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Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Garden Club Meeting - July 2013


ktl72455 wrote:

I am here :smileyvery-happy:


Marked as in attendance 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Garden Club Meeting - July 2013


rtw wrote:

178 days in the garden! I'm getting close.


T-2

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Regular Contributor
culture
Posts: 196
Registered: ‎02-27-2013

Re: Garden Club Meeting - July 2013

june 26 marked 60 days in the garden....  going strong.....

 

 

hope everyone is doing well.

Regular Contributor
manwoot
Posts: 238
Registered: ‎02-16-2013

Re: Garden Club Meeting - July 2013

I have to start over again officially July 1...

 

I applied yesterday for an AmEx BCE.  Got approved with a $2000 limit.  Gotta spend spend spend all but gas on it and try for the 3x CLI in 90 days.  Otherwise, I'm going for 2 years no apps.  Starting... NOW!

AMEX True Earnings (11.5k) || Discover IT (9k) || Chase Sapphire Preferred (6k) || Chase Freedom (5k) || Citi ThankYou Preferred (4.9k) || GE CareCredit (4.9k) || Sallie Mae (4k) || Citi Diamond Preferred (3.4k) || Best Buy (2k) || AMEX Blue Cash Everyday (2k) || Target REDcard (1k)
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Garden Club Meeting - July 2013


startnow wrote:

I'm late but I'm still here!


As long as your here you're not late Lol

Marked as in attendance 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Garden Club Meeting - July 2013


culture wrote:

june 26 marked 60 days in the garden....  going strong.....

 

 

hope everyone is doing well.


Hi culture

Looking good 60+ and garden strong

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
New Contributor
GatorGuy
Posts: 351
Registered: ‎06-02-2013

Re: Garden Club Meeting - July 2013


manwoot wrote:

I have to start over again officially July 1...

 

I applied yesterday for an AmEx BCE.  Got approved with a $2000 limit.  Gotta spend spend spend all but gas on it and try for the 3x CLI in 90 days.  Otherwise, I'm going for 2 years no apps.  Starting... NOW!


Congrats on the BCE! Atleast you now have a great card to enjoy while in the garden.

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Garden Club Meeting - July 2013

[ Edited ]

manwoot wrote:

I have to start over again officially July 1...

 

I applied yesterday for an AmEx BCE.  Got approved with a $2000 limit.  Gotta spend spend spend all but gas on it and try for the 3x CLI in 90 days.  Otherwise, I'm going for 2 years no apps.  Starting... NOW!


Congrats on the new Amex and welcome to the garden so happy you oined us :smileywink:

 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Valued Member
warofkraid
Posts: 27
Registered: ‎04-27-2013

Re: Garden Club Meeting - July 2013


GatorGuy wrote:

manwoot wrote:

I have to start over again officially July 1...

 

I applied yesterday for an AmEx BCE.  Got approved with a $2000 limit.  Gotta spend spend spend all but gas on it and try for the 3x CLI in 90 days.  Otherwise, I'm going for 2 years no apps.  Starting... NOW!


Congrats on the BCE! Atleast you now have a great card to enjoy while in the garden.


I concur.  Enjoy the great card while in the garden.  Congrats!


Starting Score: 4/26/13 EX 763 / TU 771 / Goal Scores: 800
Current Score: 4/14/14 EX 766 / TU 808 / EQ 779
Palladium Spade Garden Club Member: App Free since 4/27/13. No more apps til 2014
Cap1 Plat MC $500 | Discover IT $1.3K | Cap1 Plat Visa $2K | Amex BCE $5.7K
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Garden Club Meeting - July 2013

well guys yesterday was my birthday. the big 22 =) 

i spent no money and applied for no cards.  some of this extra money will go towards these 0% balances that are actually under 1k now even though they are free until 2014

 

utilization is coming down this month either way. 

 

2 eq inq aged over a year leaving only 4 more (all 8-30) 

if you go by the 1st of the month  3 of my cards aged over a year yesterday. 

Walmart (5k) Ae(1.2k) and Freedom (1.5k)  now just 2 cards under a year. 

next month is going too be bittersweet. as i really want the discover it but am still holding back. 

 

7 months strong on the 5th of complete gardening. and 11 months being inq free. 

i wonder how much of a score gain ill get for 4-6 inq each aging over a year (leaving me with none) (720's i hope :smileywink:)

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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