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Regular Contributor
Posts: 228
Registered: ‎03-04-2010
0

Re: Garden Club Meeting - June 2014

Finally made my way to the GC mid-month. It's been a successful past couple of weeks but it's time for me to sit back and let things age and for the rest of these baddies to fall off!

 

Here's to no apping! Smiley Happy

Current Score (7/2016): EQ: 678 | TU: 700 | EX: 707---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: ???---Goal: All 3 FICO 750+
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Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
0

Re: Garden Club Meeting - June 2014


Loques wrote:

Finally made my way to the GC mid-month. It's been a successful past couple of weeks but it's time for me to sit back and let things age and for the rest of these baddies to fall off!

 

Here's to no apping! Smiley Happy


congrats. you can do it 

 

:toast:

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008
0

Re: Garden Club Meeting - June 2014

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  Smiley Frustrated

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  Smiley Tongue



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Moderator
Posts: 8,592
Registered: ‎08-12-2013
0

Re: Garden Club Meeting - June 2014


BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  Smiley Frustrated

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  Smiley Tongue


Congrats on approvals and welcome back to the Garden!




Start: 619 (TU08, 9/2013) | Current: 768 (TU08, 9/28/16)
Sam's Club MC $25000 | AMEX BCE $20400 | Sallie Mae WMC $16500 | Cap 1 QS VS $10750 | Care Credit $10200 | BofA BBR #1 $10100 | Discover IT $8500 | Marvel MC $8000 | Citi DC $8000 | JCP $8000 | Amazon Store $8000 | US Bank Cash+ VS $7500 | Blispay $7500 | BofA BBR #2 $7000 | Cap 1 QS WMC $5750 | Macy's Store $5400 | Sony Card $4250 | Macy's AMEX $3500 | Gold Violin $3050 | CU Visa $2500 | Target $1900 | Costco Anywhere $1700 | ~~Gardening Since 8/29/16
Super Contributor
Posts: 9,483
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - June 2014


SunriseEarth wrote:

Isn't Chase phasing out the MCs?   I have two Visa cards (Sony Card and Merrick) and the AMEX.   I don't have Discover, since I think they're still mad at me (I burned them for ~$13K in my BK).   I tried them a couple months ago, but I got system denied for my 2005 BK.

 

Fidelity Amex would be nice.  You should go for it when you're ready.   I'm pretty sure I'm on BoA's naughty list, so I won't be going for it.  

------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

 

When i actually got freedom it was an visa and i pced it to an freedom because i don't have cards that are MC  lol. I hope they will let me keep it an MC, since i already have my csp thats an visa sig. 

 



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15
Super Contributor
Posts: 9,483
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - June 2014


BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  Smiley Frustrated

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  Smiley Tongue


Gratz on the freedom did you get visa sig version ?



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15
Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008
0

Re: Garden Club Meeting - June 2014


SunriseEarth wrote:

BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  Smiley Frustrated

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  Smiley Tongue


Congrats on approvals and welcome back to the Garden!


Thanks!  I did want to add a couple more rewards cards to my "Flower Bed".  These 2 might just do the trick. 

Last app I had for a card was last April when I got my Discover IT.  They've shown lots of love with the auto CLI's. 

 

Since I'm back in the garden, I'll have to grab a cold one & the vintage John Deere! Ride around & mow the back yard & keep myself out of trouble this week!  Smiley Very Happy

 

My $250 bargain...CL of course!

 

JD2.jpg

 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008
0

Re: Garden Club Meeting - June 2014


mongstradamus wrote:

BungalowMo wrote:

Well, I'm back to seedling status! 

 

Apped for the Chase Freedom...approved for $5500  & just apped about an hour ago for the NFCU CashRewards....pending.  Smiley Frustrated

 

I'm ok with being a little seedling again.  I'll swap out that golden spade on Thursday...my day off.

 

Right now, I'm just refreshing that status page...over & over & over.  Someone get me a crossword puzzle to kill some time!  Smiley Tongue


Gratz on the freedom did you get visa sig version ?


It didn't say... I was just liking their cashback #'s.  Didn't see anything about the Visa sig card. 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Frequent Contributor
Posts: 367
Registered: ‎08-11-2011
0

Re: Garden Club Meeting - June 2014

I am starting to believe I have a problem. I was 4 days short of my silver spade but I left the garden. I applied for the Barclays Rewards and was approved for $1500 on recon. I just couldn't resist the 2x points on gas! At least it didn't result in a complete denial. Now I really need to garden! Absolutely no more apps until my CR are squeaky clean... I thought that DH and I were going to try for a mortgage soon but he has a lot of baddies and it appears we may be moving to Texas. Still I probably should have stayed in the garden... Here is to hoping that I can get some love from Barclays in 6 months! 

Amex ED $15k | NFCU cash $11.5k | BOA cash $6K | Citi AA $5k | AAdvantage Aviator $4k | QS $4.5k | IHG $3k Chase Slate $3k | Chase Freedom Unlimited $2.5k | Barclay Rewards $2.65k | Amex BCE $2k | Chase Freedom $2k | Citi DC $1.7k | Chase Amazon $1k | Citi Simplicity $1k | Discover It $1k | Last HP 5/6/16 Starting score: 530 Current scores:TU 701 EQ 695 EXP 687

Established Contributor
Posts: 972
Registered: ‎02-18-2014
0

Re: Garden Club Meeting - June 2014


Kennie02 wrote:

I am starting to believe I have a problem. I was 4 days short of my silver spade but I left the garden. I applied for the Barclays Rewards and was approved for $1500 on recon. I just couldn't resist the 2x points on gas! At least it didn't result in a complete denial. Now I really need to garden! Absolutely no more apps until my CR are squeaky clean... I thought that DH and I were going to try for a mortgage soon but he has a lot of baddies and it appears we may be moving to Texas. Still I probably should have stayed in the garden... Here is to hoping that I can get some love from Barclays in 6 months! 


Good evening everyone! I received a pre approval on the Visa Black card (HA NOT worth the annual fee imo) and Amex called and tried to get me to upgrade to the platinum today and I declined that as well (not ready to pay that annual fee since i'm not currently traveling much). I will let my seedling grow for now!

 

Kennie02, if you move to Texas welcome! Hope you enjoy it here! 

Amex PRG - Amex ED - Chase CSP - Chase Freedom - Discover IT - Barclay Ring - Barclay Financing Visa - NFCU cashRewards - EnergyOne CU Visa - Walmart - Best Buy - Buckle Store - State Farm Student Visa - $34K Truck loan @ 2.7%

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