Reply
Contributor
Posts: 251
Registered: ‎06-28-2013
0

Re: Garden Club Meeting - July 2013


09Lexie wrote:
@Kutuzov

We're here for you. Time heals all wounds.

Oh yea, I got a set goal 2015 some better cc and 2017 with no baddies (all baddies are from the recesion and all same default month jan 2009, no new ones), and money in my pocket a new house. So I'll be in the garden more often than not, just need to stay away from any offer I get through the mail. I do like my barclay rewards cc with 2% on my most comun purchases, gas, grocerys (even wholestore like BJ's), utilities (set autopay to get a 2% off the bill :smileyhappy: ) and a usable credit line of 1.3k 2k would be better, but hey my previous crap1 cc was just 500 sort of a toy. Amazon got no rewards BUT it got a 6 month no interest purchase plan, so buying a laptop and paying it in installments works for me, and help keep utilization low, so I like my convination just need to stay focus!




Gardening until 03/11/15 last mistake ,,, 07/05/2013

Barclay FICO 610
Contributor
Posts: 251
Registered: ‎06-28-2013
0

Re: Garden Club Meeting - July 2013


knoregs wrote:

Kutuzov wrote:

knoregs wrote:

 

Stay in the louge do not cross the line!!! I got a bat for apping!!!


 

~kn


hahahahahahaha!




Gardening until 03/11/15 last mistake ,,, 07/05/2013

Barclay FICO 610
Valued Member
Posts: 43
Registered: ‎04-06-2013
0

Re: Garden Club Meeting - July 2013

count me in... first month in the garden.. journey just started... 



Starting Score:~ 600 all 3 in 2005 - Last App: TU- June 2013; EQFX - May 2014; EXP - Oct 2014;
Current Score: Dec 2014 - EXP: FNBO-778/900; PremierCreditManager-746/850; CreditSecure-746/850; IdentityGuard-729/850;
EQFX: DCU-723/830; CreditSecure-734/850;
TU: WM-734/850; TUonline-809/990; CKarma-749; Discover-745/850; CapOne-724/850; CSecure-769/850;
Goal Score: > 800 all 3

App-Free Target Date:> JAN 2014 (6 months)
Contributor
Posts: 202
Registered: ‎06-30-2013
0

Re: Garden Club Meeting - July 2013

i'll be comin for an extended stay in the garden right away....got my blue jean shorts on(lol) and my wife-beater(again lol) and my colt 45 40oz....ready to go WHOW! :smileyvery-happy:

 

but seriously i have to stay in the garden for like a year!!!


IN THE GARDEN TILL 7/1/14!!!
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - July 2013

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - July 2013

Frequent Contributor
Posts: 311
Registered: ‎06-14-2013
0

Re: Garden Club Meeting - July 2013

I have the itch to app. I don't even believe in excessive credit cards so that is out of the question. I need help to stay in the garden until it's time for CLI's. :smileyhappy: Thanks

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - July 2013

@LawStudent

Do you want some assistance with the ERT? I remember you apped recently; maybe is a good time for you to group them together
Frequent Contributor
Posts: 311
Registered: ‎06-14-2013
0

Re: Garden Club Meeting - July 2013


09Lexie wrote:
@LawStudent

Do you want some assistance with the ERT? I remember you apped recently; maybe is a good time for you to group them together

Yes I apped recently. Waiting on the card :smileysad: 

 

Gardening until I can get a CLI, then gardening indefinitely lol

Established Contributor
Posts: 670
Registered: ‎03-21-2013
0

Re: Garden Club Meeting - July 2013

Wow its not even officially July yet and up to 4 pages already.  ME THINKS THE GARDEN IS GROWING......

 

Im back for July.  even though i tiped ot a little in June.  :smileyvery-happy:  I am not doing anything to my cards for a while.  Only thing that may happen is if I find the NSPL card affects my score negatively I may get it changed to a regualr visa before I start the mortgage shop in December/January.  I did verify with BoA that I can change it and keep the CL. 

 

Well im off to get some work done this evening. 


Starting Score: 570 ish
Current Score:EX (694) 10/2/2014, EQ (686) 10/2/2014, TU (684) 10/2/2014 (ALL MORTGAGE PULLS)
Goal Score: 750
In My Wallet: GE Care Credit (8K) BestBuy (6K) BofA Cash Rewards Signature Visa (5K) Cap One Quicksilver (4.5K) Chase Freedom (4K) Lowes (2.8K) VS Angel Card (1300)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.