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Garden Club Meeting - June 2013

Established Contributor

Re: Garden Club Meeting - June 2013


kroberts67 wrote:

myjourney wrote:

shaun2009 wrote:
so im in dire need of itch cream and an ambulance... i just got a bump today on TU and its my highest score idk what my EX is but i know my TU is 699 and i just feel the urge to apply for a US Bank card being that they pull TU just to try for an unsecured ......or even Barclay its so bad too because i dont have any unsecure so this is really itching me ....
Stay strong 

 


iF YOU FEEL GOOD AT 699, IMAGINE HOW 700 WILL FEEL!  YOU ARE SO CLOSE!!!  Smiley Very Happy

 

oops I'm not yelling.  lol  


OMG I KNOW ITS HURTING SO BAD OMGGGGG

CH7 Filed (3/29/17) - 516 EQ, 517 TU, 483 EX -- Discharged (5/31/17) - 538 EQ 501 TU 559 EX
PenFed CLOC $500 - NFCU nRewards $1k - CreditOne $500 - VS $250 - Overstock $250 - KingSize $250 - Macys $5.8K (AU) - AmEx $1k (AU)
Super Contributor

Re: Garden Club Meeting - June 2013


shaun2009 wrote:

kroberts67 wrote:

myjourney wrote:

shaun2009 wrote:
so im in dire need of itch cream and an ambulance... i just got a bump today on TU and its my highest score idk what my EX is but i know my TU is 699 and i just feel the urge to apply for a US Bank card being that they pull TU just to try for an unsecured ......or even Barclay its so bad too because i dont have any unsecure so this is really itching me ....
Stay strong 

 


iF YOU FEEL GOOD AT 699, IMAGINE HOW 700 WILL FEEL!  YOU ARE SO CLOSE!!!  Smiley Very Happy

 

oops I'm not yelling.  lol  


OMG I KNOW ITS HURTING SO BAD OMGGGGG


Stay strong you have done so well

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor

Re: Garden Club Meeting - June 2013

I have been gardening for 315 days.  I got a SW update today with another score increase... up to 702!  Even with my currently higher-than-normal util,  I have gained about 20 points since having started gardening about a year ago.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Valued Contributor

Re: Garden Club Meeting - June 2013

Still in it since May 04.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Super Contributor

Re: Garden Club Meeting - June 2013


DaveSignal wrote:

I have been gardening for 315 days.  I got a SW update today with another score increase... up to 702!  Even with my currently higher-than-normal util,  I have gained about 20 points since having started gardening about a year ago.


Bravo prime example of what gardening can do for you....harvesting points and aging INQ's 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Garden Club Meeting - June 2013


armbenderc wrote:

Still in it since May 04.


WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Highlighted
Established Contributor

Re: Garden Club Meeting - June 2013


myjourney wrote:

awdsmama wrote:

Helllooo!  Still in the garden since 2/19....yay!  Itching to ask for CLI on my GE/JCPenny card though...


Well hello stranger 

Go ahead and ask GE for that big CLI can't get it if you don't ask...Lol


Well hello there yourself!

 

I had to stay away a bit, too tempting seeing all the offers!

 

Okay I did it, YAY CLI'd to $1,000  :-) 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Mega Contributor

Re: Garden Club Meeting - June 2013


awdsmama wrote:

myjourney wrote:

awdsmama wrote:

Helllooo!  Still in the garden since 2/19....yay!  Itching to ask for CLI on my GE/JCPenny card though...


Well hello stranger 

Go ahead and ask GE for that big CLI can't get it if you don't ask...Lol


Well hello there yourself!

 

I had to stay away a bit, too tempting seeing all the offers!

 

Okay I did it, YAY CLI'd to $1,000  :-) 


CONGRATS!!! Smiley Happy




EQ FICO 548 3/3/16
Senior Contributor

Re: Garden Club Meeting - June 2013


DaveSignal wrote:

I have been gardening for 315 days.  I got a SW update today with another score increase... up to 702!  Even with my currently higher-than-normal util,  I have gained about 20 points since having started gardening about a year ago.


Very impressive.  If you can find a way to get your util down, your scores should really climb.  Good job!

Senior Contributor

Re: Garden Club Meeting - June 2013

Time to nab that bronze!


armbenderc wrote:

Still in it since May 04.