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Frequent Contributor
Rain77
Posts: 279
Registered: ‎02-24-2012

Re: Garden Club Meeting - July 2014

Good morning everyone!  I seriously need to garden.   I always look at these threads but back away from the commitment - just not good with commitment :smileyindifferent: 

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!



Last HP 6/22/14 for a measly $500 CLI - GOH!!!!!


Frequent Contributor
SevenNEW
Posts: 473
Registered: ‎08-24-2011

Re: Garden Club Meeting - July 2014


Rain77 wrote:

Good morning everyone!  I seriously need to garden.   I always look at these threads but back away from the commitment - just not good with commitment :smileyindifferent: 

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!


Welcome to the garden, Rain77! Stick with us, and exercise your commitment.

The garden gives great fruits... :  )

SevenNEW, Zen Gardener - "Think about it, the garden is better than the Orchard!!"
In the Garden!
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Frequent Contributor
Rain77
Posts: 279
Registered: ‎02-24-2012

Re: Garden Club Meeting - July 2014


SevenNEW wrote:

Rain77 wrote:

Good morning everyone!  I seriously need to garden.   I always look at these threads but back away from the commitment - just not good with commitment :smileyindifferent: 

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!


Welcome to the garden, Rain77! Stick with us, and exercise your commitment.

The garden gives great fruits... :  )


Thanks SevenNew.  I certainly plan too. 



Last HP 6/22/14 for a measly $500 CLI - GOH!!!!!


Regular Contributor
JoMellow
Posts: 320
Registered: ‎05-29-2014

Re: Garden Club Meeting - July 2014


Rain77 wrote:

Good morning everyone!  I seriously need to garden.   I always look at these threads but back away from the commitment - just not good with commitment :smileyindifferent: 

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!


WELCOME! :smileyhappy:


Starting Score: EQ FICO 645, TU 672, EX FICO 663 (4/25)
Current Score: EQ FICO 721, TU 745, EX FICO 734 (7/13)
Goal Score: 750 (Dreams of 800)
Frequent Contributor
_jb_
Posts: 306
Registered: ‎01-16-2013

Re: Garden Club Meeting - July 2014


Rain77 wrote:

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!


Your Garden Since Date (GSD) would be the day of/day after your last hard pull (HP). It appears to me that you are already in the garden. Go back and see what day your last app was, and go from there.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 704, myFICO EQ: 702, myFICO TU: 718
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Frequent Contributor
Rain77
Posts: 279
Registered: ‎02-24-2012

Re: Garden Club Meeting - July 2014

Thanks JoMellow.  I feel at home already :smileyhappy:

 

I was just browsing some homes.  I really want to purchase in the next year or  two tops.  I think having that as my ultimate goal will keep me on track. 



Last HP 6/22/14 for a measly $500 CLI - GOH!!!!!


Established Contributor
nachoslibres
Posts: 556
Registered: ‎04-24-2014

Re: Garden Club Meeting - July 2014

Morning every one!  I'm resigned to the fact I'll probably be here another 21 months or so.

          
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Frequent Contributor
_jb_
Posts: 306
Registered: ‎01-16-2013

Re: Garden Club Meeting - July 2014

Checking in for July. No plans to app for anything until at least early 2015, and next month I'll pick up an Emerald. :smileyhappy:

 

Should get my quarterly myFICO report in a couple weeks, which will reflect paid off SL and 1 of 3 negatives falling off my report. Hoping to see some kind of score bump, as I haven't seen any significant changes in a while. Hoping to see a further increase as well next month when another negative falls off. Fingers crossed.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 704, myFICO EQ: 702, myFICO TU: 718
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Frequent Contributor
Rain77
Posts: 279
Registered: ‎02-24-2012

Re: Garden Club Meeting - July 2014


_jb_ wrote:

Rain77 wrote:

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!


Your Garden Since Date (GSD) would be the day of/day after your last hard pull (HP). It appears to me that you are already in the garden. Go back and see what day your last app was, and go from there.


Ok, thanks.  I wasn't sure if I should go by pull or TL. 



Last HP 6/22/14 for a measly $500 CLI - GOH!!!!!


Regular Contributor
JoMellow
Posts: 320
Registered: ‎05-29-2014

Re: Garden Club Meeting - July 2014


Rain77 wrote:

Thanks JoMellow.  I feel at home already :smileyhappy:

 

I was just browsing some homes.  I really want to purchase in the next year or  two tops.  I think having that as my ultimate goal will keep me on track. 


That's a great goal to work towards - Gardening will really pay off when you're ready to make that big step...  g'luck!!!


Starting Score: EQ FICO 645, TU 672, EX FICO 663 (4/25)
Current Score: EQ FICO 721, TU 745, EX FICO 734 (7/13)
Goal Score: 750 (Dreams of 800)

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