Garden Club Meeting - July 2013

[knoregs]

---

@SemperGumby wrote:

As one of my friends put if, I can get tunnel vision when I have a goal to focus on.  I'm curious how much I can get my scores up after paying down my credit cards to under 10% util.  right now they are at 95%.

---

Lots of variables but in my scenario, about 100 points. YMMV...

If you have a current score power report try the Score Simulator.

~kn

[SemperGumby]

---

@09Lexie wrote:
@SemperGumby

You could use the score simulator but I can tell you that you would see a significant increase if you lowered your util.

---

That's what I'm excited about.  I'm curious to see how much of a change it ends up being.

[myjourney]

After my TU spree in 12/31/12 

My score dropped to 647 

Happy to say its now 684

700 club here I come....Yay

The down side after my last spree a month ago 

Ex and EQ is probably going to take a hit 

FNBO is already reporting on EX and CS I know Fako only dropped 4 pts

Amex green and Discover have not reported yet

Amex Lowes won't report on personal CR so i'm good there

However I know what to do about any drops....garden, garden, garden until the end of the year

[SemperGumby]

Is the garden club just in the credit card forums?

[myjourney]

---

@SemperGumby wrote:

Is the garden club just in the credit card forums?

---

Yes but we are by far the biggest of all threads Lol

[CarbonCard]

Got a mail from Amex inviting to get a PRG... So... HECK NO! hehe

[SemperGumby]

---

@enxinas wrote:

Got a mail from Amex inviting to get a PRG... So... HECK NO! hehe

---

PRG???

[CarbonCard]

---

@SemperGumby wrote:

---

@enxinas wrote:

Got a mail from Amex inviting to get a PRG... So... HECK NO! hehe

---

PRG???

---

Premier Rewards Gold

[myjourney]

---

@enxinas wrote:

Got a mail from Amex inviting to get a PRG... So... HECK NO! hehe

---

Staying strong I see wooo hooo

[09Lexie]

@myjourney

You are cooking now! 700 will be here before Summer is over!