Reply
Mega Contributor
coldnmn
Posts: 11,197
Registered: ‎08-08-2011

Re: Garden Club Meeting - July 2014


KennyRS wrote:
Happy July everyone! Tomorrow, I get me a new spade! :smileyhappy: Silver, here I come!

:smileyhappy: WTG Kenny!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Mega Contributor
coldnmn
Posts: 11,197
Registered: ‎08-08-2011

Re: Garden Club Meeting - July 2014

:smileyhappy: Good morning GC!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Mega Contributor
coldnmn
Posts: 11,197
Registered: ‎08-08-2011

Re: Garden Club Meeting - July 2014


14Fiesta wrote:

KennyRS wrote:
Happy July everyone! Tomorrow, I get me a new spade! :smileyhappy: Silver, here I come!

Congrats. I escaped the garden when no one was looking so I am now reset back to a seedling, but DANG was it worth it! My new goal is another 6 months so I can try pick up a Chase Freedom at 1 year.


:smileyhappy: Congrats on the AMEX!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Mega Contributor
coldnmn
Posts: 11,197
Registered: ‎08-08-2011

Re: Garden Club Meeting - July 2014



kellymar wrote:

Hello everyone. Hope you're all staying strong. I'm still hanging in there. I was very tempted to sneak out of the garden late one night and app for the Barclay card after receiving a "Congratulations" message on their preapproval site, but I resisted. It was the first time I had received that message, so I thought, "This gardening stuff must be working!" Then I closed my laptop. I think I need to claim my bronze spade!


:smileyhappy: Congrats on staying strong! Gardening really does work! 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Mega Contributor
coldnmn
Posts: 11,197
Registered: ‎08-08-2011

Re: Garden Club Meeting - July 2014


lg8302ch wrote:

Good morning everybody !

Another month has passed and today I was able to pick a spade ...Bronze on the way to Gold ..lol..probably won't make it much further than Gold as I still have cards on my wishlist for 2015 :smileyhappy: 


:smileyhappy: WTG Good Luck on your way to Gold! Gold has been a charm for me!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Valued Contributor
lg8302ch
Posts: 2,481
Registered: ‎11-13-2012

Re: Garden Club Meeting - July 2014


coldnmn wrote:

lg8302ch wrote:

Good morning everybody !

Another month has passed and today I was able to pick a spade ...Bronze on the way to Gold ..lol..probably won't make it much further than Gold as I still have cards on my wishlist for 2015 :smileyhappy: 


:smileyhappy: WTG Good Luck on your way to Gold! Gold has been a charm for me!


Yours looks so nice but  this time I might even be able to enjoy mine for a couple of months once I achieve it.....lol.. the last two times I immediately set the clock back to "seedling"  .. well that ruby one sure  looks nice but I need first all my cards on the wishlist and then it comes the strong gardening part :smileyhappy:

FICO® EQ 784 (as of today) - TU 771 (07/25) * Fako EX 799 (07/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Regular Contributor
JoMellow
Posts: 320
Registered: ‎05-29-2014

Re: Garden Club Meeting - July 2014

Good morning everyone!!  Happy first day of July....

 

Congrats Cold on your cli :smileyhappy: and congrats to everyone that is Garden Strong...

 

Wish everyone a successful and happy Gardening month!


Starting Score: EQ FICO 645, TU 672, EX FICO 663 (4/25)
Current Score: EQ FICO 721, TU 745, EX FICO 734 (7/13)
Goal Score: 750 (Dreams of 800)
Valued Contributor
tcbofade
Posts: 2,045
Registered: ‎09-26-2011

Re: Garden Club Meeting - July 2014

Goooooooooooood morning boys and girls.  Yes, you DO see a bronze spade in my signature...yay me!

 

Got a 20 point bump in my CK score, and am curious to see if that applies as my real FICO's update this month.


Current Scores: EX 676 (FCR) TU08: 648 Wally (TU08). 07/01/14 Last app 05/29/2014.
Gardening until 01 November 2014.
(Thou shalt not app, thou shalt not app, thou shalt not app...)
Zero percent financing is where the devil lives...
Frequent Contributor
popamode72
Posts: 453
Registered: ‎09-07-2013

Re: Garden Club Meeting - July 2014

Credit wise, I'm doing alright. My scores have remained really consistent over the past few weeks and I think a lot of INQs that were affecting my score from last September will start having much less of an impact so I can't wait for that. Hopefully by December, I can go ahead and try to get another card I've always wanted to have. Other than feeling really awful yesterday, I'm feeling alright right now.

No more apps as of 6/9/2014. All 3 credit reports are now frozen. Goal: If I get a 3x CLI with Amex or a CLI from Capital One, Citi or Discover, I'm probably going to close some of the lower limit store cards. Next card I want to go for would be the Chase Freedom. College sophomore (took a year off). Accounting major. Starting Score: 654 (EQ), 658 (TU, MyFico) Current Score: EX (MyFico): 695 EQ (MyFico): 689, CK: 692, TU (Wal-Mart): 698 Amex Gold Delta: $2k, Amazon Store Card: $1.9K, Paypal SC: $1.5K, Citi Forward (my first CC, opened 9/2013): $1K, Fingerhut: $1K, WalMart Store Card: $900, Chevron & Texaco: $800, Wells Fargo College Cash Back: $700, CapOne Quicksilver Visa: $500, Discover It: $500, TARGET Red Card: $300, Old Navy: $300 Total CL: $11.4K Utilization: 9%
Established Contributor
bigblue7722
Posts: 1,048
Registered: ‎05-17-2013

Re: Garden Club Meeting - July 2014

Checking in for July! Go USA! Trying to stay garden strong for my house next year

Last APP 5/24/14- Going for a house in 2015
TU08 Fico Score (685)-Goal Score-(750)
CSP $5000,Capital One Quicksliver $3500, Discover it $3000,Chase Freedom $2200, Barclaycard rewards $1500, Sallie mae barclaycard $1400, Fingerhut $1400, Paypal smart connect $1000, Chase Amazon Visa $1000, Seasons FCU card $500

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+