land. LOL
I've been a bit on edge lately, so I did a couple of things to keep myself on track. About a week ago I was able to have Cap One pc my old Plat Visa to their Cash Rewards card and get rid of the annual fee. And yesterday I called GE/Walmart and got a great CLI on my 3-month old Walmart Discover card. No HPs were involved in these 2 ventures.
On Friday, I was disheartened to see official acknowledgement from US Bank that they have indeed seriously trashed my favorite credit card - the Cash+ Visa. There goes my cash cow. So now I am thinking of a future goal card to app for maybe in May or June......thinking of perhaps Barclay's Priceline Visa for the 2% cash back. Everyone has to have something to look forward to, right?
02-19-2013 05:44 PM
Last app: Today - 02/19/2013
Now let it be known that henceforth, I am not to apply for any additional cards or incur any additional hard pulls -- and you all can hold me to it!
Yesterday and today I applied for Chase Amazon - approved for $1,500, my (then) second highest limit, and then today, for Citi Forward Student - approved for $2,000 - my new highest limit card. I now somehow have 7 cards -- I hope that's not too much. I intend to look into buying a home 3-5 years down the road, so hopefully these accounts along with my student loans will be a healthy mix and will age well. But no more inqs until then!
02-19-2013 08:23 PM
02-20-2013 08:05 AM
Still gardening... can't app for anything until after we close on our home. I want my AMEX TR so bad!!
02-21-2013 07:01 AM
No apps even though I found a new 50k AMEX PRG offer. Holding out.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO