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Garden Club Meeting - July 2014

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09Lexie
Moderator Emerita

Re: Garden Club Meeting - July 2014


@-Wade- wrote:

@mongstradamus wrote:

@09Lexie wrote:

@mongstradamus wrote:

I am not sure, it was an very old amex account i had with my dad. When i graduated high school he put me on the card. But apparently on credit report its being backdated to when he opened the account. Its showing being opened when i was an small child. The two accounts that are showing 1981 show up on EQ and TU.


When was the account closed?


I think it was closed when my dad passed away back in 2009. Its not open as of now. Only amex account i have open is the BCP i opened last year that was backdated to 1995. 


i would leave it alone then


+1  No reason to stir up a hornets nest. 

Message 2591 of 3,423
tommywerdine
Regular Contributor

Re: Garden Club Meeting - July 2014

I am officially joining the garden club! I am going to be in the garden for 8-12 months! I want to let all my old inq's fall off, and let the new ones age! I also want my AAoA to age. I also want to try and get the the last baddie on my EX taken care of! Is it bad I already know what I'm going to app for in 8-12 months?! Smiley Wink hahaha! Glad to be here!!!!

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 2592 of 3,423
mongstradamus
Super Contributor

Re: Garden Club Meeting - July 2014


@tommywerdine wrote:
I am officially joining the garden club! I am going to be in the garden for 8-12 months! I want to let all my old inq's fall off, and let the new ones age! I also want my AAoA to age. I also want to try and get the the last baddie on my EX taken care of! Is it bad I already know what I'm going to app for in 8-12 months?! Smiley Wink hahaha! Glad to be here!!!!

I don't think it's bad idea to know what your plans for next app are. That way you won't jump out of garden and app for random cards.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2593 of 3,423
tommywerdine
Regular Contributor

Re: Garden Club Meeting - July 2014

I'm glad that it isn't a bad thing!!!

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 2594 of 3,423
Kennie02
Frequent Contributor

Re: Garden Club Meeting - July 2014

I have been so busy with everything going on that I forgot to get my bronze spade! I hope that they next few months go quickly! It will only help keep me in the garden!! Hope everyone is behaving!

NFCU cash $25k | BofA Custom Cash $25k | Amex BCP $18k| Costco Anywhere $14.5k | Apple Card $5.25k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $3.5k | Citi DC $3.5k | Citi AA Mile Up $3.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $2.5k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 8/16/22
Starting score 09/2013: 530 Current FICO 8:
Credit Age:
New Accounts:
Inq (6/12/24M):
Message 2595 of 3,423
Anonymous
Not applicable

Re: Garden Club Meeting - July 2014


@tommywerdine wrote:
I am officially joining the garden club! I am going to be in the garden for 8-12 months! I want to let all my old inq's fall off, and let the new ones age! I also want my AAoA to age. I also want to try and get the the last baddie on my EX taken care of! Is it bad I already know what I'm going to app for in 8-12 months?! Smiley Wink hahaha! Glad to be here!!!!

I have my apps planned for the next 12-24 months!! LOL No, not a bad thing at all. They're goals and goals are great. Smiley Happy

Message 2596 of 3,423
coldnmn
Mega Contributor

Re: Garden Club Meeting - July 2014

Smiley Happy Good morning GC!

 

 

edit: Smiley Sad Goodbye Gold spade!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2597 of 3,423
Kenny
Moderator Emeritus

Re: Garden Club Meeting - July 2014


@coldnmn wrote:

Smiley Happy Good morning GC!

 

 

edit: Smiley Sad Goodbye Gold spade!


Your new one looks quite good! Smiley Happy Congrats!

Message 2598 of 3,423
JoMellow
Established Contributor

Re: Garden Club Meeting - July 2014

Smiley Very Happy  TGIF!!!

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 2599 of 3,423
ExplicitElicit
Established Contributor

Re: Garden Club Meeting - July 2014

Good morning Cold, Kenny and NewGirl! Happy Friday!

Message 2600 of 3,423
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