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Frequent Contributor
Posts: 348
Registered: ‎02-27-2013
0

Re: Garden Club Meeting - March 2013

I just received a cli on my neiman Marcus 500 to 1000. Woohoo. SP of course so I'm still in the garden. I may like this gardening thing after all. I was concerned since c1 took it over but apparently the retail guys are better. Now to recon gemb denial of an increase.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Senior Contributor
Posts: 7,671
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - March 2013

Enjoying my 2nd week in the garden.  First few days were a little shaky, but I'm stable now.  Holding on until I get my installment loans down, and my new Discover It ages a bit.   Want to get CSP/Marriott rewards to go with the Freedom. But the timing must be right.

Community Leader
Senior Contributor
Posts: 28,750
Registered: ‎02-07-2013
0

Re: Garden Club Meeting - March 2013

Seedlings starting to take shape. Awwhhh the wonders of gardening!!!!!

Cheers

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Valued Contributor
Posts: 1,246
Registered: ‎07-18-2009
0

Re: Garden Club Meeting - March 2013

Sometimes it's good to leave the garden.

I apped for a WMD card a few days ago and my FICO score jumped from 690 to 736 when it reported!

 

You can garden too much it seems.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Garden Club Meeting - March 2013

I belong here Smiley Sad

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Member
Posts: 6
Registered: ‎07-09-2010
0

Re: Garden Club Meeting - March 2013

[ Edited ]

Gardening for now and may go for an AMEX BCE in a few months, but waiting for December when almost all my inquiries fall off. Smiley Happy

 

 

Valued Member
Posts: 49
Registered: ‎02-22-2013
0

Re: Garden Club Meeting - March 2013

left the garden on friday & now i'm back in it.

got approved for the discover IT card! now time to garden until I graduate & find a job ! (eta jan-mar / 2014)


how to cancel free trial of score watch
Discover IT - $2500 (3/13) | Chase Freedom - $400 (12/12) | BofA 123 Cash - $3800 (10/10)
Frequent Contributor
Posts: 424
Registered: ‎01-14-2009
0

Re: Garden Club Meeting - March 2013

 

I've had this same head cold off and on all winter. It gets a little better, then comes back w/ a vengance.

 

 

I'd make a hot toddy to soothe my throat, if I had some brandy or whiskey.

 

 

 

 

 

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Community Leader
Senior Contributor
Posts: 28,750
Registered: ‎02-07-2013
0

Re: Garden Club Meeting - March 2013

put this in your tea

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
New Contributor
Posts: 136
Registered: ‎02-20-2013
0

Re: Garden Club Meeting - March 2013

Okay, I know I'm the odd one out here, but if anyone wants something without alcohol, just ring my bell. I'll be at the quiet end of the bar.


TU 759, EX 744, EQ 779
Current Focus: Gardening indefinitely
Goals: 800 Club, pay off auto loan in 2 years

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