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Garden Club Meeting - July 2013

Moderator Emerita

Re: Garden Club Meeting - July 2013

Message 11 of 2,774
Moderator Emerita

Re: Garden Club Meeting - July 2013

Message 12 of 2,774
Moderator Emerita

Re: Garden Club Meeting - July 2013

Message 13 of 2,774
Established Contributor

Re: Garden Club Meeting - July 2013

These are my last few days in the garden as I'll be going on an app spree in a few days. I'll be back right afterward, only to leave again in August or September for a car loan. 

 

Too bad I missed the party Friday nite to go out with a bang.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 14 of 2,774
New Member

Re: Garden Club Meeting - July 2013


09Lexie wrote:
@aupperk24

Welcome to the GC! No HPs for 2 years means you'll be around for a long time. Smiley Wink

I have 9 Inquiries on my report right now Smiley Happy

I might get another hard pull for my school loan, not sure if they do hard pull for federal subsidized loan for U


Chase Freedom - $6000 Amex Blue Cash - $2000 CLI-> $6000 (4/2/13) CLI --> $18,000(9/14/13) Capital One Visa - $750 Shell Card - $300 (Closed) Chase Sapphire Preferred - $5000 (Accepted 6/29/13) Discover IT (Accepted 7/03/2013)
Age: 22 Score: 719
Message 15 of 2,774
Frequent Contributor

Re: Garden Club Meeting - July 2013


09Lexie wrote:
@hutchj

Holding you to it!

lol, good. I promise I do know how to garden. After I did my app spree in Sept 2012, I didn't put in a new app until May 2013. June was just a weird month for me, lol.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Message 16 of 2,774
New Contributor

Re: Garden Club Meeting - July 2013

Checking into the Garden for July. Haven't decided how long it'll be but probably around a year. Not looking forward to seeing my score drop when my 2 new car loans hit and 3 new CC's considering my AAoA has always been the weakest part of my CR. Smiley Tongue

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Message 17 of 2,774
Moderator Emerita

Re: Garden Club Meeting - July 2013

@Simply827

Good luck to you on your planned app. We'll tend to your spot while you are gone.
Message 18 of 2,774
Frequent Contributor

Re: Garden Club Meeting - July 2013

I'm gardening my two cc approved back in march.

 

Barclay Rewards Card approved for 1300

Amazon GE Store Card approved 600 auto CLI to 900

Total 2300

 

Also letting age some old baddies (5 charge offs now sold to collections or settled)

2 Collections from the charge offs (I sued 2 debt collectors so that's why I got 2 less than it should be Smiley Happy )

 

Working on Crap1 to report a settled account done in february, still reports as CO with balance as the difference between the settlement and what they said I owed. Will need to invite them to court if they persist on these.

 

Working on cleaning my Garage first garage sale last saturday, will keep going for 1-2 more weeks, after that all junk is beeing donated or tossed.

 

My Goal after all my inquires go away, and my brand new accounts age, aply for Discover and/or Chase cc. Hope to get them in 2015.

 

Needing group support to stay away from good offers that might show up in the mail ...

Gardening since 03/25/2016. Discover FICO 705 (4/21/16).
Discover It 2000, Barclay Ring 7100, Capital One QS 7000, Amazon sc 6000, Chase AARP 2500, Barclay Rewards 500
Message 19 of 2,774
Moderator Emerita

Re: Garden Club Meeting - July 2013

Message 20 of 2,774