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Garden Club Meeting - July 2012

Valued Contributor

Re: Garden Club Meeting - July 2012


RockinRay wrote:

discernment wrote:

LS2982 wrote:

Decision Pending.......

 

Smiley Sad


I SO hope you get the Chase Freedom and that they'll give you a good starting limit.  


+1 - give them a call. They are very nice to deal with.

 

Let us know!


Good luck with the Freedom LS! Hope you get it!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 201 of 450
Moderator Emeritus

Re: Garden Club Meeting - July 2012


emptypockets wrote:

RockinRay wrote:

discernment wrote:

LS2982 wrote:

Decision Pending.......

 

Smiley Sad


I SO hope you get the Chase Freedom and that they'll give you a good starting limit.  


+1 - give them a call. They are very nice to deal with.

 

Let us know!


Good luck with the Freedom LS! Hope you get it!


 

+1... Good luck!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 202 of 450
Mega Contributor

Re: Garden Club Meeting - July 2012

Chase approved me! Instant no recon 2K CL. Awesome!!



EQ FICO 548 3/3/16
Message 203 of 450
Moderator Emeritus

Re: Garden Club Meeting - July 2012


LS2982 wrote:
Chase approved me! Instant no recon 2K CL. Awesome!!

 

Congrats!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 204 of 450
Blogger

Re: Garden Club Meeting - July 2012

Time to throw some garden tools at LS.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 205 of 450
Valued Contributor

Re: Garden Club Meeting - July 2012


LS2982 wrote:
Chase approved me! Instant no recon 2K CL. Awesome!!

Your approval truly thrills my heart!!! 

 

Now, welcome back to the garden. Smiley LOL 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 206 of 450
Moderator Emeritus

Re: Garden Club Meeting - July 2012

One check came in, I get to pay off discover on Tuesday of next week... YAY


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 207 of 450
Senior Contributor

Re: Garden Club Meeting - July 2012

Hey, LS...

 

SMACK

 

(That was as close to bronze as I could find...)

 

 

Day 37 for me.  Smiley Happy



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 208 of 450
Senior Contributor

Re: Garden Club Meeting - July 2012


FrugalRican wrote:

Time to throw some garden tools at LS.


I have a beer and cigar waiting for him. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 209 of 450
Highlighted
Frequent Contributor

Re: Garden Club Meeting - July 2012

So I entered the garden in June, then turned right back around at the beginning of July and did a little apping for Lowe's and Home Depot.  **sigh**

 

We got into our new home and discovered the level of things needed was a bit higher than expected - like all window coverings (doh) and other miscellaneous things like fire extinguishers for each floor, edging for the flooring transitions, etc.  It added up and 0 % financing beckoned.  I swear though, I'm firmly back and nothing can budge me out of the garden until September when I'm hoping for a CLI on my WF rewards visa.  I'll check in periodically, but I have to say that it's really hard to read the threads when you want to stay in the garden!  Still, I've worked my butt off to get this nice little group of cards and I'm going to take good care of things.  DH's credit is next, so that will be a good focus for me!


Starting Score: EQ 622, TU 676, EX 643 (mtg lender pulls) 2/1/12
Current Score: EQ 743, TU 775 (6/18 MyFico), EX 722 (per CITI approval letter 6/29/12 pull)
Goal Score: New goal: 760+ on all 3


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Message 210 of 450