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Garden Club Meeting - July 2014

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JoMellow
Established Contributor

Re: Garden Club Meeting - July 2014


@coldnmn wrote:

@myjourney wrote:

@coldnmn wrote:

Smiley Tongue Well it's that time! Old people need their rest good night gang!


I just said hello Lol

Night Cold 


Smiley Happy Hi MJ! Good night MJ! I have been waking up at 4AM every day so it's my time.


Good night cold... sweet dreams.

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 2761 of 3,423
myjourney
Super Contributor

Re: Garden Club Meeting - July 2014


@coldnmn wrote:

@myjourney wrote:

@coldnmn wrote:

Smiley Tongue Well it's that time! Old people need their rest good night gang!


I just said hello Lol

Night Cold 


Smiley Happy Hi MJ! Good night MJ! I have been waking up at 4AM every day so it's my time.


Lol get some rest buddy 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2762 of 3,423
Chilli
Established Contributor

Re: Garden Club Meeting - July 2014

GooseGirl,

 

That's very good advise. I was in the same situation...I didn't face my situation head on either. When I did pay attention it was too late for me. I had not other choice but to file bankruptcy. Now, I'm in the rebuilding process.  

 

Had I had the advise you just articulated, I would be in a better place too.

 

Don't get me wrong, bankruptcy was the way to go in order to get a fresh start but it put me at square one.

 

I can't complain about it because if it wasn't for my bankruptcy, I would not have found this forum which have taught me a wealth of information valuable information that I can pass on to my children.

 

And I AM IN A MUCH BETTER PLACE NOW.

 

So GooseGirl, thank you for your advise.

 

Message 2763 of 3,423
myjourney
Super Contributor

Re: Garden Club Meeting - July 2014

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

What advice would you offer your spouse, kids, family member or close friends about credit to help them avoid mistakes you may have made and already learned from?

 

 

Tonight's Menu

Sushi

or

Baked salmon and pifaled rice

 

Drink Menu special shochu

Wine and Beer

Non alcoholic drinks available

Don't see what you want ask your server

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2764 of 3,423
DaniBananiie
Established Contributor

Re: Garden Club Meeting - July 2014

Hey all!
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 2765 of 3,423
myjourney
Super Contributor

Re: Garden Club Meeting - July 2014


@DaniBananiie wrote:
Hey all!

Welcome Dani 

Hi ya?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2766 of 3,423
DaniBananiie
Established Contributor

Re: Garden Club Meeting - July 2014

Hey MJ! Smiley Happy
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 2767 of 3,423
starry1
Valued Contributor

Re: Garden Club Meeting - July 2014

Yum!  Happy Friday all.  First week on the new job was tiring with all that training, but its a very friendly place.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 2768 of 3,423
myjourney
Super Contributor

Re: Garden Club Meeting - July 2014


@DaniBananiie wrote:
Hey MJ! Smiley Happy

How 's my client doing getting big and enjoying the summer I hope Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2769 of 3,423
myjourney
Super Contributor

Re: Garden Club Meeting - July 2014


@starry1 wrote:

Yum!  Happy Friday all.  First week on the new job was tiring with all that training, but its a very friendly place.


Hi ya Starry,

Congrats on the new job and happy Friday to you as well

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2770 of 3,423
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