@ Rikku
GRATS on the new car!!
GRATS on the new car!!
OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Hi Garden Club! 
Checking in.
Starting Score: All Under 590 (8/2011)
Just dropping in to pick up my Platinum spade!
No ETA on when I plan to app again, it hasn't really been on my mind since my last GCB check in June. Though I just got a pre-screened offer for a Chase Freedom card - so that must mean I'm coming up in the world!
Hi Everyone--
Took weekend to spend w/DD before returning her to campus. Hope everyone had a good weekend.
Yes, I used my day pass, and I'm now the proud owner of a Barclay Arrival WMC, or at least, I will be when it comes in the mail. So, my garden stint begins again.
In the interest of full disclosure, I foolishly went for the CSP first knowing full well I would have to recon because of Chase guidelines. Two recon attempts went nowhere, which is fine. My first thought was to go for the Arrival, but a little voice said my history with Chase is much longer. The Arrival will fit my spending habits better than the CSP, and I like not having to consider categories, since it's 2% across the board.
I have a meeting tonight that will run late, if I'm not too tired I'll stop by later, when I imagine this month will be over 700 pages.
Oh Focused! If you want help finding them, please feel free to PM. My husband has access to a ton of resources through work and may be able to help make a connection. I'm sure he'd love to help, cuz he's that kind of guy.
@Wade64 wrote:
@Irisa wrote:See Wade? Can't say I didn't warn ya. ROFL
Thanks boss!
Don't make me have to Call shogun
...... He's a bigger BOSS
MJ called.... don't worry MJ,,, I got YOUR back!!!! lol
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Wade64 wrote:POST # 2000
"Hey Rocky! Watch me pull a rabbit outta my hat!"
That was one of my favorite cartoons as a kid.
ayles wrote:
Wade64 wrote:
Wade64 wrote:
ayles wrote:
Wade64 wrote:
Ayles give me a min and i will pn you a link
Thanks Wade.
I'm getting a sinking feeling I know what this is after looking up some things. I thought all GE cli requests were SP. I didn't think to check if this was true across the board but for all that I've seen so far it had been so I went ahead and requested a cli online for my Care Credit card because we pay 200/month for chiropractic care and my cl was only 1000 and if e pay in full at chiro, we get a 20% discount and I have zero interest financing with CC for 12 months. I think they did an HP and from what I just read looking it up after the fact. Seems like others have had that experience with CC back in 2012 too.
The cli was declined though. I don't know why CK is listing is an airline cc but it was reported on the same day as I requested my Care Credit so I'm wondering if that's what it is.
And having said that, I'm feeling really discouraged. It's felt like forever being in this seedling stage and I was finally getting over the desire to app and was motivated to start getting the spades. My scores were going up, my uti was going down, and I felt I was doing really good
Now I just feel really blah and am wondering what is the point. I don't know if I can handle going back to day#1 after I've been so intentional about making it through three weeks today without even thinking about any type of apping or hp-related decisions.
On top of that I had an argument with my DH so that just doubles my frustration and wanting to just run for the fence and jump.
OOOOOOOOO NOOOOOOOO i have heard that one is a HP 
(((((((((((((((((((((
we all make mistakes please be strong and hang tough.
You are doing good and you have our support.
Yeah I know but this mistake just seems so unfair. I really had no clue that some GE accounts did HP and some didn't. Anytime I've ever talked about GE people have said SP. It wasn't even worth it to me in the least bit. To have to go back to day#1 after three weeks of being so strong because of something this stupid is just too much for me to handle right now. I just am not in a good place to stick around for that at this point....
Maybe try GW them for a removal of the hard pull, considering that most of their CLIs are soft pulls. It's always worth asking.
Hey folks,
Hope everyone is being good in the garden. AMEX PRG arrived today, was impressed by the materials that came with it - looks perdy too. Was able to order my wife her authorized user card, change my Member since on the PRG and BCE to 2011 (wooohooo backdating from Australia). Only thing I didn't manage was to get chip & sign which was a little inconvenience but fortunately I'm not travelling overseas for a while yet.
So all in all, pretty happy with the 1 EX pull result from AMEX - AAoA skyrockets from 6 months to 2 yrs 2 months. Looking forward to seeing the score bump. Oh and excited about 61 day CLI - opening date is 24th Jan, so 25th of March I'll be going for the full 3x to get a big boy limit 
.