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Contributor
Kutuzov
Posts: 223
Registered: ‎06-28-2013
0

Re: Garden Club Meeting - July 2013


09Lexie wrote:
@Kutuzov

We're here for you. Time heals all wounds.

Oh yea, I got a set goal 2015 some better cc and 2017 with no baddies (all baddies are from the recesion and all same default month jan 2009, no new ones), and money in my pocket a new house. So I'll be in the garden more often than not, just need to stay away from any offer I get through the mail. I do like my barclay rewards cc with 2% on my most comun purchases, gas, grocerys (even wholestore like BJ's), utilities (set autopay to get a 2% off the bill :smileyhappy: ) and a usable credit line of 1.3k 2k would be better, but hey my previous crap1 cc was just 500 sort of a toy. Amazon got no rewards BUT it got a 6 month no interest purchase plan, so buying a laptop and paying it in installments works for me, and help keep utilization low, so I like my convination just need to stay focus!




Gardening until 03/11/15 last mistake ,,, 07/05/2013

Barclay FICO 610
Contributor
Kutuzov
Posts: 223
Registered: ‎06-28-2013
0

Re: Garden Club Meeting - July 2013


knoregs wrote:

Kutuzov wrote:

knoregs wrote:

 

Stay in the louge do not cross the line!!! I got a bat for apping!!!


 

~kn


hahahahahahaha!




Gardening until 03/11/15 last mistake ,,, 07/05/2013

Barclay FICO 610
Established Member
sorachepa
Posts: 24
Registered: ‎04-06-2013
0

Re: Garden Club Meeting - July 2013

count me in... first month in the garden.. journey just started... 



Starting Score:~ 600 all 3 in 2005 - Last App: June 23 2013;
Current Score: April 2013 - DCU-722; WM-782; CKarma-749; Exp-780
Goal Score: > 800 all 3

App-Free Target Date:> JAN 2014 (6 months)
Contributor
trying_to_B_good
Posts: 202
Registered: ‎06-30-2013
0

Re: Garden Club Meeting - July 2013

i'll be comin for an extended stay in the garden right away....got my blue jean shorts on(lol) and my wife-beater(again lol) and my colt 45 40oz....ready to go WHOW! :smileyvery-happy:

 

but seriously i have to stay in the garden for like a year!!!


IN THE GARDEN TILL 7/1/14!!!
Moderator
09Lexie
Posts: 25,044
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - July 2013

Moderator
09Lexie
Posts: 25,044
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - July 2013

Frequent Contributor
LawStudentCivilis
Posts: 311
Registered: ‎06-14-2013
0

Re: Garden Club Meeting - July 2013

I have the itch to app. I don't even believe in excessive credit cards so that is out of the question. I need help to stay in the garden until it's time for CLI's. :smileyhappy: Thanks

Moderator
09Lexie
Posts: 25,044
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - July 2013

@LawStudent

Do you want some assistance with the ERT? I remember you apped recently; maybe is a good time for you to group them together
Frequent Contributor
LawStudentCivilis
Posts: 311
Registered: ‎06-14-2013
0

Re: Garden Club Meeting - July 2013


09Lexie wrote:
@LawStudent

Do you want some assistance with the ERT? I remember you apped recently; maybe is a good time for you to group them together

Yes I apped recently. Waiting on the card :smileysad: 

 

Gardening until I can get a CLI, then gardening indefinitely lol

Established Contributor
TimeToRecover
Posts: 554
Registered: ‎03-21-2013
0

Re: Garden Club Meeting - July 2013

Wow its not even officially July yet and up to 4 pages already.  ME THINKS THE GARDEN IS GROWING......

 

Im back for July.  even though i tiped ot a little in June.  :smileyvery-happy:  I am not doing anything to my cards for a while.  Only thing that may happen is if I find the NSPL card affects my score negatively I may get it changed to a regualr visa before I start the mortgage shop in December/January.  I did verify with BoA that I can change it and keep the CL. 

 

Well im off to get some work done this evening. 


Starting Score: 570 ish
Current Score:EX (666) Fair Isaac Ver24/21/2014, EQ (669) Beacon 5 4/21/2014, TU (699) Fico Classic 04 4/21/2014 (ALL MORTGAGE PULL So close to that 700)
Goal Score: 750
NEW HOUSE - Building 30% complete
In My Wallet: GE Care Credit (8K) BofA Cash Rewards Signature Visa (5K) Cap One Quicksilver (4.5K) Chase Freedom (4K) VS Angel Card (900)

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