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Garden Club Meeting - May 2013

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rtw
Established Contributor

Re: Garden Club Meeting - May 2013

4 months in the garden.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 731 of 2,553
culture
Regular Contributor

Re: Garden Club Meeting - May 2013

Have a great week everyone !!! 

Message 732 of 2,553
fltn
Frequent Contributor

Re: Garden Club Meeting - May 2013

3 more days to 1 month!

 

Waiting for my inquiries to fall off completely and my BK7 to age some more.

Uneducatedly, is that a word?, filed for BK7 because I did not know that medical bills were being reported 7 years past SOL, and collections contacting me threatening to put on CR's 12 years past last payment was made, 5 years past SOL.

Boy if I would have known that was not allowed, I'd be much better off.

 

Oh well.

 

 

Currently "freezing" in the garden!
Message 733 of 2,553
memorysketch
Valued Member

Re: Garden Club Meeting - May 2013

Can it be November already? That's when my INQs from our 'new' car will fall off. I'm still wondering if I could take them a copy of our CRs when we look into buying our Town and Country - last October we had an emergency with our old Town and Country (it was our first high price joint purchase!) and we ended up getting a purty 07 Dodge Charger. We've really missed our van - we are such soccer parents - so we figured we're going to work on our CRs/garden until November, then buy a brand new Town and Country limited. It just sucks that they run like 12 banks, and they all stay on the report for a year ;--; By the time we start mortgage shopping, we should have some decent age on all our accounts, and also most if not all INQs removed.


Started: 581 (October 2012 ) ♥ Walmart MyFico: 622 (May 2013)
First Goal: 650 (reached April 2013) ♥ Current Goal: 700 (Jan 2014)
Currently in the garden! App free 'till November 2013! Smiley Very Happy


Message 734 of 2,553
tcbofade
Super Contributor

Re: Garden Club Meeting - May 2013

Howdy, howdy boys and girls.

 

Here I sit, anxiously awaiting wallymarts updating of the TU08 scores...hoping to see increases for both myself and DW.

 

It is Monday...I've got a terrible case of dragon butt...

 

 

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 735 of 2,553
tattooedhusker
Established Contributor

Re: Garden Club Meeting - May 2013

That NFCU CLI thread almost got the best of me!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 736 of 2,553
wenbev
New Contributor

Re: Garden Club Meeting - May 2013

Made a full month of being in the garden just picked up my shiny, new spade! Smiley Happy

Message 737 of 2,553
starry1
Valued Contributor

Re: Garden Club Meeting - May 2013

Seriously considering stepping out of the garden.  I really need to refi my car since the payment and interest rate are horrible and NFCU will definitely be a better option.  My only thing is if I should go ahead and pull the trigger the end of this month or in June, which will be my 4th month having my accounts there and maybe they will know me a little better.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 738 of 2,553
LS2982
Mega Contributor

Re: Garden Club Meeting - May 2013


@rtw wrote:
4 months in the garden.

Today marks 4 months for me too!!!

 

WTG!!!




EQ FICO 548 3/3/16
Message 739 of 2,553
LS2982
Mega Contributor

Re: Garden Club Meeting - May 2013


@tcbofade wrote:

Howdy, howdy boys and girls.

 

Here I sit, anxiously awaiting wallymarts updating of the TU08 scores...hoping to see increases for both myself and DW.

 

It is Monday...I've got a terrible case of dragon butt...

 

 


OMG I totally took that the wrong way at first..............Smiley Very Happy




EQ FICO 548 3/3/16
Message 740 of 2,553
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