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Established Contributor
emptypockets
Posts: 520
Registered: ‎02-03-2009

Re: Garden Club Meeting - July 2012


RockinRay wrote:

discernment wrote:

LS2982 wrote:

Decision Pending.......

 

:smileysad:


I SO hope you get the Chase Freedom and that they'll give you a good starting limit.  


+1 - give them a call. They are very nice to deal with.

 

Let us know!


Good luck with the Freedom LS! Hope you get it!

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
Moderator
tinuviel
Posts: 3,900
Registered: ‎11-02-2010

Re: Garden Club Meeting - July 2012


emptypockets wrote:

RockinRay wrote:

discernment wrote:

LS2982 wrote:

Decision Pending.......

 

:smileysad:


I SO hope you get the Chase Freedom and that they'll give you a good starting limit.  


+1 - give them a call. They are very nice to deal with.

 

Let us know!


Good luck with the Freedom LS! Hope you get it!


 

+1... Good luck!



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Mega Contributor
LS2982
Posts: 14,496
Registered: ‎04-09-2011

Re: Garden Club Meeting - July 2012

Chase approved me! Instant no recon 2K CL. Awesome!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Moderator
tinuviel
Posts: 3,900
Registered: ‎11-02-2010

Re: Garden Club Meeting - July 2012


LS2982 wrote:
Chase approved me! Instant no recon 2K CL. Awesome!!

 

Congrats!!!



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Garden Club Meeting - July 2012

Time to throw some garden tools at LS.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011

Re: Garden Club Meeting - July 2012


LS2982 wrote:
Chase approved me! Instant no recon 2K CL. Awesome!!

Your approval truly thrills my heart!!! 

 

Now, welcome back to the garden. :smileylol: 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Moderator
webhopper
Posts: 6,804
Registered: ‎09-16-2011

Re: Garden Club Meeting - July 2012

One check came in, I get to pay off discover on Tuesday of next week... YAY


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
tcbofade
Posts: 1,063
Registered: ‎09-26-2011

Re: Garden Club Meeting - July 2012

Hey, LS...

 

SMACK

 

(That was as close to bronze as I could find...)

 

 

Day 37 for me.  :smileyhappy:



Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:

Zero percent financing is where the devil lives...

Valued Contributor
drkaje
Posts: 2,927
Registered: ‎07-25-2008

Re: Garden Club Meeting - July 2012


FrugalRican wrote:

Time to throw some garden tools at LS.


I have a beer and cigar waiting for him. :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Frequent Contributor
BoysMumx2
Posts: 309
Registered: ‎01-24-2008

Re: Garden Club Meeting - July 2012

So I entered the garden in June, then turned right back around at the beginning of July and did a little apping for Lowe's and Home Depot.  **sigh**

 

We got into our new home and discovered the level of things needed was a bit higher than expected - like all window coverings (doh) and other miscellaneous things like fire extinguishers for each floor, edging for the flooring transitions, etc.  It added up and 0 % financing beckoned.  I swear though, I'm firmly back and nothing can budge me out of the garden until September when I'm hoping for a CLI on my WF rewards visa.  I'll check in periodically, but I have to say that it's really hard to read the threads when you want to stay in the garden!  Still, I've worked my butt off to get this nice little group of cards and I'm going to take good care of things.  DH's credit is next, so that will be a good focus for me!


Starting Score: EQ 622, TU 676, EX 643 (mtg lender pulls) 2/1/12
Current Score: EQ 743, TU 775 (6/18 MyFico), EX 722 (per CITI approval letter 6/29/12 pull)
Goal Score: New goal: 760+ on all 3


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