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Senior Contributor
Irisa
Posts: 4,194
Registered: ‎07-26-2008
0

Re: Garden Club Meeting - January 2014


FocusedAndDetermined wrote:

Irisa wrote:

FocusedAndDetermined wrote:

Hi All--

 

Another zany day at the office and I'll be working at home tonight, again.  The overtime will be nice.:smileyvery-happy:

 

Hope everyone is doing well, staying app-free and warming up.  We hit 20 degress today, and compared to yesterday it felt postively balmy.:smileywink:


Hi buddy! Hopefully you won't be working on anything too stressful tonight and you get to enjoy part of your evening :smileyhappy:


Nice thought but that's not happening.  A couple of things  are easy and I'll knock them off quickly.  The rest won't be so easy but they will get done.

 

I hope you're enjoying your break from school.  When do you go back?  My DD is here until the 25th.:smileyvery-happy:


Sorry about work, but I'm glad you've been able to enjoy time with DD, and you now have that overtime pay to look forward to :smileywink:

 

I go back to school on the 21st. To be honest, I am ready for school to start again. I have too much free time and I don't like it lol.

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14
Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - January 2014


creditnocash wrote:

Hi guys and gals! 

Haven't checked in here in a while. 

inq free since 9/5/2012. 

my util needs to be way down, so im definitely in the 6 month stretch at least at this point. 

 

Didn't even bother applying for another amex. 


hello and welcome back!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - January 2014


Wade64 wrote:

notfancy wrote:

FocusedAndDetermined wrote:

@notfancy

 

Hey there--

 

How are you, and what mischief have you been engaged in today?


I am well. Not too much mischief today. Just getting things done around the house and trying to clean some persistent issues off of my credit reports. I think I've been pretty well behaved if I do say so myself! I hope you are having a great day and finishing off your stressful projects.


That's a must......... Got to get them clean :smileyhappy:


trying!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor
-Wade-
Posts: 12,624
Registered: ‎08-13-2013
0

Re: Garden Club Meeting - January 2014


creditnocash wrote:

Hi guys and gals! 

Haven't checked in here in a while. 

inq free since 9/5/2012. 

my util needs to be way down, so im definitely in the 6 month stretch at least at this point. 

 

Didn't even bother applying for another amex. 


Thanks for checking in

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Valued Contributor
FocusedAndDetermined
Posts: 6,446
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - January 2014


notfancy wrote:

FocusedAndDetermined wrote:

@notfancy

 

Hey there--

 

How are you, and what mischief have you been engaged in today?


I am well. Not too much mischief today. Just getting things done around the house and trying to clean some persistent issues off of my credit reports. I think I've been pretty well behaved if I do say so myself! I hope you are having a great day and finishing off your stressful projects.


Alway good to get housework done.

 

When these projects end there are new ones waiting in the wings.  I am one person with 2 official titles, but about 5 different jobs.:smileyfrustrated: 

 

And now it is time for me to return to them.:smileysad:

 

Hope you and everyone else stays well behaved.

Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - January 2014


FocusedAndDetermined wrote:

notfancy wrote:

FocusedAndDetermined wrote:

@notfancy

 

Hey there--

 

How are you, and what mischief have you been engaged in today?


I am well. Not too much mischief today. Just getting things done around the house and trying to clean some persistent issues off of my credit reports. I think I've been pretty well behaved if I do say so myself! I hope you are having a great day and finishing off your stressful projects.


Alway good to get housework done.

 

When these projects end there are new ones waiting in the wings.  I am one person with 2 official titles, but about 5 different jobs.:smileyfrustrated: 

 

And now it is time for me to return to them.:smileysad:

 

Hope you and everyone else stays well behaved.


No promises! :smileywink:

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Senior Contributor
Irisa
Posts: 4,194
Registered: ‎07-26-2008
0

Re: Garden Club Meeting - January 2014


creditnocash wrote:

Hi guys and gals! 

Haven't checked in here in a while. 

inq free since 9/5/2012. 

my util needs to be way down, so im definitely in the 6 month stretch at least at this point. 

 

Didn't even bother applying for another amex. 

 

p.s. kohls inq is fell off my reports on the 4th.

Chase, Citi, and, Cabelas will be falling off in a month ex, eq, and eq. woot!


Hi Credit, thanks for checking in. Happy New Year to you!  WTG staying garden strong :smileyhappy:

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Garden Club Meeting - January 2014

Thanks y'all for all the support and cingrats! Thanks MJ for the shuttle! I have nothing that I need to apply for so I will be trying to go for two!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Garden Club Meeting - January 2014


webhopper wrote:
Thanks y'all for all the support and cingrats! Thanks MJ for the shuttle! I have nothing that I need to apply for so I will be trying to go for two!

WTG so far! 

 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
Irisa
Posts: 4,194
Registered: ‎07-26-2008
0

Re: Garden Club Meeting - January 2014

Time to get back to work. I hope everyone has a good evening :smileyhappy:

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14

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