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Garden Club Meeting - March 2013

Frequent Contributor

Re: Garden Club Meeting - March 2013

I just received a cli on my neiman Marcus 500 to 1000. Woohoo. SP of course so I'm still in the garden. I may like this gardening thing after all. I was concerned since c1 took it over but apparently the retail guys are better. Now to recon gemb denial of an increase.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 1181 of 1,535
Senior Contributor

Re: Garden Club Meeting - March 2013

Enjoying my 2nd week in the garden.  First few days were a little shaky, but I'm stable now.  Holding on until I get my installment loans down, and my new Discover It ages a bit.   Want to get CSP/Marriott rewards to go with the Freedom. But the timing must be right.

Message 1182 of 1,535
Super Contributor

Re: Garden Club Meeting - March 2013

Seedlings starting to take shape. Awwhhh the wonders of gardening!!!!!

Cheers

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1183 of 1,535
Valued Contributor

Re: Garden Club Meeting - March 2013

Sometimes it's good to leave the garden.

I apped for a WMD card a few days ago and my FICO score jumped from 690 to 736 when it reported!

 

You can garden too much it seems.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 1184 of 1,535
Valued Contributor

Re: Garden Club Meeting - March 2013

I belong here Smiley Sad

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 1185 of 1,535
Member

Re: Garden Club Meeting - March 2013

Gardening for now and may go for an AMEX BCE in a few months, but waiting for December when almost all my inquiries fall off. Smiley Happy

 

 

Message 1186 of 1,535
New Contributor

Re: Garden Club Meeting - March 2013

left the garden on friday & now i'm back in it.

got approved for the discover IT card! now time to garden until I graduate & find a job ! (eta jan-mar / 2014)


how to cancel free trial of score watch
Chase Freedom Unlimited - $15,000 (5/16) | Discover IT - $9,800 (3/13) | Chase Freedom - $7,000 (12/12) | BofA 123 Cash - $7,500 (10/10)
Message 1187 of 1,535
Frequent Contributor

Re: Garden Club Meeting - March 2013

 

I've had this same head cold off and on all winter. It gets a little better, then comes back w/ a vengance.

 

 

I'd make a hot toddy to soothe my throat, if I had some brandy or whiskey.

 

 

 

 

 

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1188 of 1,535
Super Contributor

Re: Garden Club Meeting - March 2013

put this in your tea

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1189 of 1,535
New Contributor

Re: Garden Club Meeting - March 2013

Okay, I know I'm the odd one out here, but if anyone wants something without alcohol, just ring my bell. I'll be at the quiet end of the bar.


TU 759, EX 744, EQ 779
Current Focus: Gardening indefinitely
Goals: 800 Club, pay off auto loan in 2 years
Message 1190 of 1,535