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Established Contributor
FutureBillionaire
Posts: 644
Registered: ‎12-12-2012
0

Re: Garden Club Meeting - February 2013

How do you all get those symbols regarding the garden?  I just apped for my first 2 cards in 6 months yesterday.  I'm probably done for another 6.  I do want the Chase Ink though.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Garden Club Meeting - February 2013


FutureBillionaire wrote:

How do you all get those symbols regarding the garden?  I just apped for my first 2 cards in 6 months yesterday.  I'm probably done for another 6.  I do want the Chase Ink though.


if you go to the first page of the thread there is a code you can copy and paste into your signature. 

make sure you put it at the top of the signature box though. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
Settemio
Posts: 222
Registered: ‎01-08-2011
0

Re: Garden Club Meeting - February 2013

Hi All, first gardn experience, although I have been in the garden for a little over 3 months now... I have some SP CLI requests to make in March. Bancruptcy has fallen off EX and EQ, still waiting for it to fall of TU... Scores in the mid 700s and just paid off all CC debt.... Waiting on end of school year to upgrade and buy another house, which is when I will leave the garden and app for a good mortgage. that is about it in a nutshell...

Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Garden Club Meeting - February 2013

I get my Bronze spade in 2 days!!! Yay!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Established Contributor
Smug
Posts: 961
Registered: ‎12-21-2010
0

Re: Garden Club Meeting - February 2013

WooHoo in the garden this year.......
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Regular Contributor
tld409
Posts: 220
Registered: ‎03-21-2012
0

Re: Garden Club Meeting - February 2013

Me too. Plan to remain for the remainder of the year. Last appl was early January 2013.  


Smug wrote:
WooHoo in the garden this year.......

 

Starting Score 630 Current:EX:706(09/01/14); EQ08: 747(10/10/14);TU:748 (10/13/14):Goal Score: 750 across the board
Sallie Mae World MC 5k; Chase Freedom 3.5k; CareCredit 13.2k; Amex BCP 10.3K; Amex BCE 12K; Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 5K; Slate Visa 3k; Citi Simp Visa 6.9k; CFCU Visa 15k; Discover IT 4K; JCP MC 8K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub MC 20k; Walmart 10k;
Regular Contributor
Sevenfeet
Posts: 166
Registered: ‎02-06-2013
0

Re: Garden Club Meeting - February 2013

I had been gardening for five years (didn't know I was gardening!) until I finally broke down and did an application today.


.......NPSL..…..…$28K….....….$25K.............$20K..............$20K..............$20K..….......$9.5K…........$7.5K.…........$9K..............$4.5K
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Garden Club Meeting - February 2013


Sevenfeet wrote:

I had been gardening for five years (didn't know I was gardening!) until I finally broke down and did an application today.


what was the outcome? 

 

every one has to start somewhere!

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Garden Club Meeting - February 2013

[ Edited ]

My plan for this year is as follows:

 

1. Pay off $3500 in credit card debt.

2. Stay in the garden.

3. Crack 800 on all three.

4. Shred cards that have less than $10k limit but not close them.

 

In the 780's now, so very close!

 

I (we) really have way more credit then we will ever need. We are over $260k in available credit. Nice to have but not really needed...

Ray

** Every Card has a Job, and Every Card does its Job **

Senior Contributor
jsucool76
Posts: 3,607
Registered: ‎12-11-2011
0

Re: Garden Club Meeting - February 2013

6 whole months..... And still itching for a new card. Thank you all for helping to support me while i put my addiction on hold. I hope to stay here for another 6 months.

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