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Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Re: Garden Club Meeting - March 2012


mokong wrote:

gardening!!!!

 

here' my card since NOV '10

 

Best Buy store card: 2.300 cl / 0 bal. opened Nov '10

Banana Rep Visa; 4,000 cl / 90 bal. opened Nov '10

Chase Southwest: 700 cl / 0 bal. opened Jan '11

Amex Costco: 5,400 cl / 0 bal. opened April '11 backdated 2010

BoA Amex : 5,000 cl / 220 bal. opened Feb 12 backdated 2010

Amex BCE: 2,000 cl / 16 bal. opened Dec '11 backdated 2010

Citi TY Preferred card: 5,900 / 15 bal. opened Nov '11

Macys: ??? / 110 bal. opened May '11

Chase Disneys Premier: 4000 / 0 bal opened Jan '11

 

 

fico score all around 700 as of feb.

 

been 2 yrs now been visiting this site everyday and it helps me a lot to achieve my dream card.

thank you myfico'ers your all great.

 

 


Nice!

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Re: Garden Club Meeting - March 2012

Got an automatic increase on my Sam's Club CC. From $8,500 to $9,000. Not much, but I'll take it! YAYYY!:smileyvery-happy:

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: Garden Club Meeting - March 2012


tubesock wrote:

Got an automatic increase on my Sam's Club CC. From $8,500 to $9,000. Not much, but I'll take it! YAYYY!:smileyvery-happy:


Congrats!!!




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Established Contributor
visorboy1974
Posts: 1,000
Registered: ‎05-17-2010

Re: Garden Club Meeting - March 2012

Here's what I have:  

 

UIECU UIAA Rewards Visa $22K

PSECU PSL/Visa $20K

Alliant Platinum Rewards Visa $15K

Barclaycard Platinum Travel Rewards MC $7K

Nordstrom Visa Signature $6K

State Farm Platinum Rewards Visa $3K

Dell Premier Financing $3K

Macy's $2500

 

Received a GLI on Macy's last month but that's it.  

 

Oh yeah...I'm revolving BALANCE FREE for the first time in memory.  Feels great!!!!  

 

Plan on asking for a CLI on Nordstrom at the end of the month but that's about it.  Keeping things quiet.  :smileytongue:


Starting Score: 600
Current Score:: 687EQ, 697EX, 721TU
Goal Score: 760


Take the myFICO Fitness Challenge
Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: Garden Club Meeting - March 2012

Photobucket Pictures, Images and PhotosAll that missing is my Zync
Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: Garden Club Meeting - March 2012

Checking in app free for 1 month...no app itch....paid down my UTL over the past 2 months to 22% from about 55%... waiting for everything to post

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
tcbofade
Posts: 1,112
Registered: ‎09-26-2011

Re: Garden Club Meeting - March 2012

Wow.

 

Great post, Smug.  I'm very envious.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 673 (Wally) EQ: Your guess is as good as mine. :smileytongue:

Zero percent financing is where the devil lives...

Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Re: Garden Club Meeting - March 2012

Very Nice VisorBoy...

 

Smug, I'm looking forward to a low utl one day too. You give me hope:smileylol:

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Re: Garden Club Meeting - March 2012


afbar1114 wrote:
Checking in app free for 1 month...no app itch....paid down my UTL over the past 2 months to 22% from about 55%... waiting for everything to post

Good Job on the utl!

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Established Contributor
mAndrew1980
Posts: 679
Registered: ‎08-26-2011

Re: Garden Club Meeting - March 2012

Wow Smug congrats! You really have about as impressive of a credit portfolio as humanly possible. And the 1% utl is incredible. My only question is why is Discover only giving you a 500CL when you have so many other cc's with such huge CL's lol.

 

Just checked my USAA reports today and my last inq was on November 23rd, 2011. I'm around 100 days into gardening. I'll be paying off the remaining $170 balance on my barclays card today -- bringing my total utl down to 22%. If I can just hold off on app'ing for one or two more months, I'll be down to the sought-after 9%.

Transunion: 707 FICO (4/5/2013) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 706 FICO (8/16/12) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2250CL (11/11), Discover IT 6000CL (5/13)

It will take me 12 months to re-grow my scores but I am officially a Proud CONDO owner!!!!!




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