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@brookele wrote:
@myjourney wrote:
@brookele wrote:I fell out of the garden for an Amex recon. New HP on EX.
Welome back its ok we all slip up did you get it?
Thanks! Unfortunately no, I didn't. My plan now is to garden for a 6mos, then apply for BCP every 6mos till I get it, since it'll be a soft pull. No recons. It's the last card on my want list, so no hurry.
You'll get it next time so welcome grab your gardening tools and pull up a chair. We glad you're here with us
I'm in.
I'll pick up my bronze spade tomorrow, and I'm set for the forseeable future - I don't want/need anything else, and I've now got more cards (and yes, even CL) than I feel comfortable with. Does anyone know if there's some type of income:CL ratio that is preferred/optimal? (haven't searched the threads yet - that's a new project). I am fearful of the pending score drop with the new accounts (PenFed gave me three from one HP in March), and they haven't reported yet.
Plan for the year is to pick up my gold spade again and to have all my revolving debt paid off by the end of December. It's difficult right now with current expenses (licensure, examination fees, travel, etc.) but it's a necessary evil.
I do plan to ask for the 3X CLI on my BCP in a couple of days, but I'm not expecting any type of success. I'm not sure what's in my profile that makes Amex hate me, but I've been turned down three times so far. And it's now my lowest CL, as all my other cards have 2-4 X the limit. Oh well... <Shrug>
@myjourney wrote:
@brookele wrote:
@myjourney wrote:
@brookele wrote:I fell out of the garden for an Amex recon. New HP on EX.
Welome back its ok we all slip up did you get it?
Thanks! Unfortunately no, I didn't. My plan now is to garden for a 6mos, then apply for BCP every 6mos till I get it, since it'll be a soft pull. No recons. It's the last card on my want list, so no hurry.
You'll get it next time so welcome grab your gardening tools and pull up a chair. We glad you're here with us
Thanks! I plan to be here for awhile
09/05/13
LS2982's DIAMOND COUNTOWN:
only 20 MONTHS LEFT!
@Lex Fingers crossed!! I need a couple removed too.. old paid CO.. should fall off in a yr or 2 ive written both but you know how that goes.
@TNTransplant wrote:I'm in.
I'll pick up my bronze spade tomorrow, and I'm set for the forseeable future - I don't want/need anything else, and I've now got more cards (and yes, even CL) than I feel comfortable with. Does anyone know if there's some type of income:CL ratio that is preferred/optimal? (haven't searched the threads yet - that's a new project). I am fearful of the pending score drop with the new accounts (PenFed gave me three from one HP in March), and they haven't reported yet.
Plan for the year is to pick up my gold spade again and to have all my revolving debt paid off by the end of December. It's difficult right now with current expenses (licensure, examination fees, travel, etc.) but it's a necessary evil.
I do plan to ask for the 3X CLI on my BCP in a couple of days, but I'm not expecting any type of success. I'm not sure what's in my profile that makes Amex hate me, but I've been turned down three times so far. And it's now my lowest CL, as all my other cards have 2-4 X the limit. Oh well... <Shrug>
Sounds like a plan well thought out and being excuted forth with
Reporting for duty, still in the garden. It's summer and i'm enjoying a bahama mama
This month my BCE comes up on the 6 months mark. I will try to get a CLI on it.