Credit Cards

[ReBuildingAgn]

Thanks Tinuviel! It did feel amazing . I'm proud of the hardwork and disclipine I put in and I'm ready to reap the rewards!

[webhopper]

So I was counting inquiries... LOL...  13 on EQ, 18 on TU (All occuring between Sept 21, 2011 - March 20, 2011)

I have a long way to go...   The mortgage process started in Sept. So by March 2013 I'll be clean again (unless I go for an FHA Streamline Refi in July)...  Seems like such a long wait! 

How do you guys pass the time?

From EQ: February 04, 2012 Discover  -  Tried for Discover Open Roads, Denied because I already had a Discover and they didnt want me to have two January 20, 2012 Usaa Sb  - Tried for USAA MC, denied January 19, 2012 Cbcinnovis  -  Mortgage December 13, 2011 Cr Techinc  - Mortgage November 07, 2011 Spiritbank  - Mortgage October 28, 2011 Orcs  - Mortgage October 25, 2011 Credco  - Mortgage October 25, 2011 Csc Cs  - Mortgage October 12, 2011 Cr Techinc  - Mortgage October 11, 2011 Csc Cs  - Mortgage September 22, 2011 Cbcinnovis  - Mortgage September 21, 2011 Csc Cs  - Mortgage September 21, 2011 Credco  - Mortgage

From TU: March 20, 2012 Navy Fcu/Visa - NFCU Visa March 16, 2012 Navy Fcu  - NFCU Auto Refinance March 15, 2012 Navy Fcu  - NFCU Membership February 04, 2012 Discover Financial Svcs  -  Tried for Discover Open Roads Declined January 27, 2012 Transunionna/Umb  - Tried to get a gas card from my favorite gas station Declined January 27, 2012 Gecrb/Amazon Pl  - Opened Amazon Store Card January 27, 2012 Chase Bank Usa N.A.  - Opened Amazon.com Visa Card December 13, 2011 Pmv,Llc-B5725/Credittech  - Mortgage November 07, 2011 F.Mac/Spiritbank  - Mortgage October 28, 2011 Spiritbankmo/Oldrepublic  - Mortgage October 25, 2011 Ascenthomeloans/Credstar  - Mortgage October 25, 2011 Bokf,Nadbaban/Csccrdtsvc  - Mortgage October 12, 2011 Pmv,Llc-B5725/Credittech  - Mortgage October 11, 2011 Bokf,Nadbaban/Csccrdtsvc  - Mortgage September 22, 2011 224Pmv,Llc-B5/Cbcinnovis  - Mortgage September 21, 2011 Bokf,Nadbaban/Csccrdtsvc  - Mortgage September 21, 2011 Quickenloans/Quickenloan  - Mortgage

[dyv8914]

Been away from myFICO for awhile...just checking in! Nothing too exciting, this is my 4th month app free Will be requesting my 6 month CLI from Citi at the end of the month. Hopefully it will be approved!

[webhopper]

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dyv8914 wrote:

Been away from myFICO for awhile...just checking in! Nothing too exciting, this is my 4th month app free Will be requesting my 6 month CLI from Citi at the end of the month. Hopefully it will be approved!

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Congrats! Im going on 2 months... feels great

[afbar1114]

checking in wallet feeling full enough for now. no need for any more cards at this point maybe a discover down the road a year from now or so. no itch what so ever finaly!!!!  i do plan on keeoing my wallet cards for the long haul with hoping to get bigger CL's down the road. 

[hateAshbury]

sup doodz, in the garden til November 28, 2012 -- gunning for Sapphire

collections? got 'em!!!!

delinquencies?? you betcha!!!

[LS2982]

1 Month 3 Weeks App Free!!!!!!

Getting it in and feeding my seedlings!!!

[CreditWorld2013]

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LS2982 wrote:

1 Month 3 Weeks App Free!!!!!!

Getting it in and feeding my seedlings!!!

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Very nice!

I can finally say Discover worked out their reporting issues and it posted. Now my Equifax FICO is 700 and Transunion is at 660 (They count my stundet loan balance as being a risk ) App free for 2 months and 20 days! 

[MsLadyRover]

Hey Gardeners!!!

I'm still here.  3 months app free today!! Can I make it another 3??

[NikJ4]

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MsLadyRover wrote:

Hey Gardeners!!!

I'm still here.  3 months app free today!! Can I make it another 3??

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Super congrats!