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Registered: ‎11-02-2010
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Re: Garden Club Meeting - January 2014


Wade64 wrote:

tinuviel wrote:

Wade64 wrote:

tinuviel wrote:

Wade64 wrote:

tinuviel wrote:

Hello, everyone! Just a quick check in on a cloudy Sunday afternoon.

 

My replacement BoA card arrived yesterday. I went and checked my account online, and even though they reported mid-cycle, the statement cut at the usual time. So I'm still hoping that they report the replacment card properly, with my original opening date. Otherwise, I'm back to seedling. I'm keeping my fingers crossed that things report properly...


maybe they will so the right thing ! Fingers crossed for you


Thanks, Wade!

 

And another little bit of happy news to report... As many of the regulars around her know, I've kept my Cap1 rewards card -- now a Quicksilver -- for my DD's use as an AU. It was one of the Credit Steps cards that started with a $500 limit. It had been six months since the last increase, so I used the online CLI button. The FAQ for CLIs still indicates that they pull soft, which they have for me in the past. The upshot -- another $500 CLI, bringing the card up to a $1750 limit. Smaller than my other cards, but for my DD's needs, quite sufficient. Smiley Happy


Congrats Tin Smiley Happy Did you tell the DD ???


Not yet. I'll let her know tonight. She's been very good about how she's used the account -- making responsible purchases, contacting me in advance if she needs to make a significantly larger than ordinary purchase, paying me back in a timely fashion or making arrangements with me if she's hit a snag, etc. This has been a good "training wheels" card for her. Smiley Happy


It's great to hear how well she's doing Smiley Happy she has a good teacher Smiley Wink


Thanks; I'm trying. Smiley Happy I wish that I had had a good teacher when I was younger; it would have spared me a lot of pain. Better late than never, though.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
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Re: Garden Club Meeting - January 2014

[ Edited ]

tinuviel wrote:

Wade64 wrote:

tinuviel wrote:

Wade64 wrote:

tinuviel wrote:

Wade64 wrote:

tinuviel wrote:

Hello, everyone! Just a quick check in on a cloudy Sunday afternoon.

 

My replacement BoA card arrived yesterday. I went and checked my account online, and even though they reported mid-cycle, the statement cut at the usual time. So I'm still hoping that they report the replacment card properly, with my original opening date. Otherwise, I'm back to seedling. I'm keeping my fingers crossed that things report properly...


maybe they will so the right thing ! Fingers crossed for you


Thanks, Wade!

 

And another little bit of happy news to report... As many of the regulars around her know, I've kept my Cap1 rewards card -- now a Quicksilver -- for my DD's use as an AU. It was one of the Credit Steps cards that started with a $500 limit. It had been six months since the last increase, so I used the online CLI button. The FAQ for CLIs still indicates that they pull soft, which they have for me in the past. The upshot -- another $500 CLI, bringing the card up to a $1750 limit. Smaller than my other cards, but for my DD's needs, quite sufficient. Smiley Happy


Congrats Tin Smiley Happy Did you tell the DD ???


Not yet. I'll let her know tonight. She's been very good about how she's used the account -- making responsible purchases, contacting me in advance if she needs to make a significantly larger than ordinary purchase, paying me back in a timely fashion or making arrangements with me if she's hit a snag, etc. This has been a good "training wheels" card for her. Smiley Happy


It's great to hear how well she's doing Smiley Happy she has a good teacher Smiley Wink


Thanks; I'm trying. Smiley Happy I wish that I had had a good teacher when I was younger; it would have spared me a lot of pain. Better late than never, though.


You got that right ! a lot of us had to learn the hard way Smiley Sad

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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Re: Garden Club Meeting - January 2014

@tin! Don't you need to upgrade your spade Smiley Wink

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
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Re: Garden Club Meeting - January 2014

[ Edited ]

A big congrats to Tin on her new spade Smiley Wink

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Garden Club Meeting - January 2014


Wade64 wrote:

@tin! Don't you need to upgrade your spade Smiley Wink


OMG... this should give you an idea of how busy the last few days have been! I managed to find the time to create and post the new spade, but completely spaced out on the fact that I was eligible for it!!! Smiley Surprised Thanks for the heads up. Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
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Re: Garden Club Meeting - January 2014


tinuviel wrote:

Wade64 wrote:

@tin! Don't you need to upgrade your spade Smiley Wink


OMG... this should give you an idea of how busy the last few days have been! I managed to find the time to create and post the new spade, but completely spaced out on the fact that I was eligible for it!!! Smiley Surprised Thanks for the heads up. Smiley Very Happy


your most welcomeSmiley Wink also you have a PM

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Garden Club Meeting - January 2014

Got it, Wade, thanks. Gotta run, so I'm saying bye for now. I'll check in again tomorrow. Happy gardening, everyone!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
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Re: Garden Club Meeting - January 2014


tinuviel wrote:

Got it, Wade, thanks. Gotta run, so I'm saying bye for now. I'll check in again tomorrow. Happy gardening, everyone!


Have you good evening Tin

 

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Valued Contributor
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Garden Club Meeting - January 2014


tinuviel wrote:

Wade64 wrote:

@tin! Don't you need to upgrade your spade Smiley Wink


OMG... this should give you an idea of how busy the last few days have been! I managed to find the time to create and post the new spade, but completely spaced out on the fact that I was eligible for it!!! Smiley Surprised Thanks for the heads up. Smiley Very Happy


Lol! Congratulations! (and congratulations also on having a responsible daughter, and a CLI!)

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: Garden Club Meeting - January 2014


notfancy wrote:

tinuviel wrote:

Wade64 wrote:

@tin! Don't you need to upgrade your spade Smiley Wink


OMG... this should give you an idea of how busy the last few days have been! I managed to find the time to create and post the new spade, but completely spaced out on the fact that I was eligible for it!!! Smiley Surprised Thanks for the heads up. Smiley Very Happy


Lol! Congratulations! (and congratulations also on having a responsible daughter, and a CLI!)


Howdy Fancy Smiley Happy Checking back in from work this time

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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