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Valued Contributor
asphaltcowboy
Posts: 1,121
Registered: ‎02-03-2013

Re: Garden Club Meeting - January 2014

Checking in for January

myjourney, Key Largo was great for the son's wedding, we all had a great time

you came through with the weather!!!




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Garden Club Meeting - January 2014


myjourney wrote:

tinuviel wrote:

Hello, all!

 

I'm looking forward to starting the new year! As many of you know, I've been paying down charges on my Citi Diamond Preferred that were incurred from major dental work. My goal has been to have it all paid off before the 0% APR runs out. I'm on track to have it all done and over with by February, so only this month and next to go! Light at the end of the tunnel -- woo, hoo!!! Other than that, all cards have been PIF each month.

 

On the horizon, my Chase cards will be reaching their 1 year anniversaries in March, and I'll be looking towards getting my Platinum spade! That's if I decide not to app for another 0% card in February. I haven't made a final decision yet, but I'm leaning against it. I really have all of the revolving credit that I need at this point in time and am very happy with what I already have. I may just shoot for the spade instead. :smileyhappy:

 

Wishing everyone a very Happy New Year and much success in the garden!

 

champagne_glasses21.jpg


Cheers tin and Happy New Year 

May all your goals come true :smileyhappy:


Goals, yes; I hope so!

 

Now, on to wishes... UCF to win against Baylor in the Fiesta Bowl tomorrow!!! Go Knights!!! We're the underdog, but here's hoping (crossing fingers).  I'll be screaming my head off at my TV tomorrow night. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Garden Club Meeting - January 2014


asphaltcowboy wrote:

Checking in for January

myjourney, Key Largo was great for the son's wedding, we all had a great time

you came through with the weather!!!


Oh, that is a wonderful location; my DH and I spent our honeymoon there, many years ago! Congrats to the happy couple and both your families. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Mega Contributor
coldnmn
Posts: 11,185
Registered: ‎08-08-2011

Re: Garden Club Meeting - January 2014

Checking in! Gardening strong 2014!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
New Contributor
MrFlower
Posts: 55
Registered: ‎05-07-2013

Re: Garden Club Meeting - January 2014

[ Edited ]

HI

 

Lets get 2014 started off right. Happy New Year everyone!


Gardening as of 5/11/2013.
Moderator
09Lexie
Posts: 24,547
Registered: ‎09-13-2012

Re: Garden Club Meeting - January 2014

I'm here too!  Now that I've added my last group of cc's, I have plugged in the missing rewards/cashback/everyday cc's. This Spring, my spree from last year will be 1 yrs old.  I have no plans to add any new cc's this year only to ask for CLI's IF needed.  

The end of the year, it will be my turn to sign on the dotted line for an auto but that's definitely a year from now.

 

To all GCers, I wish you a safe New Year ( if you are out celebrating) and of course best wishes in reaching whatever goals you've set. 

 

Cheers!

Established Contributor
DaniBananiie
Posts: 959
Registered: ‎03-09-2013

Re: Garden Club Meeting - January 2014

Hey y'all!
 photo IT_REDDAISY_zps2c12a8e3.gif
Frequent Contributor
LearningMoreAboutCredit
Posts: 469
Registered: ‎11-08-2007

Re: Garden Club Meeting - January 2014

Checking in but I'm on the fence for PRG and IT card...

 



Any advice given is always YMMV...

Current FICOs: 730+ across the board | Goal: >760 FICO (1 down, 2 to go) | Total CLs: $56.8k/$60k Goal | Utilization: 9% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 17, TU: 10, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 6yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: CSP, Discover IT, Sallie Mae WMC
Established Contributor
DaniBananiie
Posts: 959
Registered: ‎03-09-2013

Re: Garden Club Meeting - January 2014

Stick to your goals learning!!&
 photo IT_REDDAISY_zps2c12a8e3.gif
Frequent Contributor
LearningMoreAboutCredit
Posts: 469
Registered: ‎11-08-2007

Re: Garden Club Meeting - January 2014


09Lexie wrote:

I'm here too!  Now that I've added my last group of cc's, I have plugged in the missing rewards/cashback/everyday cc's. This Spring, my spree from last year will be 1 yrs old.  I have no plans to add any new cc's this year only to ask for CLI's IF needed.  

The end of the year, it will be my turn to sign on the dotted line for an auto but that's definitely a year from now.

 

To all GCers, I wish you a safe New Year ( if you are out celebrating) and of course best wishes in reaching whatever goals you've set. 

 

Cheers!


You forgot to mention that no one do any drapping after midnight, lol.



Any advice given is always YMMV...

Current FICOs: 730+ across the board | Goal: >760 FICO (1 down, 2 to go) | Total CLs: $56.8k/$60k Goal | Utilization: 9% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 17, TU: 10, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 6yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: CSP, Discover IT, Sallie Mae WMC

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