Garden Club Meeting - May 2013

[memorysketch]

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@LS2982 wrote:

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@myjourney wrote:

I noticed today I didn't see one post from an Emergency Response Unit team member (09Lexie)

Who is stricken with a cold and in bed

Virtual get well card please sign

Signed 

Myjourney

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Hope you feel better Lexie!!!

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Have some of my Chicken and Noodles! Far better than Campbell's.

[myjourney]

The garden group is the best

Cheers to the garden group

[memorysketch]

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@myjourney wrote:

The garden group is the best

Cheers to the garden group

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Woohoo!

[myjourney]

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@memorysketch wrote:

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@myjourney wrote:

The garden group is the best

Cheers to the garden group

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Woohoo!

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[bedazzledlv]

@ Parakleet & @ FocusedAndDetermined

Thank You both for reading my post and the well wishes.  I feel like I've seen the other side of the rabbit hole, and I've returned a stronger, wiser person.  Thanks to this forum and my Trolling ability to learn from other threads I have sifted through.  All the sound advice i read here gave me strength that I could pull off this major feat, and conquer.  I have taken a 580 to 711+ real FICO on all 3 reports all in less than 1.5 years.

[creditnocash]

Well I just realized I need too stop spending... After my money runs out on my starbucks card... Only thing ill be charging is monthly expenses. which unfortunately, going out and drinking starbucks every morning is not a necessity.   Also 12 dollar lunches at panera dont help. that place isnt even that good, but its the only decent place around where i work. 

my gardening goal for this summer, is to pay off all my cards. currently at 20% util and about 15% reporting. 

[myjourney]

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@creditnocash wrote:

Well I just realized I need too stop spending... After my money runs out on my starbucks card... Only thing ill be charging is monthly expenses. which unfortunately, going out and drinking starbucks every morning is not a necessity.   Also 12 dollar lunches at panera dont help. that place isnt even that good, but its the only decent place around where i work. 

my gardening goal for this summer, is to pay off all my cards. currently at 20% util and about 15% reporting. 

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I know you have a solid plan and will execute it to perfection

[phillyguy12]

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@myjourney wrote:

I noticed today I didn't see one post from an Emergency Response Unit team member (09Lexie)

Who is stricken with a cold and in bed

Virtual get well card please sign

Signed 

Myjourney

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feel better

[ronstar7]

Hello everyone just joined the garden, havent applied since March and its killing me!!!

But I will be strong, I am holding out for the Target and Walmart cards...so if I get the pre approved from the Target slip and I take it will I be banished to the pits?

Currently have:

Vickies Secret-$350 limit

Express-$350 liit

Buckle-$250 limit

Kingsize-$250 limit

2 One Stop Plus- $250 limit on both

Capital 1 Secured-$200 limits

First Premier-$300 limit

[JustJen]

So day 7 in the garden and just trying to take the time to really figure out what's going on with my credit score. Question for my fellow gardeners....does anyone know how EQ computes CS vs EX? My score has tanked for both of them....but so much more with EQ trying to figure out why. And yes I'm basing this off a true EX that was given to me from AMEX. It's literally almost 100Pt difference! Before this decrease on both, they were relatively close I would say within 10-30 pts at times.

I'm interested to get my TU score from walmart this month to see how much my high utilization and recent accounts effect that score...will it be as drastic as EQ or moderate like EX.