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Contributor
Posts: 85
Registered: ‎04-25-2013
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Re: Garden Club Meeting - July 2014

I said I was going to start gardening a week ago but I went for a freedom card yesterday. Now I'm ready to garden. All I have coming up is figuring out what to do with a cap 1 secured card that I'll probably just close in September when the af is due and then in January maybe get another Amex. And also plan a wedding.
AmEx PRG, AmEx Delta Platinum, AmEx Blue for Business, Citi AAdvantage Platinum, USAA MasterCard, USAA American Express, Caesar's Total Rewards Visa, PenFed PLOC, PenFed Platinum Rewards Visa Signature, DCU Platinum Visa, Wells Fargo Platinum Visa, Chase Ink Plus, Chase Freedom, PSECU 20/20 Visa/PSL, CU Visa, BananaCard
Mega Contributor
Posts: 17,101
Registered: ‎08-08-2011
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Re: Garden Club Meeting - July 2014


JoMellow wrote:

Good morning everyone!!  Happy first day of July....

 

Congrats Cold on your cli Smiley Happy and congrats to everyone that is Garden Strong...

 

Wish everyone a successful and happy Gardening month!


Smiley Happy Thanks NewGal! Congrats and good morning to everyone who is staying garden strong.

Discover IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Mega Contributor
Posts: 17,101
Registered: ‎08-08-2011
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Re: Garden Club Meeting - July 2014


tcbofade wrote:

Goooooooooooood morning boys and girls.  Yes, you DO see a bronze spade in my signature...yay me!

 

Got a 20 point bump in my CK score, and am curious to see if that applies as my real FICO's update this month.


Smiley Happy Congrats TC!

Discover IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Mega Contributor
Posts: 17,101
Registered: ‎08-08-2011
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Re: Garden Club Meeting - July 2014


Rain77 wrote:

Good morning everyone!  I seriously need to garden.   I always look at these threads but back away from the commitment - just not good with commitment Smiley Indifferent 

I would like to start today, however I am waiting for two accounts I was approved for last month to be added to my reports, so would my official start date be when they finally report or can it be today.  I NEED  TO BE IN THE GARDEN!!!!!!!!!!


Smiley Happy Welcome to the GC!

Discover IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Established Contributor
Posts: 604
Registered: ‎04-24-2014
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Re: Garden Club Meeting - July 2014


Rain77 wrote:

Thanks JoMellow.  I feel at home already Smiley Happy

 

I was just browsing some homes.  I really want to purchase in the next year or  two tops.  I think having that as my ultimate goal will keep me on track. 


That's what I'm in the garden for.  There are one or two cards whose rewards programs would benefit me but they aren't worth the HPs - since I plan on purchasing a home in the next year or two.

                   
Equifax® FICO®
804
TransUnion® FICO®
825
                 
Mega Contributor
Posts: 17,101
Registered: ‎08-08-2011
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Re: Garden Club Meeting - July 2014


jlpaca wrote:
I said I was going to start gardening a week ago but I went for a freedom card yesterday. Now I'm ready to garden. All I have coming up is figuring out what to do with a cap 1 secured card that I'll probably just close in September when the af is due and then in January maybe get another Amex. And also plan a wedding.

Smiley Happy Welcome to the GC! If you have any questions feel free to ask. Page one has a lot of information on gardening. Congrats on the pending Wedding!

Discover IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Frequent Contributor
Posts: 329
Registered: ‎02-24-2012
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Re: Garden Club Meeting - July 2014


nachoslibres wrote:

That's what I'm in the garden for.  There are one or two cards whose rewards programs would benefit me but they aren't worth the HPs - since I plan on purchasing a home in the next year or two.


I had a couple cards in mind I wanted for the rewards also.  But yes, a home is definately worth the wait.  I just have to work with what I currently have. 

 

 



Last HP 8/29/14

Senior Contributor
Posts: 4,606
Registered: ‎03-23-2014
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Re: Garden Club Meeting - July 2014

Good Morning & Happy July Fellow Garden Club Members!!! My goal is to stay here until June 2015 and I am still holding on strong.  My current total available credit is $16,400 and I'm looking to GROW that as much as possible via auto luv and sp CLI's during my Garden stay. The 24th will be my 4 month mark in the Garden & I can honestly say that I am ENJOYING my stay!!! Smiley Happy

Last App: 4/6/16
Gardening Until Further Notice
23 Credit Cards (9 Major Banks & 14 Store Cards)
No AF's/Overall Utilization Hovers around 4%
Mega Contributor
Posts: 17,101
Registered: ‎08-08-2011
0

Re: Garden Club Meeting - July 2014


MissMoni223 wrote:

Good Morning & Happy July Fellow Garden Club Members!!! My goal is to stay here until June 2015 and I am still holding on strong.  My current total available credit is $16,400 and I'm looking to GROW that as much as possible via auto luv and sp CLI's during my Garden stay. The 24th will be my 4 month mark in the Garden & I can honestly say that I am ENJOYING my stay!!! Smiley Happy


Smiley Happy Good morning MissM! Congrats on staying strong!

Discover IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Established Contributor
Posts: 577
Registered: ‎05-29-2014
0

Re: Garden Club Meeting - July 2014


MissMoni223 wrote:

Good Morning & Happy July Fellow Garden Club Members!!! My goal is to stay here until June 2015 and I am still holding on strong.  My current total available credit is $16,400 and I'm looking to GROW that as much as possible via auto luv and sp CLI's during my Garden stay. The 24th will be my 4 month mark in the Garden & I can honestly say that I am ENJOYING my stay!!! Smiley Happy


W00t W00t..!    Congrats!

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 781, TU 790, EX FICO 767 (10/2015)

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