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Regular Contributor
Loques
Posts: 149
Registered: ‎03-04-2010
0

Re: Garden Club Meeting - June 2014

Finally made my way to the GC mid-month. It's been a successful past couple of weeks but it's time for me to sit back and let things age and for the rest of these baddies to fall off!

 

Here's to no apping! :smileyhappy:

Current Score (11/2014): EQ: 667| TU: 718 | EX: 678 | CK: 672 Starting Score (3/2010): EQ: 522 | TU: 556 | EX: ???----------
oooooo-----------
---------Last Pull: 6/18/2014 | Goal: All 3 FICO 750+
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Garden Club Meeting - June 2014


Loques wrote:

Finally made my way to the GC mid-month. It's been a successful past couple of weeks but it's time for me to sit back and let things age and for the rest of these baddies to fall off!

 

Here's to no apping! :smileyhappy:


congrats. you can do it 

 

:toast:

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Garden Club Meeting - June 2014

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  :smileyfrustrated:

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  :smileytongue:



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Community Leader
Senior Contributor
SunriseEarth
Posts: 4,470
Registered: ‎08-12-2013
0

Re: Garden Club Meeting - June 2014


BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  :smileyfrustrated:

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  :smileytongue:


Congrats on approvals and welcome back to the Garden!


Start: 619 (Wally, 9/2013) | Current: 674 (Wally, 11/8/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | JCP $5000 | Walmart Store $5000 | Amazon Store $5000 | AMEX BCE $4500 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Sony Card $2500 | Macy's AMEX $1500 | Citi DC WMC $1200 | Merrick $1200 | VS $1150 | Gold Violin $1150 | Target $1000 | ~~Gardening Since 11/14/14
Super Contributor
mongstradamus
Posts: 7,031
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - June 2014


SunriseEarth wrote:

Isn't Chase phasing out the MCs?   I have two Visa cards (Sony Card and Merrick) and the AMEX.   I don't have Discover, since I think they're still mad at me (I burned them for ~$13K in my BK).   I tried them a couple months ago, but I got system denied for my 2005 BK.

 

Fidelity Amex would be nice.  You should go for it when you're ready.   I'm pretty sure I'm on BoA's naughty list, so I won't be going for it.  

------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

 

When i actually got freedom it was an visa and i pced it to an freedom because i don't have cards that are MC  lol. I hope they will let me keep it an MC, since i already have my csp thats an visa sig. 

 


EX Fico 795(amex fico) 9/25/14 Fako 806 CS/Credit.com 11/4/14
EQ SW 822 quizzle fako 796 7/19/14
TU Fico 810 Fako 774 Creditkarma 10/10/2014
Super Contributor
mongstradamus
Posts: 7,031
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - June 2014


BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  :smileyfrustrated:

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  :smileytongue:


Gratz on the freedom did you get visa sig version ?


EX Fico 795(amex fico) 9/25/14 Fako 806 CS/Credit.com 11/4/14
EQ SW 822 quizzle fako 796 7/19/14
TU Fico 810 Fako 774 Creditkarma 10/10/2014
Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Garden Club Meeting - June 2014


SunriseEarth wrote:

BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  :smileyfrustrated:

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  :smileytongue:


Congrats on approvals and welcome back to the Garden!


Thanks!  I did want to add a couple more rewards cards to my "Flower Bed".  These 2 might just do the trick. 

Last app I had for a card was last April when I got my Discover IT.  They've shown lots of love with the auto CLI's. 

 

Since I'm back in the garden, I'll have to grab a cold one & the vintage John Deere! Ride around & mow the back yard & keep myself out of trouble this week!  :smileyvery-happy:

 

My $250 bargain...CL of course!

 

JD2.jpg

 



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Garden Club Meeting - June 2014


mongstradamus wrote:

BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  :smileyfrustrated:

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  :smileytongue:


Gratz on the freedom did you get visa sig version ?


It didn't say... I was just liking their cashback #'s.  Didn't see anything about the Visa sig card. 



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Frequent Contributor
Kennie02
Posts: 298
Registered: ‎08-11-2011
0

Re: Garden Club Meeting - June 2014

I am starting to believe I have a problem. I was 4 days short of my silver spade but I left the garden. I applied for the Barclays Rewards and was approved for $1500 on recon. I just couldn't resist the 2x points on gas! At least it didn't result in a complete denial. Now I really need to garden! Absolutely no more apps until my CR are squeaky clean... I thought that DH and I were going to try for a mortgage soon but he has a lot of baddies and it appears we may be moving to Texas. Still I probably should have stayed in the garden... Here is to hoping that I can get some love from Barclays in 6 months! 


In the Garden until July 2015 Last HP 08/26/14

Starting Score: 530 (9/2013)
Current Score: 683 EQ (myfico) 688 TU (Barclay) 667 EXP (myfico)
Goal Score: 720+ all 3


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Established Contributor
ExplicitElicit
Posts: 972
Registered: ‎02-18-2014
0

Re: Garden Club Meeting - June 2014


Kennie02 wrote:

I am starting to believe I have a problem. I was 4 days short of my silver spade but I left the garden. I applied for the Barclays Rewards and was approved for $1500 on recon. I just couldn't resist the 2x points on gas! At least it didn't result in a complete denial. Now I really need to garden! Absolutely no more apps until my CR are squeaky clean... I thought that DH and I were going to try for a mortgage soon but he has a lot of baddies and it appears we may be moving to Texas. Still I probably should have stayed in the garden... Here is to hoping that I can get some love from Barclays in 6 months! 


Good evening everyone! I received a pre approval on the Visa Black card (HA NOT worth the annual fee imo) and Amex called and tried to get me to upgrade to the platinum today and I declined that as well (not ready to pay that annual fee since i'm not currently traveling much). I will let my seedling grow for now!

 

Kennie02, if you move to Texas welcome! Hope you enjoy it here! 

Amex PRG - Amex ED - Chase CSP - Chase Freedom - Discover IT - Barclay Ring - Barclay Financing Visa - NFCU cashRewards - EnergyOne CU Visa - Walmart - Best Buy - Buckle Store - State Farm Student Visa - $34K Truck loan @ 2.7%

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