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Valued Contributor
FocusedAndDetermined
Posts: 6,419
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - February 2014


notfancy wrote:

FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! :smileytongue:


I can try.:smileyhappy:


Regular Contributor
apandabear
Posts: 200
Registered: ‎03-15-2012
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Re: Garden Club Meeting - February 2014

I belong here with you guys!! I recently stepped out after a long 15 months of gardening! My secured cards are expiring in the next couple months, so I made the move to upgrade.

 

Big app day, scored 3 new cards! Chase Freedom, Amex Green, and Discover it.

 

I'm back in the garden! I have no need to come out until it's time to move or buy a house (hoping it's the latter).

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - February 2014


apandabear wrote:

I belong here with you guys!! I recently stepped out after a long 15 months of gardening! My secured cards are expiring in the next couple months, so I made the move to upgrade.

 

Big app day, scored 3 new cards! Chase Freedom, Amex Green, and Discover it.

 

I'm back in the garden! I have no need to come out until it's time to move or buy a house (hoping it's the latter).


Congratulations!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - February 2014


FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! :smileytongue:


I can try.:smileyhappy:


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor
FocusedAndDetermined
Posts: 6,419
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - February 2014


apandabear wrote:

I belong here with you guys!! I recently stepped out after a long 15 months of gardening! My secured cards are expiring in the next couple months, so I made the move to upgrade.

 

Big app day, scored 3 new cards! Chase Freedom, Amex Green, and Discover it.

 

I'm back in the garden! I have no need to come out until it's time to move or buy a house (hoping it's the latter).


Congrats and welcome back!


Regular Contributor
apandabear
Posts: 200
Registered: ‎03-15-2012
0

Re: Garden Club Meeting - February 2014

[ Edited ]

notfancy wrote:

Congratulations!


Thank you! 

 

The part of gardening I enjoyed the most the first time around was watching my offer-by-mail ads improve.

 

I started receiving First Premier, Credit One, and similar nasties two years ago. And now I get Amex and Chase (among many others). Discover was a backup (and an afterthought) for me, and turned out to be a huge CL.

 

I just realized I might pick up a Bill Me Later at some point... hmm.. Cross that bridge when I'm tempted by it (super ridiculous sale or something). I really wanted to get one a couple weeks ago for a huge sale, but I refused to take the Inq, because I knew this was coming. I missed a great deal, but I got a great wallet. No regrets!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Valued Contributor
FocusedAndDetermined
Posts: 6,419
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - February 2014


notfancy wrote:

FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! :smileytongue:


I can try.:smileyhappy:


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. :smileysurprised::smileytongue:


Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - February 2014


FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! :smileytongue:


I can try.:smileyhappy:


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. :smileysurprised::smileytongue:


lol well, that is my typical kind of luck!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor
FocusedAndDetermined
Posts: 6,419
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - February 2014


notfancy wrote:

FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! :smileytongue:


I can try.:smileyhappy:


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. :smileysurprised::smileytongue:


lol well, that is my typical kind of luck!


LOL!


Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - February 2014


FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! :smileytongue:


I can try.:smileyhappy:


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. :smileysurprised::smileytongue:


lol well, that is my typical kind of luck!


LOL!


:smileyembarrassed: off to make some walnut free brownies and chocolate chip cookies!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14

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