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Garden Club Meeting - June 2014

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DevotionToU
Regular Contributor

Re: Garden Club Meeting - June 2014

Hit 2 months on Saturday!  

 

Unfortunately got some bad news as well.  Had a collection hit my report from DirecTV (they were billing me when I had no service a few years back).  Been dealing with them for a while.  Going to need to take time away from my vacation next week to call and get all that finalized. 

$18000 Discover IT / $6000 Chase Freedom / $5000 DCU Visa / $3900 Fifth Third / $2500 Capital One Quicksilver / $2000 AMEX Blue Cash Everyday / $500 Chase Slate
Message 81 of 3,425
bluesnowman
Frequent Contributor

Re: Garden Club Meeting - June 2014


@chalupaman wrote:

@bluesnowman wrote:

Hey everyone,

 

Hopefully you guys are doing good! I got an email from Discover letting me know that they decided to give me a 500$ increase (it was totally unexpected, but I'll take it.) Other then that, everything is well. I'm going to be having a very busy couple of months. 


Good to hear. How long did it take for them to give you that increase?


Popamode- I Initially applied and got the card in October 2012. I've spend nearly 5k since then on it, and now finally got it. So almost 20 months since I opened it. 

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Message 82 of 3,425
BluePoodle
Valued Contributor

Re: Garden Club Meeting - June 2014

Checking in for June! Waiting for my new cards to report this month!

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 83 of 3,425
mongstradamus
Super Contributor

Re: Garden Club Meeting - June 2014


@BluePoodle wrote:

Checking in for June! Waiting for my new cards to report this month!


yay I think my CSP reports soon, that actually reminds me i should pay it this week sometime :-) don't need to have 40% util on it the first month i get it :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 84 of 3,425
-NewGuy-
Moderator Emeritus

Re: Garden Club Meeting - June 2014

Good morning Mong and everyone!

Message 85 of 3,425
BluePoodle
Valued Contributor

Re: Garden Club Meeting - June 2014


@mongstradamus wrote:

@BluePoodle wrote:

Checking in for June! Waiting for my new cards to report this month!


yay I think my CSP reports soon, that actually reminds me i should pay it this week sometime :-) don't need to have 40% util on it the first month i get it :-)


Yeah, I have been putting a lot on the Amex to get to the $1000 spend for the 15000 Bonus.  I have a little over $300 left to go. But I need to get it paid down to 20% by first statement, well second as they cut my first at 2 weeks in but did not report. I have already made one payment but I will make a second before statement is cut.

 

My Barclay SM only has 3% on it and my Target about the same. I am going to pay my Target off before first statement (CSR told me when that would be) but I am going to let my SM build for a while since they seem to like reporting balances.  I'll switch from my AMEX card to SM for a while after I hit my bonus.  My Groceries and Gas should put me there this week I guess. 

 

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 86 of 3,425
mongstradamus
Super Contributor

Re: Garden Club Meeting - June 2014


@-NewGuy- wrote:

Good morning Mong and everyone!


good afternoon sir 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 87 of 3,425
mongstradamus
Super Contributor

Re: Garden Club Meeting - June 2014


@BluePoodle wrote:

@mongstradamus wrote:

@BluePoodle wrote:

Checking in for June! Waiting for my new cards to report this month!


yay I think my CSP reports soon, that actually reminds me i should pay it this week sometime :-) don't need to have 40% util on it the first month i get it :-)


Yeah, I have been putting a lot on the Amex to get to the $1000 spend for the 15000 Bonus.  I have a little over $300 left to go. But I need to get it paid down to 20% by first statement, well second as they cut my first at 2 weeks in but did not report. I have already made one payment but I will make a second before statement is cut.

 

My Barclay SM only has 3% on it and my Target about the same. I am going to pay my Target off before first statement (CSR told me when that would be) but I am going to let my SM build for a while since they seem to like reporting balances.  I'll switch from my AMEX card to SM for a while after I hit my bonus.  My Groceries and Gas should put me there this week I guess. 

 


Well you seem to have everything planned out which is good, How are you liking the SM so far. I just want to prepare my credit reports for sallie mae app in october. I am hoping i will be approved for WMC version of sallie mae :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 88 of 3,425
-Wade-
Valued Contributor

Re: Garden Club Meeting - June 2014

Good Morning Cold, New Guy and Mong Smiley Happy Hope all is well with y'all ! 

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 89 of 3,425
-NewGuy-
Moderator Emeritus

Re: Garden Club Meeting - June 2014


@-Wade- wrote:

Good Morning Cold, New Guy and Mong Smiley Happy Hope all is well with y'all ! 


Hey Wade! What's goin on?

Message 90 of 3,425
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