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Garden Club Meeting - May 2013

Valued Contributor

Re: Garden Club Meeting - May 2013

Got a nice surprised tonight,  EQ score is now 706, up from 671, a 35 point boost because 4 INQ's hit 5 months of age, from Dec 3rd. My highest EQ score ever.

 

 

I wonder what my Walmart TU score is going to do in a few days.

 


Gardening is the way to go.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 711 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013

Congrats gardening is paying off big time for you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 712 of 2,553
Highlighted
Established Member

Re: Garden Club Meeting - May 2013

I'm late to the garden club party this month, but am checking in to say that I'm still going! Officially 1 month and not looking back... thanks as always for the encouragement.



Starting Score '14: 638
Current Score '14: 651
Goal Score '14: 700


Take the myFICO Fitness Challenge

Gardening...

Message 713 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


upwithfico wrote:

I'm late to the garden club party this month, but am checking in to say that I'm still going! Officially 1 month and not looking back... thanks as always for the encouragement.


Nice to hear you're still here and staying strong.Smiley Happy

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 714 of 2,553
Established Member

Re: Garden Club Meeting - May 2013


myjourney wrote:

upwithfico wrote:

I'm late to the garden club party this month, but am checking in to say that I'm still going! Officially 1 month and not looking back... thanks as always for the encouragement.


Nice to hear you're still here and staying strong.Smiley Happy

 


Thank you!



Starting Score '14: 638
Current Score '14: 651
Goal Score '14: 700


Take the myFICO Fitness Challenge

Gardening...

Message 715 of 2,553
Valued Member

Re: Garden Club Meeting - May 2013

So I had a bit of temptation tonight - but I am happy to report I am app free! Woohoo! I get so frustrated that I never get CLs at 1k or more - which is silly since I'm going to assume it takes time and low uti to get those stupid things. Apping like crazy isn't going to help either! Haha. *blush*

 

I did get some work done tonight. I wrote up and printed off copies of some PFDs, wrote a letter to Citi Student Loans begging for a retroactive forbearance, and even managed to get some DVs for DH's creditors. Busy girl Smiley Happy

 

And now I want to take a long hot bath and go to sleep .. but I still have a time sheet to fill out to take to work tomorrow ;--;


Started: 581 (October 2012 ) ♥ Walmart MyFico: 622 (May 2013)
First Goal: 650 (reached April 2013) ♥ Current Goal: 700 (Jan 2014)
Currently in the garden! App free 'till November 2013! Smiley Very Happy


Message 716 of 2,553
Valued Member

Re: Garden Club Meeting - May 2013


RTOrockstar wrote:
So...Iron Man 3 was cool.

What did you think? Aside it being 'cool' Smiley Happy


Started: 581 (October 2012 ) ♥ Walmart MyFico: 622 (May 2013)
First Goal: 650 (reached April 2013) ♥ Current Goal: 700 (Jan 2014)
Currently in the garden! App free 'till November 2013! Smiley Very Happy


Message 717 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


memorysketch wrote:

So I had a bit of temptation tonight - but I am happy to report I am app free! Woohoo! I get so frustrated that I never get CLs at 1k or more - which is silly since I'm going to assume it takes time and low uti to get those stupid things. Apping like crazy isn't going to help either! Haha. *blush*

 

I did get some work done tonight. I wrote up and printed off copies of some PFDs, wrote a letter to Citi Student Loans begging for a retroactive forbearance, and even managed to get some DVs for DH's creditors. Busy girl Smiley Happy

 

And now I want to take a long hot bath and go to sleep .. but I still have a time sheet to fill out to take to work tomorrow ;--;


Very busy girl indeed but time was spent wellSmiley Wink

May all the work pay off big time ....

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 718 of 2,553
Regular Contributor

Re: Garden Club Meeting - May 2013

20 days in the garden and counting...i shouldn't need any more credit(ouch except for maybe an united or us air cc for the signup ticket)....i should be able to use the delta signup miles that i already have...no more cc for Code...please help me stay!

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Message 719 of 2,553
Valued Member

Re: Garden Club Meeting - May 2013


myjourney wrote:

memorysketch wrote:

So I had a bit of temptation tonight - but I am happy to report I am app free! Woohoo! I get so frustrated that I never get CLs at 1k or more - which is silly since I'm going to assume it takes time and low uti to get those stupid things. Apping like crazy isn't going to help either! Haha. *blush*

 

I did get some work done tonight. I wrote up and printed off copies of some PFDs, wrote a letter to Citi Student Loans begging for a retroactive forbearance, and even managed to get some DVs for DH's creditors. Busy girl Smiley Happy

 

And now I want to take a long hot bath and go to sleep .. but I still have a time sheet to fill out to take to work tomorrow ;--;


Very busy girl indeed but time was spent wellSmiley Wink

May all the work pay off big time ....


I hope so! Thank you so much. Heart


Started: 581 (October 2012 ) ♥ Walmart MyFico: 622 (May 2013)
First Goal: 650 (reached April 2013) ♥ Current Goal: 700 (Jan 2014)
Currently in the garden! App free 'till November 2013! Smiley Very Happy


Message 720 of 2,553