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Garden Club Meeting - July 2013

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09Lexie
Moderator Emerita

Re: Garden Club Meeting - July 2013

Message 2131 of 2,774
creditnocash
Valued Contributor

Re: Garden Club Meeting - July 2013


@CreditChampion wrote:

App free for over a year!


congrats! going for 2? 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2132 of 2,774
creditnocash
Valued Contributor

Re: Garden Club Meeting - July 2013

just wanted too check in. 

4 days until one more waive of inq are over a year. 

2 on tu and 1 on ex. 

american eagle aged last week, now chase on friday and walmart on sunday. 

 

last waive is mostly triple pulls, so i cant wait until my reports are not affected anymore... 

toyota(triple and a double from finance), american express (triple) and my bank (triple) 

one more month, here we go. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2133 of 2,774
09Lexie
Moderator Emerita

Re: Garden Club Meeting - July 2013

@creditnocash

Thanks for checking in!

September is my month for the next crop of inq's to age 1 yr. I'm so excited!
Message 2134 of 2,774
myjourney
Super Contributor

Re: Garden Club Meeting - July 2013


@Cubist wrote:

He everyone. I am new to the garden. I just closed on my first home (7/15/2013) Thanks to a lot of helpful advice & experience here. I started here to clean up my credit in hopes of qualifying for a mortgage. In about 6 months, I was abale to raise my score roughly 200 pts! 

 

After closing, I went and got approved for a Lowes card. That card should grow with me & with all of the plans I have for my new house this year, I plan to garden for a while & run a lot of money through the lowes card. 

 

 


Welcome to the garden and congrats on the new home/Lowes

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2135 of 2,774
myjourney
Super Contributor

Re: Garden Club Meeting - July 2013


@CreditChampion wrote:

App free for over a year!


Congrats nice

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2136 of 2,774
myjourney
Super Contributor

Re: Garden Club Meeting - July 2013


@hutchj wrote:

@enxinas wrote:

@hutchj wrote:

Silly question, but....

 

Can you file a dispute with your CC if a download didn't download?

 

I bought an expansion pack for my Sims 3 game, it was a buy 2 for 1 deal. Well 1 didn't install (it kept on crashing) onto my computer even though the program said it did. I've searched my computer multiple times and it's not there. Now, I've been on hold with EA Games for almost 53 minutes. I just want them to reset that game, so I can install it. If I can't get in contact with them (and it's taken me hours to find a phone number) can I file a dispute to force EA to contact me? I just want my games, or for them to refund me some of the money for the game that didn't install.

 

 


Do it as your last resort. I think you should contact them via email or phone like you already did. If that failed again and again, then try to dispute it. No harm trying I guess.


Thanks. I finally got on a Chat with someone and she told me it's a known issue and they can't do anything about it (so they have my money and I have no product). I'm going to try to talk to a manager, but if they can't get it taken care of, I'm going to dispute it.


Good luck get it done for peace of mind

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2137 of 2,774
myjourney
Super Contributor

Re: Garden Club Meeting - July 2013


@creditnocash wrote:

just wanted too check in. 

4 days until one more waive of inq are over a year. 

2 on tu and 1 on ex. 

american eagle aged last week, now chase on friday and walmart on sunday. 

 

last waive is mostly triple pulls, so i cant wait until my reports are not affected anymore... 

toyota(triple and a double from finance), american express (triple) and my bank (triple) 

one more month, here we go. 


Looking good very niceSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2138 of 2,774
LS2982
Mega Contributor

Re: Garden Club Meeting - July 2013

Still here. 

 

200 days in the Garden! Smiley Happy

 

#GardenStrong




EQ FICO 548 3/3/16
Message 2139 of 2,774
09Lexie
Moderator Emerita

Re: Garden Club Meeting - July 2013

Message 2140 of 2,774
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