@LS2982 wrote:
@tinuviel wrote:
@LS2982 wrote:
I know! Its been provwn with me that once that itch starts coming within 5 days that app goes in!! HELP!!!DON'T DO IT!!!
I know that you want an Amex, and I know that the itch had kicked in. But you just got your Barclay's card, and you're going to risk losing it if you app now. Then, you'll have incurred an inq and a new account ding for nothing! You can have BOTH the Barclay's AND the Amex -- if you wait. If you app now, you risk losing the Barclay's with no guarantee of getting the Amex. Is the risk really worth it?
Why not mark a date on your calendar that is after the six month mark from when you got your Barclay's? Circle the date in red. Plan it as an event that you are looking forward to. Focus on that date. Then, and only then, give yourself permission to app for the Amex. Sometimes it helps if we have a clear, concrete plan in place.
I like this, I think everything would be so easy if current creditors would give CLI's!!!
You'd still be jonesing for Amex and Discover More.
I've got $39K in limits and still want the BCP, LOL!
Starting Score: 675
@drkaje wrote:
@LS2982 wrote:
@tinuviel wrote:
@LS2982 wrote:
I know! Its been provwn with me that once that itch starts coming within 5 days that app goes in!! HELP!!!DON'T DO IT!!!
I know that you want an Amex, and I know that the itch had kicked in. But you just got your Barclay's card, and you're going to risk losing it if you app now. Then, you'll have incurred an inq and a new account ding for nothing! You can have BOTH the Barclay's AND the Amex -- if you wait. If you app now, you risk losing the Barclay's with no guarantee of getting the Amex. Is the risk really worth it?
Why not mark a date on your calendar that is after the six month mark from when you got your Barclay's? Circle the date in red. Plan it as an event that you are looking forward to. Focus on that date. Then, and only then, give yourself permission to app for the Amex. Sometimes it helps if we have a clear, concrete plan in place.
I like this, I think everything would be so easy if current creditors would give CLI's!!!
You'd still be jonesing for Amex and Discover More.
I've got $39K in limits and still want the BCP, LOL!
Yea but i'd stick to my plan of july easier.
I bet you do! Good luck! 
Ray
@LS2982 wrote:
@drkaje wrote:
@LS2982 wrote:
@tinuviel wrote:
@LS2982 wrote:
I know! Its been provwn with me that once that itch starts coming within 5 days that app goes in!! HELP!!!DON'T DO IT!!!
I know that you want an Amex, and I know that the itch had kicked in. But you just got your Barclay's card, and you're going to risk losing it if you app now. Then, you'll have incurred an inq and a new account ding for nothing! You can have BOTH the Barclay's AND the Amex -- if you wait. If you app now, you risk losing the Barclay's with no guarantee of getting the Amex. Is the risk really worth it?
Why not mark a date on your calendar that is after the six month mark from when you got your Barclay's? Circle the date in red. Plan it as an event that you are looking forward to. Focus on that date. Then, and only then, give yourself permission to app for the Amex. Sometimes it helps if we have a clear, concrete plan in place.
I like this, I think everything would be so easy if current creditors would give CLI's!!!
You'd still be jonesing for Amex and Discover More.
I've got $39K in limits and still want the BCP, LOL!
Yea but i'd stick to my plan of july easier.
I've decided to go with a target score (like 760) ... after getting a mortgage
@drkaje wrote:
@LS2982 wrote:
@drkaje wrote:
@LS2982 wrote:
@tinuviel wrote:
@LS2982 wrote:
I know! Its been provwn with me that once that itch starts coming within 5 days that app goes in!! HELP!!!DON'T DO IT!!!
I know that you want an Amex, and I know that the itch had kicked in. But you just got your Barclay's card, and you're going to risk losing it if you app now. Then, you'll have incurred an inq and a new account ding for nothing! You can have BOTH the Barclay's AND the Amex -- if you wait. If you app now, you risk losing the Barclay's with no guarantee of getting the Amex. Is the risk really worth it?
Why not mark a date on your calendar that is after the six month mark from when you got your Barclay's? Circle the date in red. Plan it as an event that you are looking forward to. Focus on that date. Then, and only then, give yourself permission to app for the Amex. Sometimes it helps if we have a clear, concrete plan in place.
I like this, I think everything would be so easy if current creditors would give CLI's!!!
You'd still be jonesing for Amex and Discover More.
I've got $39K in limits and still want the BCP, LOL!
Yea but i'd stick to my plan of july easier.
I've decided to go with a target score (like 760) ... after getting a mortgage
Good plan!! You'll get it!
@daneatreia wrote:I got a 150 CLI on my orchard card, not to bad on the first try! It was just as exciting as apping!
Way to go! Congrats!!!!!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@Smug wrote:
Woo HOO 600.00 CLI on my Amazon!
Congrats!!!! Nice increase! What does that bring you up to?
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@daneatreia wrote:I got a 150 CLI on my orchard card, not to bad on the first try! It was just as exciting as apping!
Great, you know any CLI is a good CLI
