Starting Score: EQ 717 EX 724 TU 736
Swapmeet wrote:@ Tinuviel,
Welcome back to seedling status. It's not like I was in the garden... But the card that put me here was the freedom. So sit back, relax, and enjoy the sweet smell of freedom bro!
That's more like sis! 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Simply827 wrote:Hi I'm new. I haven't had an app since 10/2011. Do I have to start at seedling or can I go to whatever level corresponds to that time? Thanks.
Hello, and welcome to the Garden Club!
No, you don't have to start at seedling status; just count from when your last apped for credit, and congrats on that nice platinum spade!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
creditnocash wrote:Well congrats to everyone joining/ staying in the garden.
i am officially 6 months of no inquries, and getting my silver spade on the 5th, unlike last time though im in it for at least a platinum spade! (9 more months to go) and all my inquries will be over a year and a half.
discover has been sending pre approvals for the it, but im holding out for another amex, and a cli on my freedom.
happy gardening too all, and good luck this month.
If you haven't apped for six months, then you should already be at gold spade status. 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
tinuviel wrote:
Swapmeet wrote:@ Tinuviel,
Welcome back to seedling status. It's not like I was in the garden... But the card that put me here was the freedom. So sit back, relax, and enjoy the sweet smell of freedom bro!
That's more like sis!
lol, my fault. I suppose I should be more cautious. I guess I don't consider gender when I say bro. I don't know if it's because I was born and raised in Southern California, or what. What is a cool sounding, one syllable word that Identifies a female? Because sis just won't cut it. I do apologize for the masculine insinuation though.
Well
Swapmeet wrote:
tinuviel wrote:
Swapmeet wrote:@ Tinuviel,
Welcome back to seedling status. It's not like I was in the garden... But the card that put me here was the freedom. So sit back, relax, and enjoy the sweet smell of freedom bro!
That's more like sis!lol, my fault. I suppose I should be more cautious. I guess I don't consider gender when I say bro. I don't know if it's because I was born and raised in Southern California, or what. What is a cool sounding, one syllable word that Identifies a female? Because sis just won't cut it. I do apologize for the masculine insinuation though.
TEXAS here ( enjoy the sweet smell of freedom ma'am)
---- 4/3/13 ****TIME FOR THE GARDEN****
Still here and coming up on two months. Oddly enough my Penfed card still hasn't reported... Once it does I may purchase a report on here to get an updated fico score. March 9th is the day I can ask for a cli with AMEX. I can't wait to see if I get the full 3x increase. Other then that I'm here to stay until at least August and more likely February.
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