cancel
Showing results for 
Search instead for 
Did you mean: 

Garden Club Meeting - May 2012

Regular Contributor

Re: Garden Club Meeting - May 2012

Thanks Tinuviel! It did feel amazing Smiley Very Happy. I'm proud of the hardwork and disclipine I put in and I'm ready to reap the rewards!

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Message 121 of 296
Moderator Emeritus

Re: Garden Club Meeting - May 2012

So I was counting inquiries... LOL...  13 on EQ, 18 on TU (All occuring between Sept 21, 2011 - March 20, 2011)

 

I have a long way to go...   The mortgage process started in Sept. So by March 2013 I'll be clean again (unless I go for an FHA Streamline Refi in July)...  Seems like such a long wait! 

 

How do you guys pass the time?

 

From EQ:

February 04, 2012 Discover  -  Tried for Discover Open Roads, Denied because I already had a Discover and they didnt want me to have two
January 20, 2012 Usaa Sb  - Tried for USAA MC, denied
January 19, 2012 Cbcinnovis  -  Mortgage
December 13, 2011 Cr Techinc  - Mortgage
November 07, 2011 Spiritbank  - Mortgage
October 28, 2011 Orcs  - Mortgage
October 25, 2011 Credco  - Mortgage
October 25, 2011 Csc Cs  - Mortgage
October 12, 2011 Cr Techinc  - Mortgage
October 11, 2011 Csc Cs  - Mortgage
September 22, 2011 Cbcinnovis  - Mortgage
September 21, 2011 Csc Cs  - Mortgage
September 21, 2011 Credco  - Mortgage

From TU:

March 20, 2012 Navy Fcu/Visa - NFCU Visa
March 16, 2012 Navy Fcu  - NFCU Auto Refinance
March 15, 2012 Navy Fcu  - NFCU Membership
February 04, 2012 Discover Financial Svcs  -  Tried for Discover Open Roads Declined
January 27, 2012 Transunionna/Umb  - Tried to get a gas card from my favorite gas station Declined
January 27, 2012 Gecrb/Amazon Pl  - Opened Amazon Store Card
January 27, 2012 Chase Bank Usa N.A.  - Opened Amazon.com Visa Card
December 13, 2011 Pmv,Llc-B5725/Credittech  - Mortgage
November 07, 2011 F.Mac/Spiritbank  - Mortgage
October 28, 2011 Spiritbankmo/Oldrepublic  - Mortgage
October 25, 2011 Ascenthomeloans/Credstar  - Mortgage
October 25, 2011 Bokf,Nadbaban/Csccrdtsvc  - Mortgage
October 12, 2011 Pmv,Llc-B5725/Credittech  - Mortgage
October 11, 2011 Bokf,Nadbaban/Csccrdtsvc  - Mortgage
September 22, 2011 224Pmv,Llc-B5/Cbcinnovis  - Mortgage
September 21, 2011 Bokf,Nadbaban/Csccrdtsvc  - Mortgage
September 21, 2011 Quickenloans/Quickenloan  - Mortgage


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 122 of 296
Established Contributor

Re: Garden Club Meeting - May 2012

Been away from myFICO for awhile...just checking in! Nothing too exciting, this is my 4th month app free Smiley Happy Will be requesting my 6 month CLI from Citi at the end of the month. Hopefully it will be approved!

Message 123 of 296
Moderator Emeritus

Re: Garden Club Meeting - May 2012


dyv8914 wrote:

Been away from myFICO for awhile...just checking in! Nothing too exciting, this is my 4th month app free Smiley Happy Will be requesting my 6 month CLI from Citi at the end of the month. Hopefully it will be approved!


Congrats! Im going on 2 months... feels great Smiley Happy


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 124 of 296
Valued Contributor

Re: Garden Club Meeting - May 2012

checking in wallet feeling full enough for now. no need for any more cards at this point maybe a discover down the road a year from now or so. no itch what so ever finaly!!!!  i do plan on keeoing my wallet cards for the long haul with hoping to get bigger CL's down the road. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 125 of 296
Highlighted
Regular Contributor

Re: Garden Club Meeting - May 2012

sup doodz, in the garden til November 28, 2012 -- gunning for Sapphire

 

collections? got 'em!!!!

 

delinquencies?? you betcha!!!

 

 


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


Take the FICO Fitness Challenge
Message 126 of 296
Mega Contributor

Re: Garden Club Meeting - May 2012

1 Month 3 Weeks App Free!!!!!! Smiley Happy

 

Getting it in and feeding my seedlings!!!




EQ FICO 548 3/3/16
Message 127 of 296
Frequent Contributor

Re: Garden Club Meeting - May 2012


LS2982 wrote:

1 Month 3 Weeks App Free!!!!!! Smiley Happy

 

Getting it in and feeding my seedlings!!!



Very nice!

I can finally say Discover worked out their reporting issues and it posted. Now my Equifax FICO is 700 Smiley Happyand Transunion is at 660 (They count my stundet loan balance as being a risk Smiley Sad ) App free for 2 months and 20 days! 

Message 128 of 296
Valued Contributor

Re: Garden Club Meeting - May 2012

Hey Gardeners!!!

I'm still here.  3 months app free today!! Can I make it another 3??



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 129 of 296
Established Contributor

Re: Garden Club Meeting - May 2012


MsLadyRover wrote:

Hey Gardeners!!!

I'm still here.  3 months app free today!! Can I make it another 3??


Super congrats!

 



Start Score:493Current Score:510,540, 569
Goal Score: 700>>>>>
Message 130 of 296