Garden Club Meeting - March 2014

[-Wade-]

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

@ cold how is it going ole pal???? 

---

I have a bad cold!

---

Sorry to head that have you been to Dr ??? That shot they give you will knock it right out

---

No I haven't! My grand-daughter finally gives me a by by kiss and she had to have a cold! It's all your fault Wade! Watching out for you and she blindsided me! 

---

Yeah blame it on poor lil ole Wade   Why were you watching out for me ?!??? I haven't done anything !!!!

---

Always asking me! Cold what should I apply for next? The only thing you haven't done is be a good example! I said no Wade don't apply for Quicksilver! Now we will hear Cold said I should!

---

I see why you have a bad cold now , with all that lieing 

[paratrooper]

Hi everyone! I'm relatively new the the forum and though I'm not new to credit, I'm new to being intentional about improving it and learning more about it. I recently decided to start gardening and waiting a good amount of time to see how much I can improve my score. My TU score right now is 696 and my goal is 750 or higher. I have pretty high utilization of credit (a little over 50%), so obviously I need to pay that down a good bit. 

I'm in this for the long haul, and I plan to garden for at least one year starting this month. The only thing that would prevent me from going two years and earning that diamond spade is we will likely need a new car before I get to the two year mark. 

I'm looking forward to learning more from this great community!

[-Wade-]

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

@ cold how is it going ole pal???? 

---

I have a bad cold!

---

Sorry to head that have you been to Dr ??? That shot they give you will knock it right out

---

No I haven't! My grand-daughter finally gives me a by by kiss and she had to have a cold! It's all your fault Wade! Watching out for you and she blindsided me! 

---

Yeah blame it on poor lil ole Wade   Why were you watching out for me ?!??? I haven't done anything !!!!

---

Always asking me! Cold what should I apply for next? The only thing you haven't done is be a good example! I said no Wade don't apply for Quicksilver! Now we will hear Cold said I should!

---

Nice try, but I am not app'ing for the QS 

[coldnmn]

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

@ cold how is it going ole pal???? 

---

I have a bad cold!

---

Sorry to head that have you been to Dr ??? That shot they give you will knock it right out

---

No I haven't! My grand-daughter finally gives me a by by kiss and she had to have a cold! It's all your fault Wade! Watching out for you and she blindsided me! 

---

Yeah blame it on poor lil ole Wade   Why were you watching out for me ?!??? I haven't done anything !!!!

---

Always asking me! Cold what should I apply for next? The only thing you haven't done is be a good example! I said no Wade don't apply for Quicksilver! Now we will hear Cold said I should!

---

I see why you have a bad cold now , with all that lieing 

---

Really! Well my mother told me to respect my elders! 

[-Wade-]

---

@paratrooper wrote:

Hi everyone! I'm relatively new the the forum and though I'm not new to credit, I'm new to being intentional about improving it and learning more about it. I recently decided to start gardening and waiting a good amount of time to see how much I can improve my score. My TU score right now is 696 and my goal is 750 or higher. I have pretty high utilization of credit (a little over 50%), so obviously I need to pay that down a good bit. 

I'm in this for the long haul, and I plan to garden for at least one year starting this month. The only thing that would prevent me from going two years and earning that diamond spade is we will likely need a new car before I get to the two year mark. 

I'm looking forward to learning more from this great community!

---

Welcome to the garden paying your debt down and gardening you will get your score over 750 easy

[coldnmn]

---

@paratrooper wrote:

Hi everyone! I'm relatively new the the forum and though I'm not new to credit, I'm new to being intentional about improving it and learning more about it. I recently decided to start gardening and waiting a good amount of time to see how much I can improve my score. My TU score right now is 696 and my goal is 750 or higher. I have pretty high utilization of credit (a little over 50%), so obviously I need to pay that down a good bit. 

I'm in this for the long haul, and I plan to garden for at least one year starting this month. The only thing that would prevent me from going two years and earning that diamond spade is we will likely need a new car before I get to the two year mark. 

I'm looking forward to learning more from this great community!

---

Welcome to the forum and garden club. Feel free to ask questions or join in with us in the banter!

[-Wade-]

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

@ cold how is it going ole pal???? 

---

I have a bad cold!

---

Sorry to head that have you been to Dr ??? That shot they give you will knock it right out

---

No I haven't! My grand-daughter finally gives me a by by kiss and she had to have a cold! It's all your fault Wade! Watching out for you and she blindsided me! 

---

Yeah blame it on poor lil ole Wade   Why were you watching out for me ?!??? I haven't done anything !!!!

---

Always asking me! Cold what should I apply for next? The only thing you haven't done is be a good example! I said no Wade don't apply for Quicksilver! Now we will hear Cold said I should!

---

I see why you have a bad cold now , with all that lieing 

---

Really! Well my mother told me to respect my elders! 

---

Respect has to be earned

[coldnmn]

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

@ cold how is it going ole pal???? 

---

I have a bad cold!

---

Sorry to head that have you been to Dr ??? That shot they give you will knock it right out

---

No I haven't! My grand-daughter finally gives me a by by kiss and she had to have a cold! It's all your fault Wade! Watching out for you and she blindsided me! 

---

Yeah blame it on poor lil ole Wade   Why were you watching out for me ?!??? I haven't done anything !!!!

---

Always asking me! Cold what should I apply for next? The only thing you haven't done is be a good example! I said no Wade don't apply for Quicksilver! Now we will hear Cold said I should!

---

I see why you have a bad cold now , with all that lieing 

---

Really! Well my mother told me to respect my elders! 

---

Respect has to be earned

---

Your right! I feel much better now not respecting you! Thanks Wade for clearing that up!

[coldnmn]

Time for a nap!  Wade try be good for a change!

[-Wade-]

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

---

@coldnmn wrote:

---

@Wade64 wrote:

@ cold how is it going ole pal???? 

---

I have a bad cold!

---

Sorry to head that have you been to Dr ??? That shot they give you will knock it right out

---

No I haven't! My grand-daughter finally gives me a by by kiss and she had to have a cold! It's all your fault Wade! Watching out for you and she blindsided me! 

---

Yeah blame it on poor lil ole Wade   Why were you watching out for me ?!??? I haven't done anything !!!!

---

Always asking me! Cold what should I apply for next? The only thing you haven't done is be a good example! I said no Wade don't apply for Quicksilver! Now we will hear Cold said I should!

---

I see why you have a bad cold now , with all that lieing 

---

Really! Well my mother told me to respect my elders! 

---

Respect has to be earned

---

Your right! I feel much better now not respecting you! Thanks Wade for clearing that up!

---

:@