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Garden Club Meeting - March 2014

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WillTeasle
Established Contributor
‎03-24-2014 02:04 PM
‎03-24-2014 02:04 PM

Re: Garden Club Meeting - March 2014 ( 1800 Citi Aadvantage cc bill Please help ! )

Out of curiosity, what do you all use to monitor your scores/reports?  I'm interested in the techniques other than the obvious (feedback from lender pulls, scores provided will statements, annual credit report checks, etc).

Last HP: 01/10/19 | Latest Scores: EQ FICO8 - 850 | TU FICO8 - 850 | EX FICO8 - 850
Amex BC | Amex HHonors | Amex HHonors Aspire | Amex Marriott Business | Amex Platinum | BoA Alaska Airlines | CF | CFU | CSR | Chase Ink+ | Citi DC | Citi AA UP | Discover IT
Message 6031 of 9,162
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sailor_mercury
Valued Contributor
‎03-24-2014 02:46 PM
‎03-24-2014 02:46 PM

Re: Garden Club Meeting - March 2014

Hello GC.... A very busy week here at work Smiley Sad

 

I hope everyone is well Smiley Happy

NFCU nCashRewards VISA - $20,000 | NFCU nRewards $10,000
AMEX Costco TrueEarnings $5,000 | AMEX Delta Gold $1,500
Chase SWA VISA $5,000 | Chase Slate $3,500 | Chase Amazon Rewards VISA $3,000
HSN Mastecard $3,500
Message 6032 of 9,162
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yudeology101
Senior Contributor
‎03-24-2014 02:49 PM
‎03-24-2014 02:49 PM

Re: Garden Club Meeting - March 2014

Man, the "approval section" will be flooded w/ the new AMEX "Everyday" Card apprvoal threads!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6033 of 9,162
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-Wade-
Valued Contributor
‎03-24-2014 03:13 PM
‎03-24-2014 03:13 PM

Re: Garden Club Meeting - March 2014

@yudeology101 wrote:

Man, the "approval section" will be flooded w/ the new AMEX "Everyday" Card apprvoal threads!

Howdy Gang ! Checking in from work.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6034 of 9,162
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-Wade-
Valued Contributor
‎03-24-2014 03:14 PM
‎03-24-2014 03:14 PM

Re: Garden Club Meeting - March 2014

@yudeology101 wrote:

Man, the "approval section" will be flooded w/ the new AMEX "Everyday" Card apprvoal threads!

Hi'ya buddy ! Oh you know it will be

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6035 of 9,162
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-Wade-
Valued Contributor
‎03-24-2014 03:15 PM
‎03-24-2014 03:15 PM

Re: Garden Club Meeting - March 2014

@sailor_mercury wrote:

Hello GC.... A very busy week here at work Smiley Sad

 

I hope everyone is well Smiley Happy

Hi'ya salior! I hope you enjoyed the game last night Smiley Wink

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6036 of 9,162
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myjourney
Super Contributor
‎03-24-2014 03:16 PM
‎03-24-2014 03:16 PM

Re: Garden Club Meeting - March 2014

5-4-3-2-1-0-Liftoff 

Congrats Yude you made it bro ....Bravo

Hi ya GC family 

I'm checking in and still garden strong 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6037 of 9,162
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-Wade-
Valued Contributor
‎03-24-2014 03:18 PM
‎03-24-2014 03:18 PM

Re: Garden Club Meeting - March 2014

@yudeology101 wrote:

Man, the "approval section" will be flooded w/ the new AMEX "Everyday" Card apprvoal threads!

Congrats on your Spade Smiley Happy WTG Buddy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6038 of 9,162
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yudeology101
Senior Contributor
‎03-24-2014 03:21 PM
‎03-24-2014 03:21 PM

Re: Garden Club Meeting - March 2014

@Wade64 wrote:
@yudeology101 wrote:

Man, the "approval section" will be flooded w/ the new AMEX "Everyday" Card apprvoal threads!

Hi'ya buddy ! Oh you know it will be

Hey Buddy!  I'm very proud of myself today, i've had the whole GC in check...see all is calm lol

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6039 of 9,162
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yudeology101
Senior Contributor
‎03-24-2014 03:22 PM
‎03-24-2014 03:22 PM

Re: Garden Club Meeting - March 2014

@myjourney wrote:

5-4-3-2-1-0-Liftoff 

Congrats Yude you made it bro ....Bravo

Hi ya GC family 

I'm checking in and still garden strong 

 

YESSSSSS THANKS MJ!!!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6040 of 9,162
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