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Garden Club Meeting - July 2014

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Anonymous
Not applicable

Re: Garden Club Meeting - July 2014

I think I need that garden shock fence I saw someone around here mention. For kicks I did the pre-qualify process on two websites and got Congratulations! etc., for a Barclay Rewards MC and a personalized offer for a Discover It chrome for students card. Took every ounce of willpower not to apply, I know that pre-qualifying/personalized offers aren't guaranteed but they looked so good on the screen Smiley LOL Yet I resisted temptation, today.

Message 3191 of 3,423
mongstradamus
Super Contributor

Re: Garden Club Meeting - July 2014


@09Lexie wrote:

@mongstradamus wrote:

Its been pretty quiet in here tonight :-) Hows everybody doing today ? Any interesting happenings in the credit world?


Pretty quiet on all the boards tonight. Which for Mods can be wonderful!  

As for credit, I'm waiting to see how much, if any, of a ding I'll get from my Amex Plat inq. Hoping that the 29 year reporting date will help with the loss of two mtg TLs. 


That offer you got with ameriprise is pretty intriguing. It made me think twice about adding an amex or two to pad my AAOA. You don't like when people cause an ruckus lexie :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3192 of 3,423
j_casteel
Valued Contributor

Re: Garden Club Meeting - July 2014

I'm a week shy of 4mos, but temptation is getting the best of me...i have the apps for Alaska Airlines and Marriott up right now! I want to app for them 2 SO BAD!!!!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 3193 of 3,423
mongstradamus
Super Contributor

Re: Garden Club Meeting - July 2014


@j_casteel wrote:

I'm a week shy of 4mos, but temptation is getting the best of me...i have the apps for Alaska Airlines and Marriott up right now! I want to app for them 2 SO BAD!!!!


Click the little x button on top right of your screen and walk away from computer lol



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3194 of 3,423
j_casteel
Valued Contributor

Re: Garden Club Meeting - July 2014


@mongstradamus wrote:

@j_casteel wrote:

I'm a week shy of 4mos, but temptation is getting the best of me...i have the apps for Alaska Airlines and Marriott up right now! I want to app for them 2 SO BAD!!!!


Click the little x button on top right of your screen and walk away from computer lol


i want to so badly the 70K points are staring at me; teasing me. I get emails from Alaska Airlines everyday reminding me to apply for the card to get my 25k points and fly somewhere.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 3195 of 3,423
j_casteel
Valued Contributor

Re: Garden Club Meeting - July 2014

I did it!!

 

I clicked the x and got them off my screen.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 3196 of 3,423
j_casteel
Valued Contributor

Re: Garden Club Meeting - July 2014

I'm currently at ~21% UTI, and in Aug. that should go down some plus the biggie is I have nearly all my derogs falling off in Aug. so I'm hoping for a big ole boost in scores. So i'll wait til then to app for the cards.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 3197 of 3,423
mongstradamus
Super Contributor

Re: Garden Club Meeting - July 2014


@j_casteel wrote:

I'm currently at ~21% UTI, and in Aug. that should go down some plus the biggie is I have nearly all my derogs falling off in Aug. so I'm hoping for a big ole boost in scores. So i'll wait til then to app for the cards.


I got nearly hundred point boost when my last baddie fell off hopefully you will see something similar.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3198 of 3,423
09Lexie
Moderator Emerita

Re: Garden Club Meeting - July 2014


@mongstradamus wrote:

@09Lexie wrote:

@mongstradamus wrote:

Its been pretty quiet in here tonight :-) Hows everybody doing today ? Any interesting happenings in the credit world?


Pretty quiet on all the boards tonight. Which for Mods can be wonderful!  

As for credit, I'm waiting to see how much, if any, of a ding I'll get from my Amex Plat inq. Hoping that the 29 year reporting date will help with the loss of two mtg TLs. 


That offer you got with ameriprise is pretty intriguing. It made me think twice about adding an amex or two to pad my AAOA. You don't like when people cause an ruckus lexie :-)


Ruckus is part of being on a forum.  Differing opinions, points of views etc.  It's when the comments are mean spirited or unfeeling.  Bashing just to bash gets no play on these boards. 

Message 3199 of 3,423
woodyman100
Valued Contributor

Re: Garden Club Meeting - July 2014

7/365

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Message 3200 of 3,423
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