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Garden Club Meeting - January 2014

Valued Contributor

Re: Garden Club Meeting - January 2014

Checking in for January

myjourney, Key Largo was great for the son's wedding, we all had a great time

you came through with the weather!!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Moderator Emeritus

Re: Garden Club Meeting - January 2014


myjourney wrote:

tinuviel wrote:

Hello, all!

 

I'm looking forward to starting the new year! As many of you know, I've been paying down charges on my Citi Diamond Preferred that were incurred from major dental work. My goal has been to have it all paid off before the 0% APR runs out. I'm on track to have it all done and over with by February, so only this month and next to go! Light at the end of the tunnel -- woo, hoo!!! Other than that, all cards have been PIF each month.

 

On the horizon, my Chase cards will be reaching their 1 year anniversaries in March, and I'll be looking towards getting my Platinum spade! That's if I decide not to app for another 0% card in February. I haven't made a final decision yet, but I'm leaning against it. I really have all of the revolving credit that I need at this point in time and am very happy with what I already have. I may just shoot for the spade instead. Smiley Happy

 

Wishing everyone a very Happy New Year and much success in the garden!

 

champagne_glasses21.jpg


Cheers tin and Happy New Year 

May all your goals come true Smiley Happy


Goals, yes; I hope so!

 

Now, on to wishes... UCF to win against Baylor in the Fiesta Bowl tomorrow!!! Go Knights!!! We're the underdog, but here's hoping (crossing fingers).  I'll be screaming my head off at my TV tomorrow night. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emeritus

Re: Garden Club Meeting - January 2014


asphaltcowboy wrote:

Checking in for January

myjourney, Key Largo was great for the son's wedding, we all had a great time

you came through with the weather!!!


Oh, that is a wonderful location; my DH and I spent our honeymoon there, many years ago! Congrats to the happy couple and both your families. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Mega Contributor

Re: Garden Club Meeting - January 2014

Checking in! Gardening strong 2014!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
New Contributor

Re: Garden Club Meeting - January 2014

HI

 

Lets get 2014 started off right. Happy New Year everyone!

Moderator Emerita

Re: Garden Club Meeting - January 2014

I'm here too!  Now that I've added my last group of cc's, I have plugged in the missing rewards/cashback/everyday cc's. This Spring, my spree from last year will be 1 yrs old.  I have no plans to add any new cc's this year only to ask for CLI's IF needed.  

The end of the year, it will be my turn to sign on the dotted line for an auto but that's definitely a year from now.

 

To all GCers, I wish you a safe New Year ( if you are out celebrating) and of course best wishes in reaching whatever goals you've set. 

 

Cheers!

Established Contributor

Re: Garden Club Meeting - January 2014

Hey y'all!
 photo IT_REDDAISY_zps2c12a8e3.gif
Frequent Contributor

Re: Garden Club Meeting - January 2014

Checking in but I'm on the fence for PRG and IT card...

 


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Established Contributor

Re: Garden Club Meeting - January 2014

Stick to your goals learning!!&
 photo IT_REDDAISY_zps2c12a8e3.gif
Frequent Contributor

Re: Garden Club Meeting - January 2014


09Lexie wrote:

I'm here too!  Now that I've added my last group of cc's, I have plugged in the missing rewards/cashback/everyday cc's. This Spring, my spree from last year will be 1 yrs old.  I have no plans to add any new cc's this year only to ask for CLI's IF needed.  

The end of the year, it will be my turn to sign on the dotted line for an auto but that's definitely a year from now.

 

To all GCers, I wish you a safe New Year ( if you are out celebrating) and of course best wishes in reaching whatever goals you've set. 

 

Cheers!


You forgot to mention that no one do any drapping after midnight, lol.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC