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Still gardening. Just graduated to bronze this month. And up a few points according to Wal-Mart's score.
Uh oh. My credit union is sending me interesting advertising again...
8.9% on a signature loan...
Must not app, must not app, must not app...
Don't do it unless you actually need it. It's not worth the HP.
Well, my one year annivesary since getting my first credit card is officially next week. I recieved increases(after request) on my 3 original cards: Discover More, Capital One Journey, and Citi Forward in November but the $1,000 limits are still small and would like them to grow a bit more this year. My 2 newest cards I got in December : Chase Freedom($1,500) and Citi Dividend($2,500) will be getting high usage for the next few months as they are now my highest limits and hope they continue to grow (hopefully through auto-increases but I'm willing to take the hits near the summer) I have a question that I hope someone can answer
1) What is the minimum timeframe between CLIs on Discover, Citi, and Capital One?
@CC365 wrote:Well, my one year annivesary since getting my first credit card is officially next week. I recieved increases(after request) on my 3 original cards: Discover More, Capital One Journey, and Citi Forward in November but the $1,000 limits are still small and would like them to grow a bit more this year. My 2 newest cards I got in December : Chase Freedom($1,500) and Citi Dividend($2,500) will be getting high usage for the next few months as they are now my highest limits and hope they continue to grow (hopefully through auto-increases but I'm willing to take the hits near the summer) I have a question that I hope someone can answer
1) What is the minimum timeframe between CLIs on Discover, Citi, and Capital One?
Typically a recommended mimimum of 6 months for both Discover and Citi. Not so sure on Capital One, considering they don't give out CLI easily XD
@daybreakgonesXe wrote:
Typically an recommended mimimum of 6 months for both Discover and Citi. Not so sure on Capital One, considering they don't give out CLI easily XD
I hear you on Capital One. On another note, I wish Citi and Discover would show some auto-increases to me. I ran close to $5,000 through each before I got the $500 increases that also ended up being 1 hard pull from both Citi and Discover. I requested an APR reduction this month from Discover since it will be a year and hope they lower my APR (I never carry a balance unless it goes for utilization of 1-9%) but would like to have it lower just in case. I also wish they would give me some auto increase as well on my next statement but I'm giving up hope on any auto-increases from them.
Day 8 in the garden!
Well, I stepped out of the garden for a moment. It was a successful departure and will serve a purpose. Would have earned a silver spade Jan 28. Oh well, I still haven't figured out how to get the graphic in my sig. None the less, back to cultivation. Hopefully my stay will be long and fruitful. Seedling reporting for duty.